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Are you forgetting about Homepath? big mistake! - 03/31/12 05:17 AM
Well are you? or maybe you're not familar with Homepath. You know, like what's a Homepath? Homepath is actually an excellent financing option, provided by fannie mae, to sell their foreclosures. That's right fannie mae, FNMA, properties only want to check it out for yourself, that's www.homepath.com it's a great site loaded with info. why should I check it out? well here's some basic Homepath stuff. *no appraisal is required *low credit score requirements *no MI *up to 97% LTV, that's 3% downpayment for primary residences there's more, but I encourage you to visit the site, but no I'm not done (10 comments)
all my buyers are cash! Houston, we have a problem...I can't refer any of my clients to you - 03/29/12 02:34 AM
You just don't know how many functions, Realtor Breakfast's, WCR functions, etc, where I hear this all the time All my buyers pay cash I admit that there is a great deal of $$$$$ flowing into Southwest Florida, and in spite of the inaccuracies being reported by the national media, there has been for quite awhile. My first thought when I hear this is that if you want to expand your business, start dealing with those buyers who need to acquire a mortgage. remember the "DINK's" double income no kids they're still out there, they work next to you, and often (2 comments)
what's happening in Southwest Florida; where are all those dumptrucks coming from? and did that man just say what I think he did? - 03/25/12 03:11 AM
I was talking with my boss, Joanne, the other day, and I told her that I thought one of the good signs for our market was that there were suddenly dumptrucks everywhere, in some cases blocking or slowing down the traffic. For a mortgage lender dumptrucks are a good sign, because that means people are building things and that's a good sign. The biggest reason to me is that building creates JOBS! It is a sign of a return to a healthy economy, a sign that we're heading in the right direction I must share with you that it was a little (7 comments)
Mortgage Companies/Bankers from the past to.... - 03/25/12 02:40 AM
Way back, many, many years ago I entered into the mortgage business and I started out by working for a mortgage company. Over the 30 plus years that I have been involved in mortgage lending I have worked for several banking institutions, but actually still as a mortgage banker. I always find it interesting to look back and see how the mortgage companies got started, how they evolved, and where we are now. Here's what I believe to be one of the basic premises as to the birth of the mortgage companies, and let me know if you see some striking similarity (0 comments)
If you can't satisfy the requirements to become a licensed Mortgage Loan Originator...well you can always just go to work at a bank - 03/10/12 04:42 AM
I am a licensed "Loan Originator" working for a mortgage company...what does that mean. as a "loan originator" I need to meet certain specific financial and educational requirements in order to qualify for licensing through the NMLS, the national licensing sytem established to regulate a "Loan Originator." It would be easy just to say that the loan originator has replaced the mortgage broker, but actually it's more than that. Here's why; the "Loan Originator" must meet some fairly stringent standards established through the NMLS system, including but not limited to: Financial: in most cases no bankcruptcies, foreclosures, and or judgements. Other (5 comments)
Today's Recipe for Helping Veterans Become Homeowners - 03/07/12 06:15 AM
I live in Southwest Florida where the concentration of Veterans is very high, one of the strongest in the country. We should be proud of that here, and yet as a lender I don't see many Veterans using their VA benefit to purchase a home, and for the life of me I just don't know why. I have some suspicions, but they're not conclusive. I certainly hope that it is not that people in our industry do not want to help a Veteran utilize his/her benefits because I do So how do we accomplish this goal of "helping Veterans become homeowners?" (0 comments)
No Downpayment required...or very little. - 03/01/12 06:27 AM
I can't believe that I still hear people stating that you need a 20% downpayment to buy a home today. I sometimes hear this from my Realtor friends. Let me take a quick moment and address my Realtor friends. In Southwest Florida we have been swamped by $$$$$ buyers. I mean they're everywhere. Because of this many of the most active Realtors have lost touch with what is available for mortgage financing. sad, but true now, back to the little or no downpayment. We have these things called, sometimes appropriately, and some times questionably Government Loans to address the questionably part. (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.