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Mortgage and Lending - Home Loan Investment Bank - NMLS 49493

ARCHIVED BLOG POSTS

2009 

Chimney's are for Santa. My family came home from an errand tonight to discover our house was a little chilly and found out that our heat was no longer coming on. The owner of the company who had installed our furnace a few years ago lives in my area, so we were fortunate enough to have him over ...
12/21/2009
Survived the big snow storm in East Providence. What a perfect day to get snowed in. All the Christmas shopping is done, plenty of food in the fridge and no place to go. Didn't mind getting a day that basically locked us down for the day. I spent a solid hour shoveling out the walkways and drivew...
12/20/2009
National and The State of RI licensing exams passed. I was able to take and pass both of these exams this weekend (Friday & Saturday). I'm happy with the way the process went and I actually learned a thing or two that will be beneficial to my career. Also, my experience with Pearson Professional ...
12/20/2009
I took my federal exam today and passed it. So I've now shifted my focus to my upcoming Rhode Island exam. Studying for this one is proving to be a challenge. I'm gifted in the brains department but on some of the stuff I'm reading I'm not sure on how good my retention is. Here is a good example....
12/18/2009
Thank you Tim Maitski for posting this. This is 5 minutes well spent because it'll make you smile, if not laugh:) Happy Holidays! JasonI got a chuckle by watching these realtors sing Santa Claus is Coming to Town with lyrics we all can relate to. I don't know these agents.  I just received it in ...
12/16/2009
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If you are in either Massachusetts or Rhode Island and find yourself asking WTF, Where to Finance? I'd like you to consider my office. Here is an invitiation to call me directly at 401-437-2008. My office can make you LOL! Lots of Loans can definitely be found here! Whether you are looking to pur...
12/16/2009
Where is the balance? On Monday December 14th, President Obama met with some top bank executives to encourage them to make more credit and loans available. This was an hour long meeting and the president sat with executives from banks like Bank of America, Wells Fargo and JPMorgan Chase. "Now tha...
12/15/2009
RESPA "The Final Rule". RESPA's Final Rule goes "live" January first. We will now have both a 3 page GFE and 3 page HUD. The HUD will be drawn from the GFE and for most of the originating fees; there will be a zero percent tolerance for any changes in fees.  Two other big changes will be the elim...
12/11/2009
Consumer Borrowing Falls for 9th Straight Month.  It was reported this afternoon that for the 9th month in a row this year, consumer borrowing has decreased. For many economists, this weak consumer spending is a sign that an economic recovery will be more difficult and without this spending, an e...
12/07/2009
Even if you think you cannot be helped, it doesn't hurt to ask. Last month my branch took an application from a homeowner who owned more on her home than the property was worth in this current market. In the past, once negative equity is apparent, the application process stopped. Today however, ...
12/04/2009
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Jason Potrzeba

Senior Account Executive
smartphone(401) 580-7612
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