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"The Weekly Wrap Up"

Presented by Jason Wheeler

Okay so you have been getting these from me for a while now and I REALLY appreciate your continued support and reading! If you have been finding value in the nuggets I send each week I would truly appreciate if you would forward the info to any colleagues or clients that may find it useful!

Check out the newest and hottest loan programs and let me know if you would like to see if you fit into any of them. We were locking rates in this week at around 4.75% on a 30 Year Fixed with no points this week!

Hot Mortgage Programs at a Snapshot

• 95% Conventional Loans are Back in California!
• Contra Costa Mortgage Credit Certificates. Get up to 20% tax credits on interest paid on your mortgage throughout the year!
• 100% Financing with VA Loans!
• Government Programs up to 97% Financing. with $8,000 in Tax Credits for First time buyers and starting in 2010 $6,500 for 2nd home and investment properties.
• FHA HUD Financing Incentive. $100 down payment gets you in a home!
• Fannie Mae Freddie Mac Refinance Plus! HARP Refinance your home up to 125% of the value.
• Concord CA Affordable Housing and First Time Home Buyer down payment assistance up to $40,000!
• No Appraisal Required on Home Path Loans. Fannie Mae REO properties

Here we are wrapping up Friday 11/20/2009 rates have dipped a bit lower and have been relatively flat for the past few days with the trend pointing even lower for during next week. You can look at weekly rate trends Here.

Two Real Estate Investor Events This Week!

Investor Forum in Bay Area CA RSVP Here!

Join us and learn from a ton of Real Estate Entrepreneurs and Investors that are helping people like you create massive wealth in Real Estate TODAY!!. This will be a packed event where you will learn nuts and bolts Real Estate Investment knowledge to take advantage of what is happening in the market RIGHT NOW!

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Until Next time Here is to your success! Jason Wheeler 925-285-2172

Subscribe Via RSS | Free Online Overview | Free Event | Email Us | 925-285-2172

95% LTV is back on Agency Conventional Loans
Borrowers may now get 95% LTV if they meet the following criteria:

• 95% Purchase and Rate/Term refinances
• Specific Affordable Products only (see below)
• Borrower does not have to be a First Time Homebuyer to qualify.  However , First Time Home Buyer’s must complete training course.
• 680 Minimum Score Requirement
• 1 unit property only (SFR and PUDs. Condos maxed at 90% LTV)
• 2 months. reserves required regardless of AUS findings
• 3% down payment and reserves must be borrower’s own
• Borrowers can only own 1 property (No 2nd homes or rentals)
• Full appraisal required regardless of AUS findings
• 3% Seller Concessions maximum allowed
• Counseling only required for First Time Home Buyers
• Income limitation waived on MyCommunity program if property is located in a Fannie Neighborhood
• Mortgage insurance must be ordered through Genworth (GE)
• These Genworth overlays apply to Flagstar product guides
• Now available in CA, FL, NV, and AZ
• Standard Conforming Fixed is not eligible. Must fit into one of the below programs

  Available Programs:
  • Freddie's Home Possible Doc #5335 (Fixed Rate only)
  • FNMA MyCommunity Doc #5325 (Fixed Rate, 5 yr ARM and 7 yr ARM

  Additional benefits (see product descriptions for full details):
  • Reduced MI coverage available (16% MI coverage). This is a great selling tool against FHA! MI is reduced and unlike FHA, the MI may be removed after 2 years if home has appreciated in value. Borrowers completing GE’s Counseling Saver Program may receive additional rate discount

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Until Next time Here is to your success! Jason Wheeler 925-285-2172

Subscribe Via RSS | Free Online Overview | Free Event | Email Us | 925-285-2172

I wanted to let you know the details of our 3 day Wealth Summit in Concord CA this week. If you can't make it but you would like to learn more about how you can get involved, I'd be happy to speak with you one to one sometime.

Are you ready to learn the nuts and bolts of making money today in Real Estate Investing?

We are very luck you have our trainer Jen Matlock who continues to rehab single-family homes and has expanded into acquiring bulk REO properties. She owns two property management companies as well as owning and managing over 40 properties in Florida, Texas, and the Midwest. Now, with ten years of successful real estate investing under her belt, Jen has been featured in several real estate publications. Additionally, she has taught thousands of students how to invest in real estate, motivating them to succeed and to achieve their own financial freedom.

At this exclusive 3 day event in Concord CA You will learn...

• How to capitalize on the 4 great money making opportunities in Real Estate today
• Foreclosure process, opportunity and when to strike
• 4 secrets of the pros to help you find Short Sale opportunities in your own backyary

• How to research, locate and work auctions to buy homes at 50 cents on the dollar
• How to build relationships with Banks so they call you first

• 3 things you must know before you buy
• How to get your phone ringing with motivated sellers who want to do business with you
• How to make money in days, not years

• Transaction details
• Constructing and presenting offers
• 13 sure fire ways to find people with money to fund your deals
  

I look forward to networking with you more in the future!

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Until Next time Here is to your success! Jason Wheeler 925-285-2172

Subscribe Via RSS | Free Online Overview | Free Event | Email Us | 925-285-2172

"The Weekly Wrap Up"

Presented by Jason Wheeler

Check out the Hot new programs below and up coming Real Estate Investor meetings. Big news this week is that Fannie Mae is positioning itself to become the biggest landlord in the USA! Is this good or just another government takeover? Read about the Fannie Mae Leaseback Program here!

Also check out this article I wrote about Why Everyone should Take Action NOW and get involved with Real Estate. Please check it out and comment as necessary. If you find any value in the information I'm bringing you you can add me on Twitter or Facebook to stay in touch. See the links at the bottom of this message.

Hot Mortgage Programs at a Snapshot

• Contra Costa Mortgage Credit Certificates. Get up to 20% tax credits on interest paid on your mortgage throughout the year!
• 100% Financing with VA Loans!
• Government Programs up to 97% Financing. with $8,000 in Tax Credits for First time buyers and starting in 2010 $6,500 for 2nd home and investment properties.
• FHA HUD Financing Incentive. $100 down payment gets you in a home!
• Fannie Mae Freddie Mac Refinance Plus! HARP Refinance your home up to 125% of the value.
• Concord CA Affordable Housing and First Time Home Buyer down payment assistance up to $40,000!
• No Appraisal Required on Home Path Loans. Fannie Mae REO properties

Here we are wrapping up Friday 11/13/2009 rates have be relatively flat for the past few weeks with the trend pointing flat for next week. You can look at weekly rate trends Here.

Real Estate Investor Events!

Investor Forum in Bay Area CA RSVP Here!

Join us and learn from a ton of Real Estate Entrepreneurs and Investors that are helping people like you create massive wealth in Real Estate TODAY!!. This will be a packed event where you will learn nuts and bolts Real Estate Investment knowledge to take advantage of what is happening in the market RIGHT NOW!

REAL ESTATE INVESTOR FORUMS SHOWING HOW MANY IN THE BAY AREA ARE MAKING A SIGNIFICANT INCOME IN REAL ESTATE INVESTMENTS AND BUSINESS! AT THIS EVENT YOU WILL MEET MANY SUCCESSFUL INVESTORS AND SEE ACTUAL REAL ESTATE DEALS THAT YEILD A LEGITIMATE FIVE FIGURE PROFIT. CALL NOW 925-285-2172 This is your opportunity to learn from pros that are making local deals. If you would like to get started and work with a team of professional real estate investors you absolutely deserve to receive the information that we will be sharing this evening! Fremont Wednesday the 18th 7pm Register San Jose Saturday 11/14/09 10:00am to 12:30pm Register Brentwood Saturday 11/14/09 10am Register Sacramento CA Wednesday 11/18/09 7:00 to 9:30pm Register *This will be a powerful overview of our Real Estate Investment strategies and we will be showing you actual deals that are happening in the Bay Area. We are exploding and looking for sharp people that deserve a better life. Come and learn how to create massive success with Real Estate Investing! Business attire is strongly suggested. Arrive early to network 6:30-7 with entrepreneurs and investors of the community.

Connect with Jason Online! | Subscribe Via RSS Feed

Until Next time Here is to your success! Jason Wheeler 925-285-2172

Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |

Subscribe Via RSS | Free Added Value | Free Event | Email Us | 925-285-2172

Fannie Mae and Freddie Mac are asking the Federal Government for another $15 Billion dollars in bailout money because of defaults and foreclosures! To add to the Federal control Fannie Mae is rolling out a new program to lease back foreclosed homes and let tenants rent. Fannie Mae is to become the Biggest Federal Landlord in the Country! Watch this Video for More Details! The program is band new and was just announced last Thursday. Fannie Mae will become a land lord on a national scale! They will be leasing back the properties to clients for one year with a month to month lease option thereafter.

How do you feel about this program? Your comments are welcome.

Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |

Subscribe Via RSS | Free Added Value | Free Event | Email Us | 925-285-2172

What?!? Did you just say that just $100 down payment can get you into a home. What kind of program is the FHA and HUD sales Incentive Program anyway? Because of the foreclosure wave and FHA continuing to struggle and the possibility of more government stimulus being pumped into the FHA they must get those darn bank owned homes off their boos so they can do what they are meant to. LEND and make homes affordable!!

So what are the incentives and advantages of the the FHA and HUD Sales Incentive?

• 110% Loan to Value is allowed in most counties
• $100 down payment when you use FHA financing
• $5000 sales credit allowed from FHA for repairs at closing using FHA
• 3% HUD allowed for closing cost assistance.

So with all these awesome benefits how the heck to I qualify. Well only HUD owned homes can use this program. You can find a HUD Owned Home Here and only owners who intend to occupy the home are eligible. If you would like to see if you or a friend qualify all you have to do is call us and we can get you qualified in 10 minutes.

Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |

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The Fannie Mae DU Refinance Plus loan or HARP (Home Affordable Refinance Program) has become quite popular in the CA Bay Area for homeowners that are struggling to make their current mortgage payments. Some of the benifits of the HARP loan are as follows.

1. There are no minimum credit requirements.
2. You can refinance a current first mortgage up to 125% of the homes current Appraised value.
3. You can subordinate a 2nd mortgage to an unlimited CLTV
4. Mortgage Insurance is NOT required for this loan.

If you or someone you know would like to find out about qualifications don't hesitate to get in touch with us today. We are happy to answer any questions and adress concerns to find the right loan program for you!

Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |

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This is a great video to spend a minute on especially if you are feeling frustrated or discouraged with whatever you are working on. So many ask me how I got where I am and tell me I'm lucky to have found success. Anyone that has ever seen any success knows that it is not luck but consistent practice and persistance over time. You must fail! Somtimes countless times before you ever really start seeing rewards. The key is staying in the game long enough to start seeing those rewards. Don't quit three feet away from gold

If you've never failed then you will never ever see success!

Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |

Subscribe Via RSS Feed | Subscribe Via Weekly Email News Letter

"The Weekly Wrap Up"

Presented by Jason Wheeler

My goal is to keep you informed and updated on what's new in the financing world. You can get in touch with me for any financing questions between 9am and 7pm Monday through Saturday on most weeks at 925-285-2172. My commitment is service to business partners and clients! Thank you for continuing to read.

CAN THIS BE THE BEGINING OF THE END FOR THE HVCC?

It looks like the Appraisal restrictions that have been allowing the banks to essentially control the investor and the market place are in the process of being repealed. The sooner the better!

NEW PROGRAM!

Freddie Mac Opens Access to other Services for the Relief Refinance 125% LTV Loan

Hot Programs!

• FHA 203K Rehab Loan. Perfect for today's REO fix up environment. Get up to $30,000 upon closing for repairs and upgrades on your new home purchase.
• Contra Costa Mortgage Credit Certificates. Get up to 20% tax credits on interest paid on your mortgage throughout the year!
• 100% Financing with VA Loans!
• Government Programs up to 97% Financing. with $8,000 in Tax Credits for First time buyers expiring at the end of 2009..
• Fannie Mae Refinance Plus! Refinance your home up to 125% of the value.
• Concord CA Affordable Housing and First Time Home Buyer down payment assistance up to $40,000

Below is a bit of news on the weeks pricing trends and mortgage rates!

• Conventional or FHA 30 Year Fixed No Points 5.125%
• Conventional or FHA 30 Year Fixed One Point 4.875%
• Conventional 5 Year ARM 4.5%

Here we are wrapping up Friday 10/23/2009 rates have be relatively flat for the past few weeks with the trend pointing a bit higher for going into next week. If you had the chance to lock in mid week you were best off.. You can look at weekly rate trends Here.

Real Estate Investor EVENT!

Investor Forum in Fremont CA RSVP Here!

Join us with Hermie Bacus and Jeff Thompson learn from a ton of Real Estate Entrepreneurs and Investors that are helping people like you create massive wealth in Real Estate TODAY!!. This will be a packed evening event where you will learn nuts and bolts Real Estate Investment knowledge to take advantage of what is happening in the market RIGHT NOW!

Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Are Event |

Subscribe Via RSS Feed | Subscribe Via Weekly Email News Letter

Everyday I speak to a ton of different people and I am always so amazed as to how many people are just so negative about the real estate market. I tell people now is a great time to invest in real estate and even create an income from real estate. I started doing some research to actually show everyone WHY REAL ESTATE and came up with some great information.

First of all Real Estate is definitely on sale. According to the chart below Real Estate has statistically NEVER been cheaper. If you bought 20 homes 20 years ago you'd probably be well off. Well what will you say 20 years from today.

If you would like to learn how you can get started, regardless of if you have a lot of money or no money all you really need is the desire to succeed and be successful.

Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Are Event |