Jason's Blog

Four Indicted on Mortage Fraud In Pleasant Hill Based Scam!

Jason Wheeler (REI Capital Solutions Group) — Wed, 30 Jul 2008 00:09:08 -0500

Four people have been indicted in connection with a mortgage-fraud scheme that federal prosecutors say landed more than $20 million in bogus loans used to control residential-care home facilities for the elderly in Contra Costa and San Mateo counties.

Edith and Ronald Nelson; Nelda Asuncion; and Criseta Lagarejos were arrested Monday and appeared in federal court in Oakland.

Edith Nelson is free on a $1 million bond, and each of the others on $750,000 bonds. If convicted, they could face years in federal prison and millions in fines. They're due back in court Aug. 5.

The Nelsons own and operate Pleasant Hill-based Placement Services, a referral service placing elderly people in residential-care facilities. The state Department of Social Services in 1998 had barred them from involvement in licensed care facilities due to violations including deficient care of residents. Read the Rest Here.

Apparently fraud never pays off. In the long run it will come back and get you. This story jumped out at me because it is right in my back yard in good old Pleasant Hill. Who would of thought these things would happen here. Well they are apparently happening everywhere. Taking advantage of the elderly of all things. Some people in this profession simply make me sick. It is no wonder all the Lawyer jokes have recently turned ito Mortgage Broker jokes!

Investment and Consulting Services (877) 336-8369 Ex 4190

Mortgage Rates Shooting Up Again

Jason Wheeler (REI Capital Solutions Group) — Mon, 28 Jul 2008 20:15:35 -0500

WASHINGTON — Mortgage rates shot up this week with 30-year mortgages climbing to the highest level in nearly a year, reflecting concerns in financial markets about the troubles at corporate giants Fannie Mae and Freddie Mac.

Freddie Mac reported Thursday that its nationwide survey showed rates on 30-year mortgages surged to 6.63 percent this week, up sharply from 6.26 percent last week. That represented the highest level for 30-year mortgages since they stood at 6.68 percent the week of Aug. 1. Read the Rest Here!

Just a few weeks ago rates were around 6%. Consumers are often so surprised when you tell them the news of higher rates, and it could often put a wrench in your deal if you have not locked. It seems banks are getting less and less friendly to helping anyone that is in touble.

Investment and Consulting Services (877) 336-8369 Ex 4190

4 Plex in Pittsburg, CA for Just 205K!

Jason Wheeler (REI Capital Solutions Group) — Mon, 28 Jul 2008 19:35:34 -0500

Are you looking for investment property? You have got to check out this property in Pittsburg CA. This is a four plex with all units already rented out. Only asking $205k. It would be quite simple to get a monthly cash flow from this property so if you or your buyer clients would like to take a look please get in touch with us ASAP.

Download Your Flyer Here

If you are serious about creating wealth in this Real Estate Market with investments and proven strategies get in touch with us today!

Investment and Consulting Services (877) 336-8369 Ex 4190

Cashflow Investment Duplex for $240k! Comps are around $450k

Jason Wheeler (REI Capital Solutions Group) — Thu, 19 Jun 2008 19:32:49 -0500

It has been a while since I blogged and took time to post something here on Active Rain. I have been very busy with quite a few Real Estate Investment endeavours and proud to say that I am have quite a bit of success in this arena of the market place. I would like to share this deal with any Investors that may be interested in taking a look at this cash flowing potential investment property in Oakland. We would like to sell this duplex in Oakland for $240,000 current comps are close to $450,000. With a few repairs and a property manager you might be looking at some significant monthly cash flow. Please get in touch with me if you would like get more details. I have provided a link below to the property details with pictures. If you are an investor please get in touch with me anyhow I would love to network and exchange ideas.

34th Street Oakland CA Cashflow Property

Also if you have clients that would like to look at a deal like this please let me know. Thanks!

Jason's Consulting Services | Real Estate Investment Education

FNMA/Fannie/Fannie Mae’s 1st quarter results showed a loss of $2.2 billion

Jason Wheeler (REI Capital Solutions Group) — Wed, 07 May 2008 13:37:00 -0500

In another blow to brokers, it was announced last week that Countrywide closed 16 wholesale loan centers. This, of course, re-ignited the discussion of what Bank of America will do with Countrywide’s three business channels: retail, wholesale, and correspondent. Generally speaking, retail is viewed as “the surest thing”, but there are definitely reasons for BofA to keep the other two channels in one form or another.

FNMA/Fannie/Fannie Mae’s 1st quarter results showed a loss of $2.2 billion, considerably worse than consensus estimates. Where did the loss come from? Many think that Fannie Mae only is involved in prime mortgages, but 43.0%, or $946 million, of the $2.2 billion in losses incurred during the first quarter involved Alt-A loans. They also said that the company's "Alt-A book will continue to drive an outsize portion of our overall credit losses." Fannie also reported $344.6 billion current Alt-A exposure and a limited strategy for stemming future losses.

Mortgage Rates & Applicationn | Jason's Consulting Services | Real Estate Investment Education

What Recession?

Jason Wheeler (REI Capital Solutions Group) — Fri, 02 May 2008 18:03:04 -0500

What recession? Not only is GDP still positive, but today's April payroll report, expected -75k, only showed a drop in Non-farm payroll of 20k, stronger than expected. The Unemployment Rate moved from 5.1% down to 5.0%, although Hourly Earnings were -.1%. During the last recessionary period, the US Unemployment Rate hit 6.3% five years ago. Did it move the markets? You bet: mortgage prices are worse between .250-.5, and the 10-yr yield shot up into the mid-3.80’s.

Speaking of how many of us feel in the mortgage business…

A man walked into a cafe, went to the bar and ordered a beer.
"Certainly, Sir, that'll be one cent."
"One Cent?" the man thought.
He glanced at the menu and asked, "How much for a nice juicy steak and a bottle of wine?"
"A nickel," the barman replied.
"A nickel?" exclaimed the man. "Where's the guy who owns this place?"
The bartender replied, "Upstairs, with my wife."
The man asked, "What's he doing upstairs with your wife?"
The bartender replied, "The same thing I'm doing to his business down here."

Mortgage Rates & Applicationn | Jason's Consulting Services | Real Estate Investment Education

What do WAMU and Wachovia Have in Common?

Jason Wheeler (REI Capital Solutions Group) — Tue, 15 Apr 2008 00:41:44 -0500

They both need/needed at least $7 billion in additional capital to stay afloat. Wachovia, the fourth-largest U.S. bank, reported an unexpected loss because of subprime- infected mortgage holdings, cut its dividend, and said it will raise about $7 billion in a share sale to replenish capital. The company's market value has dropped 50% since its $25 billion takeover of Golden West Financial Corp. in 2006 at the peak of the housing market. (Talk about good timing on Golden West’s part!) Wachovia also announced that it will cut 500 investment banking jobs.

Legislation update: The Bush administration announced last week steps to help more homeowners head off foreclosure by using an existing Federal Housing Administration program to enable more low- and moderate-income homeowners to refinance into government-insured mortgages with monthly payments they can afford. But the administration's idea would reach far fewer borrowers than the Democrats' proposal -- roughly 100,000 rather than 1 million to 2 million -- without requiring lenders to take large losses. While this was happening, the Senate passed a package of measures including a tax credit for buyers of foreclosed properties, funds to state and local governments to buy and rehabilitate foreclosed homes, and tax breaks for home builders. It has not yet gone to the House.

www.JasonWheelersLoans.com & Real Estate Investing Education

Consumer Confidence Rising? What.

Jason Wheeler (REI Capital Solutions Group) — Fri, 11 Apr 2008 21:21:55 -0500

The University of Michigan’s Index of Consumer Sentiment will be posted later today, giving us an indication of consumer confidence which hints at consumers' willingness to spend. As one would expect, if confidence is rising an average person might be more likely to make large purchases, but if they are growing more concerned of their personal financial situations they probably will delay making that large purchase. In March we had a reading of 69.5, and current forecasts are calling for a reading of approximately 69.0 – a 16-yr low.
There are so many variable with the election I think most will just sit and wait to see what happens. However rates will likely spike sharply if it becomes clear that we will have a democratic president. Take action now and get that investment property you've been thinking about!

www.JasonWheelersLoans.com & Real Estate Investing Education

So Much Happening in the Mortgage Markets

Jason Wheeler (REI Capital Solutions Group) — Mon, 24 Mar 2008 13:52:12 -0500

What’s the difference between the federal government and the mafia? One of them is organized.

Last Friday Countrywide changed their conforming Fast & Easy, limiting it to 90% LTV and 80% CLTV where subordinate financing is used, and entirely eliminated their Equity Programs and House America program.

Last week California’s Attorney General shut down four mortgage lenders for providing what he characterized as “illegal and unconscionable loans”: Lifetime Financial, Nations Mortgage, Greenleaf Lending, Virtual Escrow, Olympic Escrow and Direct Credit Solutions were shuttered for engaging in what Brown characterized as a “complex scheme” of bait and switch.

If you want to sell a super-sized FHA loan to Wells, Purchase, Rate-term refinance, and cash out refinance with loan amounts $417,001 - $650,000 will need a FICO score of 660, and for Purchase, Rate-term refinance, and cash out refinance with loan amounts above $650k you’ll need a 680. They’re limiting their LTV’s for Purchase and Rate-term refinances at 98.75%, but Cash-out refinances at 85%. No Down Payment Assistance Programs are allowed, and a 5% reduction to LTV/CLTV in any market identified as declining by Wells Fargo or the appraiser.

Effective March 31, Indymac will discontinue accepting e-MITS submissions and rate locks for all non-Financial Institution Sellers participating under Preferred

Delegated Underwriting (“PDU”) Authority. IMB will honor program eligible loans closed by Non-Financial Institution Sellers (i.e. Mortgage Bankers) under their respective PDU authority limits provided said eligible loans are submitted in e-MITS and rate locked on or prior to March 28, 2008. They are also capping the commitment period that may be taken to 30 days as of March 28.

Flagstar, in compliance with mortgage insurance vendor guidelines, will no longer offer any loan programs with 100% loan-to-value (LTV) starting next Monday. In order to ensure adequate time for mortgage insurance certificates to be issued, all loans with an LTV greater than 97% must be received in Underwriting by this Friday. This impacts their Flexible 100 and Flexible with Subordinate Financing, MyCommunityMortgage, Freddie Mac 100 & Freddie Mac 80/20, Freddie Mac Home Possible, and Flagstar Affordable programs.

In addition, next Monday Flagstar will no longer offer any Stated Income Verified Asset (SIVA) or Jumbo Asset Based Stated Income loans with an LTV greater than 80%. This includes their Conforming Low Doc and Jumbo Fixed & ARM programs. Lastly, next Monday Flagstar “suspends” their Conforming Stated Income Stated Asset (SISA) Program.

www.JasonWheelersLoans.com & Real Estate Investing Education

Do Down Payment Assistance Programs Exist?

Jason Wheeler (REI Capital Solutions Group) — Mon, 03 Mar 2008 11:52:24 -0600

Do Down Payment Assistance Programs exist? Loan agents will know more about this than I could ever put in a few sentences, but a true DAP is like Nehemiah where they “gift” the borrower all the down payment funds in return for charging the seller a fee. These work almost exclusively with FHA loans. However, DAP’s are often lumped in with “community 2nd” types of programs, whereby various cities and counties across the US offer a wide range of products that are virtually impossible to track from a corporate stand point, since they “run in and out of money” all year long. Here in California, for example, one of the most popular is the CHDAP which is a CHFA 3% “silent 2nd” that works out very well for the borrower. Or the ACCESS purchase money 2nd program, which is administered by the National Homeownership Fund. There are several sites on the web such as http://www.downpaymentsolutions.com.

www.JasonWheelersLoans.com & Real Estate Investing Education

Round Two For Bernanke

Jason Wheeler (REI Capital Solutions Group) — Thu, 28 Feb 2008 18:10:45 -0600

Do Fed chairmen always say, “"the FOMC...will act in a timely manner as needed to support growth and to provide adequate insurance against downside risks."? When wouldn’t this be the case? Federal Reserve Chairman Ben S. Bernanke signaled the U.S. central bank is prepared to lower interest rates again even amid signs of accelerating inflation. Bernanke's remarks may reinforce investors' expectations that the central bank will lower interest rates further to help a faltering economy. Durable Goods fell 5.3%, New Home Sales fell last month to the lowest level since 1995 in spite of price declines. The odds favor another 50 basis point cut in overnight rates at the March 18th FOMC meeting.

What is the market up to today? GDP came out – unrevised at +.6% for the 4th quarter. That, and the Jobless Claims number (Initial claims jumped by 19,000, to 373,000 from an upward-revised 354,000 reported last week), has sent the yield on the 10-yr down to the low 3.70’s again, and mortgage prices are better by .375-.750, depending on the coupon. Today is Round 2 for Bernanke as he testifies before the Senate on the last day of his semi-annual policy presentation to Congress, and we also have Freddie Mac’s fourth quarter results today

Did you hear the one about the young man who was asleep on Monday morning and his mother came in and woke him? "Son you need to get up and go to school". He responded "Mom all the kids hate me, the teachers don't like me and I am not going to school." The Mom said, "Son you must, you are the principal and they are counting on you!"

www.JasonWheelersLoans.com & Real Estate Investing Education

Conforming Loan Limits Gaining More Critics.

Jason Wheeler (REI Capital Solutions Group) — Tue, 26 Feb 2008 12:46:49 -0600

As time passes, more and more critics of the conforming loan level changes are voicing their opinions. As everyone, and their brother, knows, the conforming loan limit will temporarily rise to 125% of an MSA’s median price with a cap of $729,750 and a floor of $417K, retroactive to loans originated on or after July 1, 2007 through December 31, 2008. This will aid liquidity in the jumbo market, but the help will be temporary, and critics say it will only perpetuate the problem of asset-overvaluation in parts of this country. Upon expiration, analysts feel that there will be another round of dislocation in markets highly exposed to jumbo mortgages. Critics also say that the plan is largely aimed at stabilizing coastal markets – the same markets that have appreciated more than others, partly due to lax credit policies and investor speculation. States in the middle part of the country, which aren’t impacted by the loan limit changes, are seeing foreclosures based on economic hardship versus leverage and speculation.

Speaking of folks losing their homes, according to a recent story in Bloomberg judges in five states have stopped foreclosure proceedings because the banks that pool mortgages into securities and the companies that collect monthly payments haven't been able to prove they own the mortgages! According to Inside Mortgage Finance, $2.1 trillion of the roughly $11 trillion of outstanding mortgages have been bundled into securities by private banks, and those loans may be sold several times before they land in a security. Mortgage servicers, who collect monthly payments and distribute them to securities investors, can buy and sell the home loans many times, and each time the mortgages change hands the sellers are required to sign over the mortgage notes to the buyers. Sometimes this was completed, sometimes not…

www.JasonWheelersLoans.com & Real Estate Investing Education

Last Week of February Mortgage Chatter

Jason Wheeler (REI Capital Solutions Group) — Mon, 25 Feb 2008 13:37:21 -0600

The market seems to be comfortable, in the short-term, with rates where they are: the 10-yr around 3.80% and conforming conventional 30-yr ranging from 5.75-6.25, depending on if the borrower wants to pay or receive a rebate. (Mortgages are worse by about .125 this morning.) The only news out today – Existing Home Sales – is not expected to move rates, but there is quite a bit of news coming out later this week. Tomorrow we will see the Labor Department's Producer Price Index (PPI) for January. It measures inflationary pressures at the producer level of the economy, one of the reasons why rates are as high as they are: fears of inflation. It is expected to show an increase of 0.3% in the overall reading and a 0.2% rise in the core data. Also tomorrow morning is the release of February’s Consumer Confidence Index, expected to show a decline in confidence from 87.9 in January to 82.5 this month. Wednesday we’ll have Durable Goods, expected -4.0%, and then Thursday we have the first of two revisions to the 4th Quarter GDP. Old news? Perhaps. Analysts’ forecasts currently call for a 0.8% reading, indicating that the economy was a little stronger in the last quarter of the year than initially thought. Lastly, on Friday we have Personal Income & Consumption, and the University of Michigan’s Consumer Sentiment Survey. And besides all of that, we have two Treasury auctions for $38 billion to absorb this week, plus Bernanke's testimony on Wednesday.

www.JasonWheelersLoans.com & Real Estate Investing Education

Watch Your HELOCs!!

Jason Wheeler (REI Capital Solutions Group) — Fri, 22 Feb 2008 19:21:46 -0600

Beware if you depend on your HELOC! Many banks are freezing HELOCs across the board because of the declining market conditions. I would recommend fully drawing what equity that is available to you and put it to work. A great investment would be in Tax Lien Certificates. If you or anyone you know would want more information on Tax Lien Certificates let me know. They are a relatively safe place to put your equity and can yield up to 30%

www.JasonWheelersLoans.com & Real Estate Investing Education

Something Doesn't Fit

Jason Wheeler (REI Capital Solutions Group) — Fri, 22 Feb 2008 19:16:28 -0600

Something doesn’t quite fit. Can the economy really support higher rates when retailers like The Sharper Image and Lillian Vernon have declared bankruptcy? Or a city here in the San Francisco Bay Area (Vallejo) makes the headlines for being near bankruptcy? Thus the belief that although there will be blips up, the general trend in rates is lower – at least US Government-backed rates. As housing prices continue to decline, food and energy prices continue to rise, and as consumer confidence continues to wane, look for more retailers’ profits to decline after a mediocre Christmas season. The University of Michigan Consumer Sentiment Index fell to a 16-year low last week. And the ability of borrowers to qualify, use their HELOC’s, or borrow in general has declined, while at the same time investors are demanding more and more for their risk pushing long-term yields up. Calgon, take me away!

www.JasonWheelersLoans.com & Real Estate Investing Education

Contra Costa All Day Real Estate Wholesale Workshop for FREE!!

Jason Wheeler (REI Capital Solutions Group) — Mon, 21 Jan 2008 18:48:08 -0600

Have you ever wanted to invest in Real Estate but maybe you did not have the support you needed in order to take those first steps?

Join us in San Ramon on February 2nd for a FREE all day Real Estate Wholesale Seminar. At this workshop you will learn from a real pro! Chris Wilson makes his living by wholesaling properties and does over 100 transactions each year. Chris' average hold time for each of these properties is less than 15 minutes. We would love to share our knowledge with you and help you succeed in your Real Estate Investment endeavors! If you would like more information get in touch with me today!

www.JasonWheelersLoans.com & Real Estate Investing Education

Has Your Computer Ever Crashed?

Jason Wheeler (REI Capital Solutions Group) — Mon, 21 Jan 2008 13:29:50 -0600

Last week my computer crashed! This is always a pain and never convienient. However I would like to take my hat off to a local Computer Sales and Service store right here in Pleasant Hill. The customer service is top notch with very competitive pricing for all service. I've tried using other services like Best Buy and some other big service providers and nothing compares. If you are local in the Contra Costa Area you need to check them out!

www.JasonWheelersLoans.com & Real Estate Investing Education

Surprised to See This Happen?

Jason Wheeler (REI Capital Solutions Group) — Fri, 11 Jan 2008 17:13:47 -0600

Bank of America’s agreement to buy mortgage giant Countrywide Financial in a $4 billion all-stock deal put investors at ease yesterday, boosting shares of Countrywide by 51%, after the mortgage crisis took the stock briefly below the $5 level.

The deal gives Countrywide 0.1822 share of Bank of America for each share they own, valuing Countrywide at $7.16 each, a 7.6% discount. The companies are holding a conference call to discuss the merger, scheduled to begin at 8:30 a.m. ET, and MarketBeat is there to listen so you don’t have to bother.

www.JasonWheelersLoans.com & Real Estate Investing Education

Do You Have Any Clients Like This?

Jason Wheeler (REI Capital Solutions Group) — Thu, 10 Jan 2008 13:03:34 -0600

Are you dealing with borrowers with this scenario? They live in a $700,000 house bought with no money down. They can buy an identical house across the street for $500,000. Their FICO’s are >800, flawless. But as soon as they buy the house across the street, they will stop making mortgage payments on their present place. Since their mortgage is non-recourse, and since they don't need to pay taxes on forgiven debt, the cost of default is basically zero, while the benefit of default is $200,000 ($700-500) in lower total indebtedness.

Who loses? The mortgage company, which lent $700,000 to borrowers with good credit and will now have to sell their house, out of foreclosure, for $500,000 for a loss of $300,000 after costs, along with the ultimate investor on the loan. This has nothing to do with “subprime”: everything in this scenario is a prime loan. There are a lot of people who would be more than happy to wreck their prime credit in return for hundreds of thousands of dollars, and credit scores simply don’t appear in the formula “Negative equity + Non-recourse debt = Bad price dynamics and mortgage losses.”

www.JasonWheelersLoans.com & Real Estate Investing Education

What Happens If Countrywide BKs?

Jason Wheeler (REI Capital Solutions Group) — Tue, 08 Jan 2008 12:37:55 -0600

Many of us have noticed that Countrywide's stock price is down 20% this morning, into the $6 range. The price is down based on rumors of a credit downgrade and possible bankruptcy filing.

An business partner of mine, who works for a large investment bank, wrote to me and said, “Investors are literally buying thousands upon thousands of puts to bet on its demise - keep in mind every thousand puts is equivalent to 100K shares of stock - I have seen about 100K puts change hands myself - that's 10 million shares.”

As I have said in the past, although few of us really like and enjoy working with Countrywide, they are indeed the “canary in the coal mine” for our industry, always trading #1 & #2 with Wells Fargo, and one must wonder if CFC does have to go Chapter 11, what are the implications?

www.JasonWheelersLoans.com & Real Estate Investing Education

Who do You Know that is Being Forclosed On?

Jason Wheeler (REI Capital Solutions Group) — Mon, 07 Jan 2008 20:00:39 -0600

The pace of defaults on privately insured mortgages soared almost 35%, reaching the highest level since the data was first collected in 2001, according to data from MCIC, PMI, AIG, Old Republic, and Triad. The association said 61,300 insured borrowers were at least 60 days late on payments in November. That's up 35% from a year earlier and up 3% from October. The number had not exceeded 60,000 since data was first collected in 2001. Policy-wise, due to tougher underwriting guidelines, the number of policies issued in November totaled 153,865, up 67% from a year earlier, the association said. For the first nine months of 2007, the number of policies issued rose 42%.

I've found this very sad, although I am one to take advantage of the foreclosures in the market as an investor I was looking at the newly reported notice of defaults in my area today and was not surprised but sad to see THREE associates of mine on the list. One of course was in the mortgage business and the others are also associates that I do business with. I would do what I could to help out if there was some equity in the properties.

I don't see an end to this madness any time soon!

www.JasonWheelersLoans.com & Real Estate Investing Education

Upcoming Networking Events In Pleasant Hill!

Jason Wheeler (REI Capital Solutions Group) — Fri, 04 Jan 2008 18:23:15 -0600

As a Director with the Pleasant Hill Chamber of Commerce I would like to inform the community of some great networking events! If you are a small business owner in Pleasant Hill you need to come meet some of our community members. I'ts a great way to create relationships and meet local business owners.

New Member Orientation
3:30 PM to 5:00 PM
New Member Orientation
233 Gregory Lane
PH, CA 94523
3:30pm - 5:00pm
RSVP TO: Ingrid 687-0700
Single Day Event

Mixer @ Senior Center
5:30 PM to 7:30 PM
January 2008 Mixer @ Senior Center
233 Gregory Lan
PH, CA
5:30pm to 7:30pm
RSVP TO: Ingrid @ 925-687-0700
Single Day Event

www.JasonWheelersLoans.com & Real Estate Investing Education

Californian's Stop Complaining!!

Jason Wheeler (REI Capital Solutions Group) — Fri, 04 Jan 2008 18:12:43 -0600

A fierce winter storm pounded California on Friday, soaking mudslide-prone canyons already charred by wildfires and threatening to paralyze the mountains with deep snow. Read the Rest Here

Yeah the storm is stronger than one we've seen for a long time but geeze I wish people would quit whining. Almost everyone I spoke with today thought the sky was falling. Last week everyone was complaining about a drought that would come if we don't get rain. I guess it is just the same as politics and the like. No matter what happens there will always be pockets of people complaining. You won't ever hear me complain abou the weather or about anything else in this great state of California... Unless it sinks into the ocean. Then I might get upset! Wasn't that supposed to happen years ago??

www.JasonWheelersLoans.com & Real Estate Investing Education

Can Our Government Really Help Fix the Foreclosure Crisis??

Jason Wheeler (REI Capital Solutions Group) — Thu, 03 Jan 2008 22:15:49 -0600

Criticized for not doing enough to stave off foreclosures, the White House seems prepped to put on a full-court press in dealing with the housing crisis.View the Entire Article Here

Should we expect our government to step in on the current foreclosure crisis? Or should we simply let the markets and capitalism work the problem out on it's own? Many believe that the government should step in however I'm curious as to what they really CAN do! Personally if think the current administration is simply speaking for the sake of telling people what they would like to hear.

The fact is that our government has been unable to successfully manage any big task. What are your thoughts on the government stepping in? No matter what they do I say it will be interesting to watch the attempt.

www.JasonWheelersLoans.com & Real Estate Investing Education

Events In Pleasant Hill CA! This Monday!

Jason Wheeler (REI Capital Solutions Group) — Wed, 02 Jan 2008 15:48:15 -0600

Grand Opening & Ribbon Cutting @ Take Shape 4 Life 5:15 PM

Join Us for a Grand Opening/Ribbon Cutting @
"Take Shape for Life"
2395 Pleasant Hill Road, 2nd Floor
Pleasant Hill, CA 94523
Questions: Barbara Kelly @ 925-200-2371

Join us in Pleasant Hill on Monday along with the Pleasant Hill Chamber Of Commerce Network and get to know new business contacts with us! Jason Wheeler is Director to the Pleasant Hill Chamber and looks forward to seeing you at this event!