Jay Beckingham's (jayb) Blog

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Mortgage and Lending - Christensen Financial Mortgage - 385907

ARCHIVED BLOG POSTS

2007 

A Reverse mortgage can be an incredible program for those seniors who need/want them. The product has guidelines that address the special needs of many of our seniors. But still there are some legitimate fears and there are some safety features.Before mentioning some safety features, let me addre...
06/24/2007
Okay, I live in Cape Coral in Southwest Florida and I'm not a Realtor, but contrary to what I often read I happen to love Realtors and I mean that. Oh yea, I've been a mortgage lender for over 25 years. What I'd like to get a handle on is how many sellers are actually buying a new home in the sam...
06/23/2007
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For the last couple of weeks I was starting to feel a little uncomfortable. The shakes were starting to set in. Well today I got my fix. Every Friday the local rag has an insert for the events going on in the area. They actually do a good job. Right after the section with local and area concerts ...
06/22/2007
In the old days we used to do prequalifications for potential buyers. That was a friendly conversation about income and assets and there may or may not have been a credit bureau pulled. The Realtor might ask for a letter for their client or they might not, usually not.In todays world I am almost ...
06/22/2007
I live in Ft. Myers Florida so we take the hurricane season seriously. In the Sunday paper last week I got my 35-40 page hurricane insert. That's what to do to prepare for the "hurricane season." I can't help but wonder if the insert is sponsered by the local retailers because if I purchased half...
06/16/2007
You Don't have any credit? Is that so? I mean none whatsoever. No scores on your credit report. When Trans Union, Experian, and Equifax look at you they all say NA. Your credit history is blank. This could very well be a good thing! I'm not taking about bad credit, I'm taking about no scores!If y...
06/15/2007
No they're not lovebugs. They've gone, for now.It must be a law that if you live in Florida and that you are of legal age that you have to acquire a real estate or mortgage brokerage license. You are required to start thinking about this when you get your drivers license. Okay maybe you didn't st...
06/10/2007
I wanted to write this last week but my heart would not allow me to, literally.About a month ago I was coming off Colonial Blvd. to make a left hand turn onto Rt. 41. As I slowed to stop for the light there was a gentleman sitting with a sign asking for help. The sign statedHOMELESS VETERANThis l...
06/02/2007
I hear it's hurricane season again.Something finally knocking doom and gloom about real estate sales of the front pages.I think in Florida or at least in southwest florida, where I live, this means something different to us than to those reporting in the national press. Over the last 3 days we we...
06/02/2007
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Jay Beckingham

Seniors ROCK!
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