Don't ask , don't tell An American Tragedy - 01/31/10 03:22 PM
All over our country folks are feeling the same way. It's time to take control of our government. It's time to make those we elect accountable for their action of lack of action.
Via Lauler Realtors:
Has the American public lost their sense of Country? What gives a government the Right to tell any American citizen. We owe our hard earned money to a socialist agenda made by our current President. I say Don't ask me or my family to give our life-style to your making.
Don't tell me how to live my life in a free country … (2 comments)
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Home Buyers' Frequently Asked Questions - 01/31/10 03:16 PM
Here is a good resource guide for buyers that may help you understand the process. Selecting an experienced Buyers Agent and Certified Negotiator will make your dream a reality.
Via Nyssa Smith REALTOR®, State College Area Real Estate (Kissinger, Bigatel & Brower Realtors):
Home Buyers' Frequently Asked Questions, State College and Bellefonte, PA Real Estate
Many buyers do not fully understand the home buying process and what role a real estate agent plays. The following are some of the most frequently asked questions that buyers ask or don't fully understand.
What does it cost as a buyer to use an … (3 comments)
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Top 5 Mistakes Home Sellers Make - 01/31/10 03:11 PM
When you decide to sell your home there are several common mistakes you may wish to avoid. This timely article may help you identify the top 5.
Via Andy Yakubovsky (Century 21 Prevete Real Estate):
Top 5 Mistakes Home Sellers Make
1. Setting the Wrong Price.
Every seller wants to get the most money for their property. However, the best way to do this is not to list your house at an excessive price, either too high or too low. When figuring out the correct price, don't rely on national statistics, Nassau County assessments or internet site estimates instead focus … (2 comments)
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How Much Does It Cost To Fly To California? - 01/31/10 10:58 AM
Friday I heard some interesting statistics on Nancy Pelosi's spending habits. That's spending as in OUR MONEY! It costs 1 million a year to fly her home to Calif on her private U.S. jumbo plane for the weekend. It's not like she couldn't use some smaller private jet that would be less expensive.
She travels with an entourage. Friends, family, Aids and a collection of hangers on. Do we foot the bill for housing and feeding her Aids when they arrive in California for the weekend? Her food and liquor bill just for her travel was $100,000.00. How … (46 comments)
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The Lost Decade? - 01/30/10 11:47 AM
Via Kevin "Flag" Robinson Doing a fractional right now (Crownline Home Builders):
I keep hearing this term. I have no idea where it came from. I think it is probably being pushed on us by someone who wants us all to feel like we are losing a decade of our life. To me it sounds like a phrase coined by a negative type person.
Take a look back at the last 10 years of your life. Look at all of the things that you accomplished and the people you met. New experiences, new friends, new goals. To me, the last 10 years … (6 comments)
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Obama Takes Questions From GOP - 01/30/10 11:26 AM
Yesterday the President was the guest of House Republican leaders at the congressional GOP issues conference. The questioning was pretty respectful and Obama fielded them with ease.
Things heated up when Jeb Hensarling, a former chief of staff to ex-Sen. Phil Gramm of Texas, asked the final question. His question was framed as a critique of the "unconscionable debt", Obama had piled onto us and our children. Hensarling indicated Democrats has ignored Republicans and prevented them from offering input on 2009 budget issues. He dismissed the Obama economic stimulus as being bad for the economy.
"Many of us … (13 comments)
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The People Of The United States Have Two Enemies To Fear - 01/30/10 08:03 AM
Looking to our Founding Fathers for guidance is eye opening. Our country was founded by Patriots who risked everything, including their lives and fortunes to assure our country would be free from tyranny.
Most Americans have never read our Constitution or our Bill of Rights. These two documents are the foundation on which our country has flourished and remained free for over 200 years. The Constitution is the road map to provide freedom to the people, and restraints to the government. Having fought against a powerful government these men knew that when a government got too much power, the … (32 comments)
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Nancy Vows To "Climb Every Mountain ~ Ford Every Stream" - 01/28/10 02:47 PM
Sorry Nancy, while you've got the lyrics right, you'll never give Julie Andrews a run for her money. Stunningly both Obama and Pelosi are going to push forward with health care reform. In spite of the will of the American people Nancy said today, if they build a wall we will pole vault over it. If they put up obstacles we will go over them.
Here are her exact words - you'll love them.
“We have to get it done,” the speaker said. “What the process is doesn’t matter. The outcome is what is important, and what it … (6 comments)
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The Older Crowd - 01/27/10 03:05 PM
A friend of mine posted this humor I thought was worth passing along. Enjoy!
Via Bob Cumiskey, US Army Retired, Your Sun City Center, Florida ~ Realtor (A1 Connection Realty, Inc.):
I always talk about how cool it is living in a retirement community. Older folks are pretty cool and they have a great sense of humor. Best of all, they share their comedy with friends. I keep in touch with all my buyers and they just love my sense of humor, and find a need to send me all kinds of jokes and comics. I love sharing them … (11 comments)
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Not enough experience - 01/27/10 01:06 PM
Via Kevin "Flag" Robinson Doing a fractional right now (Crownline Home Builders):
I am looking for a career where my skills and education can best be utilized to increase the companies bottom line and where my team attitude can ....
Anyone who reads resume has seen the above line on one. It says newbie all over it. No big deal. They might be suited for an entry level job. But for a journeyman type position, the resume reader is going to be a bit tougher. Some meat please and not just in the opening sentence, but also as far as education … (2 comments)
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THIS IS WHAT WE DO . . . WE'RE AMERICANS! - 01/27/10 11:45 AM
Via Simon Conway (Orlando Area Real Estate Services):
I came across something today that was released just before Thanksgiving. It is of Lt. Col. Oliver North giving a speech to the NRA. It is perhaps one of the most moving tributes to our brave men and women in harms' way that I have ever seen.
I am grateful to one of my listeners on 540 WFLA who - like many others - continues to exchange e-mail with me or to follow me on Facebook. For it is she who sent me this link this morning. She is not looking for … (0 comments)
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Who Pays the Transfer Tax? - 01/27/10 09:22 AM
Transfer tax is unavoidable in Pennsylvania. Who pays what? How much is it? Transfer tax and how it impacts your closing costs will be explained to you by your Real Estate professional. It is very important to rely on local resources to assure a smooth closing. Select a Realtor, home inspector, mortgage source and closing agent who is an expert in the area where your new home is located.
Via Karen Rice | Lake Wallenpaupack | Pike & Wayne County, Northeast PA Homes (WEICHERT, REALTORS® Paupack Group ):
Part of the paperwork I provide my buyer clients when making an … (1 comments)
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Excellent Unemployment Interactive Map - PA and National Numbers - 01/26/10 09:16 PM
Do you wonder how our area stacks up against other states in the U.S. for unemployment? This interactive map showing unemployment per county might be helpful. The news can be pretty depressing sometimes. It's reassuring to see our area is not as hard hit as others. Click on Pa and the map will enlarge so you can check the stats county by county.
Via Jeff Geoghan MBA - Lancaster PA Real Estate Expert (The Jeff Geoghan Realty Group, Coldwell Banker Lancaster PA):
Check out this very interesting interactive national map that details unemployment by state and county. Also, you … (0 comments)
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Obama - Please Keep America Safe! - 01/26/10 12:13 AM
Via Nicholas Goglucci, PA. South Florida Real Estate (RE/Max ParkCreek):
This important story should be Headlines News on every major newspaper in America! Yet - nothing - nada - zero coverage on one of the most important - if not the most important investigative story in the last twelve months -
When the Christmas bomber terrorist Umar Farouk Abdulmutallab was taken into custody and in the hands of the FBI after his foiled plot to blow up an American airliner over American soil - He talked to FBI agents for all of 50 minutes!
In that 50 minutes - he revealed that … (4 comments)
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Obama's Fuzzy Math - Again! - 01/25/10 11:59 PM
Via Nicholas Goglucci, PA. South Florida Real Estate (RE/Max ParkCreek):
Valerie Jarrett - Deputy National Security Advisor said on Sunday - The Stimulus Plan of Obama saved thousands and thousands of American jobs.
White House Press Secretary Robert Gibbs said on Sunday on Fox News, " Obama's Stimulus Plan saved or created 1.5 million jobs in America!"
President Barack Obama's top adviser David Axelrod said on Sunday, Obama's Stimulus Plan saved two million jobs in America!"
Oh those Obama talking points just can't get it together even on a Sunday -
Then today President Obama spoke to a large crowd and said, " The Stimulus Plan saved … (8 comments)
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Arlen Specter ~ Cantankerous Sexist Anyone? - 01/25/10 10:36 AM
Congresswoman Barbara Bachmann, appearing on conservative talker Dom Giordano's radio show in Philadelphia seems to have received some ungentlemanly treatment by Arlen Specter. You can hear the radio audio and read the full article here.
"Now wait a minute. I'll stop and you can talk," Specter said. "I'll treat you like a lady. So act like one."
"I am a lady," Bachmann replied.
More than once he made a snide remark to her during the interview. Personally I find his treatment of Bachmann offensive. Often politicians talk over each other during interviews. What would Arlen have said if his … (14 comments)
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Is The Tabacco Industry Being Squeezed Out By The Administration? - 01/25/10 10:22 AM
Yesterday my husband decided to visit a local tobacco shop in Fredericksburg Va. It's located in the heart of the most historic city in the nation.
He was going to treat himself to some quality smokes.
On occasion I have been known to buy a tin of Tatiana flavored cigars. The only place you can buy them is at a specialty shop. This store is known for a great selection of cigars in a variety of price ranges.
It's like a candy store for cigar smokers. The last time we visited was about 6 … (10 comments)
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FHA Announcements ~ Will It Help Or Further Deal A Blow To The Recovery? - 01/25/10 07:49 AM
This week we greeted David Stevens of HUD as a new member here on Active Rain. We are all glad he has brought Washington directly to us.
Hopefully he will interact with us. We are the professionals who actually have our fingers on the pulse of the real estate market. 170,000 strong makes us a viable resource for the government to liaison with. His blog Todays Announcements gave us a view of the changes being implemented in FHA. The measures being adopted are to raise the 2% minimum reserves while at the same time, "making sure not to overly, … (19 comments)
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Dog Plucked From Raging River ~ Dangerous Rescue Done With Precision - 01/23/10 09:12 AM
Yesterday I was transfixed watching a poor dog who was trapped in the raging Los Angeles river.
He was walking on a narrow strip of land with water gushing and swirling past him on either side. Attempts to get him from the shore had failed. He finally made his way to a retaining wall. It was too steep for him to climb up and out of the river. The dog was getting tired and confused. I was sure he was going to be swept away. I was hoping they would get a boat or helicopter to rescue him. What … (12 comments)
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The President Can't Deliver - 01/22/10 09:59 PM
Job creation is what we need in this country. Jobs come from small businesses. Mom and Pop enterprises down the street and around the corner. The dreams of entrepreneurs who go out on a limb to promote their products and services. This is where jobs and growth come from.
Via Steve Hoffacker - Real Estate Sales & Marketing Consulting and Strategies (Hoffacker Associates LLC): Via Steve Hoffacker - Real Estate Sales & Marketing Consulting and Strategies (Hoffacker Associates LLC):
That's right, the President cannot deliver on his promise to create jobs. It doesn't make any difference if you like … (12 comments)
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Eugenics ~ An American Experiment? - 01/22/10 05:11 PM
Who was one of the first to openly support Eugenics and Genocide? One would think it was Hitler. It was George Bernard Shaw. Listen to this chilling video recording his views and suggestions to creating a more perfect society. Shaw called for the development of a Humane Gas to rid society of the undesirables.
George Bernard Shaw and "the Humane Gas"
Do you realize America actually bought into this theory in the early 1920's and 30's? We entered the realm of selective survival once before. This revealing video will chill you.
War on the Weak: Eugenics in … (18 comments)
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More Trouble In The Retail Sector - 01/22/10 03:28 PM
Another sign of our troubled times. Today a list of stores and businesses likely to close in the near future was released. Some of them have been household names for generations. At least 3 of them I love to patronize because of the manufacturers and brands they carry. Our selections are beginning to shrink some more. Surely this is not a sign that our economy is recovering.
ZALES ABERCROMBIE AND FITCH GAME STOP BARNES AND NOBLE HOT TOPIC DILLARDS JC PENNEY STEIN MART ____________________________________________________
… (8 comments)
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Who Does Obama Blame For Mass Defeat? - 01/21/10 05:10 PM
Used to think it was just the usual folks here on AR who blamed Bush for everything.
Surprised Bush was not blamed for the earthquake in Haiti. Two Gubernatorial defeats in November. Would you think you'd get the message?
On Tuesday the Dems suffer a stunning defeat. They really thought they had Kennedy's seat all sewn up. Does the administration now know the American public is angered? You Betcha!
Do you think Obama finally gets it? Think again. Not only does Obama not get it - guess who he blames? George Bush. In an interview with George … (24 comments)
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Obama's View On Massachusetts - 01/21/10 07:55 AM
The Obama Administration wants to play the blame game. Not take responsibilty for their own failures.
The administration is engaged in a never ending stream of emails on every issue it it's agenda. Emails designed to sway opinion and votes.
Looks like the Patriots of this country have gotten wise to the tactic. Like those boring TV commercials that interrupt Jack Bauer at a cliff hanger moment. Obama is being tuned out.
Great Job Mass! You have shaken this corrupt administration to their core.
Americans - Stand up - Speak Boldly - Take your country back!
Via Nicholas Goglucci, … (4 comments)
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KUDOS to Virginia's Jim Webb for his statement on the MA election results!! - 01/21/10 07:15 AM
Enough with the political games. Scott Brown won fair and square. The American people through our citizens in Mass spoke out.
Preventing Scott Brown from being sworn into his Senate seat is just plain wrong.
At least one Democrat has publicly gone on the record to encourage Nancy Pelosi and the rest of our electorate to do the right thing.
Via Wallace S. Gibson CPM * GRI (Gibson Management Group, Ltd.):
I did not vote for him and I do not support his party's liberal/progressive agenda; however, this press release from Jim Webb's office should be … (5 comments)
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Do It Now - 01/21/10 07:02 AM
Is your "TO DO" list longer than your "HAVE DONE" list? Some great advice to pass along for you to ponder.
Life comes at us like tidal waves. We often get so wrapped up in the daily stresses that we fail to enjoy even the simple things.
Via Steve Hoffacker - Real Estate Sales & Marketing Consulting and Strategies (Hoffacker Associates LLC):
Procrastination is a great strategy - if you ever get around to it.
Seriously, many things that we regret never doing are because we put them off. We tend to think there will be time later to do … (4 comments)
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The Number 1 Reason to Buy a Home Now! - 01/20/10 08:49 AM
The possibility of interest rates climbing in the Spring is very real. This article explains how even a small adjustment can impact your montly payment.
Via Lonnie Glessner (America's Mortgage LLC): Via Lonnie Glessner (America's Mortgage LLC):
The number one reason to buy a home right now may surprise you. The number one reason to buy a home now is NOT that the first time home buyer tax credit or the repeat home buyer tax credit is ending this spring. However, both of those are good reasons to buy a home right away.
The number one reason to buy a … (4 comments)
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Massachusetts Says ~ Let The Revolution Begin!!!!! - 01/19/10 08:23 PM
What a night. Massachusetts speaks for WE THE PEOPLE! This has to be the clearest message the Obama administration has received. Almost a year to the day Obama was sworn in - he got a resounding DEFEAT!!
Have no fear - the revolution begins once again in Massachusetts. Sam Adams would be proud. Scott Brown has captured the coveted Kennedy Senatorial seat more than handily.
The citizens of Massachusetts braved cold and foul weather to come out in droves and vote against Obama and his agenda. This will energize American Patriots across our country to continue to Kick The … (45 comments)
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Want to get your home sold quicker and for more money, use these tips. - 01/19/10 07:38 PM
The Spring is only a few weeks away. If you have been comtemplating selling your home this article may be of help to you.
Via Walter Grewe III, Realtor, SFR Roanoke Homes and Real Estate (Long and Foster Realtors):
Before you put your home on the market, there are some things you can do to have your house stand out among the competitors.
When preparing your home for being marketed, your first concern is the home's exterior. If the outside, or "curb appeal" looks good, people will more than likely want to see what's on the inside. Keep the … (1 comments)
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WARNING ~ Avoid AVG Virus Protection Program - 01/19/10 06:49 PM
I downloaded a virus protection program that was recommended to me. I installed the free trial version of the AVG Virus/Firewall protection.
As a blogger I use FireFox Scripe Fire. I tried to use Scripe Fire after installing AVP. Went up to the tools menu and found Scripe Fire had disappeared. My computer is totally screwed up. I could find no way to get support from AVG unless I wanted to pay $129.99 for one of their techs to diagnose the problem. They screw up my computer and then want me to pay them to fix it. What a … (26 comments)
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AMERICA IS RISING! - 01/19/10 03:47 PM
This is a must see video. America - rise up and restore sanity to your country.
Via Simon Conway (Orlando Area Real Estate Services):
This is one of the most powerful videos I've seen in a long time. America has been rising and it will really start tonight if the socialists don't find a way to stuff ballot boxes and steal the election from Scott Brown. One poll has him nine points up this morning!
If Brown manages to gain Teddy Kennedy's old seat, the message it will send to DC will be incredibly powerful. Frankly it … (3 comments)
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AMERICA IS RISING! - 01/19/10 03:47 PM
This is a must see video. America - rise up and restore sanity to your country.
Via Simon Conway (Orlando Area Real Estate Services):
This is one of the most powerful videos I've seen in a long time. America has been rising and it will really start tonight if the socialists don't find a way to stuff ballot boxes and steal the election from Scott Brown. One poll has him nine points up this morning!
If Brown manages to gain Teddy Kennedy's old seat, the message it will send to DC will be incredibly powerful. Frankly it doesn't matter with … (4 comments)
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Friends! Brethren! Countrymen! ~ Of Massachusetts ~ The Eyes Of America Are Upon You - 01/19/10 07:26 AM
In 1773 The Boston Tea Party marked the beginning of our American Revolution.
Samuel Adams said:"If men, through fear, fraud, or mistake, should in terms renounce or give up any natural right, the eternal law of reason and the grand end of society would absolutely vacate such renunciation. The right to freedom being the gift of Almighty God, it is not in the power of man to alienate this gift and voluntarily become a slave."
Friends, Brethren and Countrymen. Once again the destiny of our country is on your shoulders. Today we look to you once … (16 comments)
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What does an increase in interest rates cost? - 01/18/10 11:56 PM
Here is a great chart to help you track the impact of higher interest rates on your mortgage payment.
Via Renee L Norton (Keller Williams Realty Hoover):
What does an increase in interest rates cost?
The following is a table showing the cost per $1000 financed at various interest rates - principal and interest only.
On a $200,000 30 year loan, your payment will increase roughly $30 per month for every ¼ % rise in interest rate. On a 15 year loan the increase will be approximately $26. If you are thinking about buying a new home in the … (2 comments)
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Consumer Guide to Qualify for Obama's Mortgage Refinancing Program - 01/18/10 11:50 PM
If you are considering a refinance this timely article may be of interest to you.
Via Mortgage Refinance, Auto Refinancing (Refinanceitt):
There has been much press on what various people call the Obama Mortgage. However what is an Obama mortgage refinance and who get eligible? Early on 2009, the Obama administration declared a program known as Making Home Affordable. This program is estimated to aid nine million homeowners keeping their homes and avoid foreclosure by way of refinancing and customized loans intended to lower monthly mortgage payments. The Obama mortgage isn’t a part of the Hope for Homeowners program ongoing … (2 comments)
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CHILDREN ARE DYING IN HAITI - PLEASE HELP BRING THEM HOME! - 01/18/10 09:51 PM
The most helpless are suffering in Haiti. Please pass the message along. If you can help in any way, please do.
Via Mirela Monte, Your Myrtle Beach Real Estate Connection:
The earthquake that hit Haiti 6 days ago left behind it a path of destruction. According to official estimates, there are 330,000 Orphans in Haiti right now. Some of these kids are in the process of being adopted by parents from the United States and other countries. Many of these orphanages are in dire need of food and water. Some of these babies are dying from dehydration as I’m … (0 comments)
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Don't Show Your Home to Strangers Without an Appointment - 01/17/10 02:53 PM
Sellers should never show their home without the assistance of their Realtor. This timely article should be of interest to everyone selling their home with a Realtor or on their own. Hard economic times can lead people to do some desperate things. Don't be a victim.
Via J. Philip Faranda, J. Philip Real Estate Briarcliff Manor NY:
The other day a seller client told me that she showed her home to strangers off the street who knocked on her door and expressed interest in seeing the place without an appointment. She accommodated them. We don't know who they are, or even if … (2 comments)
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Is a Seller's "pre-listing inspection" a good idea? - 01/17/10 02:45 PM
We often discuss pre-inspections with our sellers. In the long run a pre-inspection can save you valuable sales dollars. This article may be of interest to sellers who are contemplating marketing their homes.
Via Al Wright - Affordable Home Inspections (Affordable Home Inspections):
a pre-inspection catches what the buyer may find during their own inspection so that the seller can repair and/or price the house accordingly from the outset by making necessary repairs in advance, the seller can better manage the repairs on their own terms and there is no time constraint to having the job done; the seller … (3 comments)
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FHA is Becoming Pro-Active in Mortgage Fraud - 01/17/10 02:29 PM
More problems ahead for certain banks. HUD is investigating banks with a higher than industry standard for foreclosures.
Via John Occhi, ePRO, Hemet-San Jacinto CA Real Estate, 951-443-6259 (Allison James Estate and Homes):
Let me first disclaim that I am not in law enforcement and I have no special knowledge of what has been taking place in the world of mortgage fraud - but I am a student of the real estate industry - which includes mortgges - and from where I sit, it appears as if most mortgage fraud is the result of someone getting caught with their fingers … (2 comments)
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Where Lead is Found? - 01/17/10 02:15 PM
In the Greater Scranton area many homes have the possibility of containing lead. Here is a great article explaining where you may expect to find lead contamination.
Via Al Wright - Affordable Home Inspections (Affordable Home Inspections):
Where Lead is Found
*In general, the older your home, the more likely it has lead-based paint. *
Paint. Many homes built before 1978 have lead-based paint. The federal government banned lead-based paint from housing in 1978. Some states stopped its use even earlier. Lead can be found: In homes in the city, country, or suburbs. In apartments, single-family homes, and both private … (0 comments)
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Secrets Lenders Don't Want You to Know! - 01/17/10 01:50 PM
Here is some excellent mortgage advice from an expert. Applies to any market.
Via Harry F. D'Elia, Investor , Mentor, BD, Radio Coach, REO Expert, Networker (HomeSmart International):
Secrets Lenders Don't Want You to Know!
Unbelievably, many of us sign the first mortgage placed in front of us. Typically the excitement of the new home purchase reduces the mortgage to not much more than an afterthought. What you read here could save you hundreds or even thousands of dollars. Your real estate professional has established relationships with the top lenders in your area. By aligning yourself with a professional agent … (1 comments)
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The Castle Is Under Siege ~ Massachusetts We Are Depending On You - 01/17/10 11:53 AM
The Kennedy seat is under siege. The coveted Senatorial seat from Massachusetts, long held by the Kennedy family, and thought to be impervious from challenge. Most recently occupied for 46 years by the "revered" Lion of the Senate, Ted Kennedy. No person or family owns or is entitled to a seat in the United States Senate.
Did I say entitlement? What an affront to even whisper that a seat in the Senate was someone's due. That the people may OWE it to a person or party. Massachusetts has been liberal and a Democrat stronghold for generations. Everyone thought … (35 comments)
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My America............. - 01/17/10 11:10 AM
Time to enjoy and remember the simple things.
Via Terry Miller (Keller Williams Tyler, Texas):
My America:· Is chasing fireflies on a summer night.· Sleeping with the windows open.· Driving with the top down.· Shelling black eyed peas on the porch with grandpa.· Walking barefoot thru a fresh plowed field.· Singing in church.· Singing in the shower.· Just Singing.· That first kiss.· Watching high school football.· Watching little league baseball· Street dances in little country towns.· State fairs.· Not letting the flag touch the ground.· Neighborhood cookouts.· Mama's banana pudding.· Learning to drive on a country dirt road.· … (5 comments)
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What can your lender do to help you the most? Alternatives to foreclosure. - 01/17/10 10:45 AM
Many homeowners are struggling making mortgage payments. One unexpected bill can put you behind. Before you dispair read this helpful advice from another Real Estate professional. Today's economy has put a strain on many families. If you feel you are struggling seek advice to help you wade through the quick sand.
Via Walter Grewe III, Realtor, SFR Roanoke Homes and Real Estate (Long and Foster Realtors):
"There is no place like home." This phrase conjures up feelings of comfort, safety, and security just to mention a few. To lose a home for any reason is a tragedy, but losing … (1 comments)
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USING A BUYER'S AGENT TODAY'S REAL ESTATE MARKET - 01/17/10 10:22 AM
Buyers: - not all Real Estate agents represent you equally. To protect your interests, select a BUYERS AGENT who will negotiate aggressively for you.
A Buyers Agent ONLY works for you -not the seller.
Via Harry F. D'Elia, Investor , Mentor, BD, Radio Coach, REO Expert, Networker (HomeSmart International):
You've chosen a real estate agent. Can you rely on their loyalty? You might be surprised by the answer!You may not be aware that your agent, unless they specifically disclose otherwise, represent the seller in any transaction for the sale of a home. It is that Agent's fiduciary duty (where … (4 comments)
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Made in USA - 01/17/10 09:34 AM
More and more of our manufacturing jobs have gone overseas. Our Country faces high unemployment and financial disaster. As Americans can we all make an effort to buy ONLY American made products. Save American jobs, reduce unemployment and invest in your Country. Small changes in our buying habits can make a huge difference to our economic recovery.
Via Dan Rosenberger (Harvest Realty):
I noticed a home center is having a MADE IN USA sale. Page after page of products where they name the city where the product is manufactred. Yes, there is still manufacturing based in the US. Sometime when … (22 comments)
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More Midnight Deals - 01/17/10 08:50 AM
Closed door meetings have been going on at the White House.
President Obama has been directly involved trying to bring dissenting Democrats together in an effort to ram through his socialist health care agenda. The latest dirty deal involves caving into Union demands. Most union health care plans are considered Cadillac and therefore will be heavily taxed under the proposed bill. Lawmakers are giving a pass to Unions. They will not be required to pay tax until 2018. The losers in this deal are small business and those middle class employees who are not in unions. They will be … (14 comments)
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Which form do I use to file for my home buyer tax credit? - 01/16/10 09:57 PM
This is the latest information for the 1st time homeowners credit. IRS will be releasing a new form later this month. It will be entitled revised Form 5405. DO NOT USE the current 5405 form for homes purchased after the November 30, 2009 expiration of the original stimulus program.
Via Don Wixom (RE/MAX Advantage):
If you're thinking about applying for the new $6,500 home buyer federal tax credit or the extended $8,000 version, the Internal Revenue Service has just issued its first formal guidelines for you.
Tops on the agency's list of advice: Cool it for a couple of … (3 comments)
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Which form do I use to file for my home buyer tax credit? - 01/16/10 09:57 PM
This is the latest information for the 1st time homeowners credit. IRS will be releasing a new form later this month. It will be entitled revised Form 5405. DO NOT USE the current 5405 form for homes purchased after the November 30, 2009 expiration of the original stimulus program.
Via Don Wixom (RE/MAX Advantage):
If you're thinking about applying for the new $6,500 home buyer federal tax credit or the extended $8,000 version, the Internal Revenue Service has just issued its first formal guidelines for you.
Tops on the agency's list of advice: Cool it for a couple of weeks. Even if … (0 comments)
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Super Bowl Ads For Political Candidates - 01/14/10 11:04 AM
The Associated Press reported that the Supreme Court is considering lifting the ban on Corporations, Unions and wealthy individuals from funding campaign ads. The ruling could affect the upcoming 2010 elections and the 2012 Presidential election.
A ruling is expected as early as Tuesday. Lifting the ban would change the entire advertising strategy used by candidates. It could become the sky is the limit with TV ads presented during prime time. Super Bowl style ads costing millions could bombard the public during this critical election cycle.
The court is in a position where they could strike down … (13 comments)
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Caution ~ Traffic Lights Could Kill You! - 01/14/10 10:46 AM
Recently I read an article in the Scranton Times-Tribune concerning LED traffic lights. The Federal Energy Policy of 2005 banned the use of incandescent lights in favor of LED's.
Traffic lights in North East Pa have been converted to LED over the past seven years. Almost immediately it was apparent that in bright sunshine the lights are difficult and sometimes impossible to discern the color. Sun light reflecting off the lights makes them all appear to be lite. At least one traffic fatality in Illinois has been directly related to LED use. A 34 year old driver was making … (4 comments)
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I Have A Confession To Make ~ Hope You Will All Understand - 01/13/10 11:35 PM
I've taken much flack for my political position since I started blogging.
Some of it has been good natured. Some of it has been down right low down gutter trash. More than once I've been called a Conservative, Repug, and all manner of labels.
I've often posted that I was a lifelong Democrat. I've been called a liar by liberals who cannot believe I do not rubber stamp their views. Today I changed my drivers license to reflect my residency in Pa. While I was completing the process I was asked if I wanted to Register to Vote. … (59 comments)
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License To Sell A Home ~ Politics And Real Estate Go Hand And Hand - 01/13/10 09:50 PM
Tonight I received this email from my broker. I thought the issue was extremely important to all Realtors and wanted to pass it along.
I've heard that Cap and Trade contained a provision which could cause homeowners to retrofit their homes prior to selling them.
We know that would be a huge financial undertaking for owners prior to selling a home. Potentially it could deal a terrible blow to an already floundering Real Estate market.
Have you ever wondered what NAR does with some of you annual dues? NAR hires lobbyists to fight, either for or … (6 comments)
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Harry Reid Continues To Dishonor Us - 01/11/10 02:52 PM
Via Steve Hoffacker - Real Estate Sales & Marketing Consulting and Strategies (Hoffacker Associates LLC):
It seems that two years ago Harry Reid said some very uncomplimentary things about then Candidate Obama. They could be construed as racist remarks. There is little doubt that a Republican saying as much would be publicly chastized or worse.
Remember Trent Lott that had to give up his seat? Remember Joe Wilson who called Obama a liar (which no one really disputed - only Joe's method)?
Harry says he apologized to Obama, the apology was accepted, end of story. Hmm, Joe Wilson apololgized to Obama, … (3 comments)
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Glen Beck SOLD OUT!! - 01/11/10 02:42 PM
Late last year Glen Beck and Bill O'Reilly announced that they were collaborating on a tour.
The Bold Fresh Tour starts later this month. Beck and O'Reilly together is destined to be a night to be remembered. Within days all the scheduled tours were sold out.Bold Fresh Tour The public has been clamoring ever since for more dates in more cities. Today it was announced to meet the public demand, a simulcast has been scheduled for January 30, 2010, at 8pm Eastern Time. If you want to see this program live it will be available at local theaters nationwide. … (28 comments)
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An Open Letter to Our Government! - 01/10/10 09:36 AM
Being informed is the best defense to being deceived. Our country is in huge trouble. If you have any doubts - read this blog and watch the video.
Via Pocono Mountain Lakes Realty:
Words couldn't describe my feelings about how SCREWED UP our country has gotten under our New Socialistic Government. However this video says it ALL! Check it out and if you agree with its message I urge you to join your local Tea Party and 912 Coalition and help to take the country back. It is so far out of whack. Republicans helped get it here so it isn't … (14 comments)
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20 More Trained To Blow Up Planes - 01/09/10 06:49 PM
Umar Farouk Abdulmutallab, the Nigerian man who attempted to blow up a Northwest Airliner on Christmas Day, made a startling revelation.
According to Abdulmutallab there are 20 more men being trained in Yemen to blow up airliners.
British Intelligence has also confirmed his claim. The enhanced directive to screen all of those coming in from 14 targeted countries was based on the information supplied by Abdulmutallab.
One has to wonder how much more valuable information, could have been obtained from him, if he was interrogated as a war criminal? Instead he was treated like a shop lifter and … (13 comments)
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Ways to Spruce up Your Home for Under $100 - 01/09/10 01:57 PM
Here are some smart inexpensive ways to spruce up your home prior to listing. A few little fixes here and there can make a huge difference.
Via Kate Case ~ Kate's Home Staging ~ RESA ~ ASHSR ~ NJ NAR Affiliate (Kates Home Staging and Redesign):
By spending $100 or less, a home owner could improve their home and make their surroundings more enjoyable. Since it is winter and colder outside, this is the time of year when more people focus on staying home more and inside home updates.
Here are a few ideas to get you started:
1. One thing my … (10 comments)
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The Dumb Friends League ~ Not So Dumb Afterall - 01/09/10 01:53 PM
The Dumb Friends League. What an intriguing name. A non-profit group started by Colorado Dermatologist Dr. Leslie Capin.
Between Paris Hilton and two movies "Legally Blonde" and "Beverly Hills Chihuahua" a craze began to own the tiny dogs featured. Chihuahua's were hitting the market in record numbers. As people found out these pint sized dogs were not for every family, they began to dump them at animal shelters.
Hundreds of discarded and unwanted Chihuahua's are being put down in California shelters. There are simply not enough homes in California to absorb them. Dr. Capin won a contest with … (12 comments)
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Tell Me People Don't Love Dogs! - 01/09/10 12:46 PM
A heartwarming dog rescue story. There are all kinds of heroes in every day life.
Via Nicholas Goglucci, PA. (RE/Max ParkCreek):
I just received these photos from a friend of mine. The photos are of a helpless dog who fell into the water and had no hope for survival because he couldn't find a way out of the water.
The helpless pup just looked for anyone to rescue him from certain death. The owner looked on just crying out in despair.
Then suddenly someone had the courage to jump in to the water and save the dog and return it … (5 comments)
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GOOGLE MORE ADVANCED THAN US INTELLIGENCE - 01/09/10 11:30 AM
Time to really worry about the technology the government is using to protect our air line industry. This article should really make you wonder about flying the "Unfriendly Skies". P.S. President Obama - Capitalism created google. Obamaism wants to stifle the free market. Google is Smarter than Home Land Security.
Via Simon Conway (Orlando Area Real Estate Services):
The ALLEGED bomber of Northwest 253 pleaded not guilty in a US Criminal Court yesterday through his lawyers as he is facing six charges that could lead to life in prison.Umar Farouk Abdulmutallab did speak to confirm his name (more on that … (0 comments)
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What do Liberals do when they lose elections....they change the rules! Get ready America!! - 01/09/10 08:14 AM
Voter registration laws in your state may change whether you approve or not. Tampering with our voter registration system contributed to the victory of our current Presidents campaign. Expect more irregularities may be headed your way. This is your country. There are those who want to manipulate the voter registration system that has been in use. Our current system works. Why tamper with it? Who will gain?
Via Alice Linahan (Keller Williams):
What do Liberals do when they lose elections??
They change the rules!
Get ready America!! You are about to be had.... As folks in the Real Estate industry we … (12 comments)
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Inspiration and Drive Comes from the Heart - Giving Your Best - 01/09/10 07:47 AM
Today we face many challenges between our jobs, homes, family and various outside influences. Often I think how much more simplified the world was for my parents. Our lives have become so cluttered with "stuff" we sometimes lose sight of the goal. Whatever your goal or your desire to achieve, give it your best and never give up.
Via Brad Andersohn ~ Community Manager (ActiveRain):
Do you have the drive to survive, to win, to press on toward the goal? Are you one that sometimes just wants to throw in the towel and quit? It doesn't matter who you are … (0 comments)
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Handbook For 2010 - simple guidelines for success - 01/09/10 07:38 AM
New Years resolutions are often made with good intentions and quickly forgotten. Here is some great advice from a Real Estate professional who knows the challenges of maintaining balance. Instead of making a resolution bound to fail, consider some lifestyle changes that will stick with you all year long.
Via Lori Cain - Tulsa Realty www.LoriCain.com (Chinowth & Cohen Realtors):
Handbook For 2010
Health:
1. Drink plenty of water.
2. Eat breakfast like a king, lunch like a prince and dinner like a beggar.
3. Eat more foods that grow on trees and plants and eat less food that is … (6 comments)
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The Wage Earner Home Buyer with the Side Business (Self Employed) - Beware - 01/09/10 07:33 AM
If you have a passive income or receive income other than via a W-2 you may wish to read this article. Qualifying for a mortgage loan just got more challenging. Be sure you are prepared to produce the necessary documentation.
Via Steve Kappre, Gloucester - Camden County NJ Mortgage Loan Officer | 856-419-3561 (Treasury Mortgage | Mortgage Company - New Jersey):
The Wage Earner Home Buyer with the Side Business (Self Employed) - Beware I often take things in this business for granted, thinking most professionals know what is going on in the mortgage market. Maybe I should have shared … (5 comments)
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Dont be surprised if Mortgage Rates start CLIMBING VERY SOON !!!!! - 01/09/10 07:27 AM
It's more than a rumor. Experts expect interest rates to begin climbing. The record all time low rates we have become accustomed to may begin to dwindle shortly. Those who are waiting for the summer to start a home search may be unpleasantly surprised.
Via Sheldon Neal -- That British Agent -- (Bergen County, NJ - RE/MAX Real Estate Limited):
Dont be surprised if Mortgage Rates start CLIMBING VERY SOON !!!!!
Today I got two emails from clients disappointed that their mortgage rates had just gone up. Their loan officers told them this morning that because they hadnt … (0 comments)
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Digital Millennium Copyright Act - Bloggers Beware - 01/09/10 07:10 AM
This is an important post for all bloggers to read. Many bloggers use outside sources to validate their content and give credibility to their work. The Digital Millennium Copyright Act was signed into law in 1998. Even when you list the source and give credit - it is still a violation of the act. Familiarize yourself with the law before you use other references or quotes.
Via Nicholas Goglucci, PA. (RE/Max ParkCreek):
Digital Millennium Copyright Act -
The Digital Millennium Copyright Act (DMCA)1 was signed into law by President Clinton on October 28, 1998. It protects bloggers on the … (2 comments)
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I was wrong about President Obama - 01/05/10 06:22 PM
An interesting perspective from a true Patriot friend.
Via Simon Conway (Orlando Area Real Estate Services):
Yes folks - I'm a convert! President Obama is apparently the greatest President in American history! In less than 12 months since he took office, the President has been dealing with a lot.
First of all there was all that stuff he had to deal with that was left to him by "the other guy". But not to worry - he has that sorted out now. The economy is booming (I've been reading the left wing blogs this morning) and healthcare has magically appeared … (7 comments)
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A Most Unusual Christmas At The White House - 01/04/10 06:46 PM
We all heard that the Obama's did not want the traditional nativity scene displayed at the White House. The Obama's wanted a non-religious celebration.
The Nativity has been a fixture for every Christmas since it was donated to the White House.
It is a beautiful historic 18th century Italian Crésche.
Obama wants to be a Man For All Seasons.
Devoid of any religious affiliation.
No flavor selection like Chocolate, Vanilla or Mint Chip.
No celebration that might offend some special interest group.
The oh so … (16 comments)
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Embassy Closed In Yemen ~ General Petraus Visits President Of Yemen - 01/04/10 04:04 PM
Two days ago we closed our US Embassy in Yemen.
The British followed suit based on credible intelligence that a bombing might be immanent. Yemen is where the bomber was trained who tried to blow up a plane on Christmas Day in Detroit.
Yemen is where we want to send Gitmo detainees for rehabilitation. 46% of the Gitmo detainees are Yemeni. Over the weekend General Petraus was in Yemen meeting with the President of the country. The purpose of his trip was to assure the President Ali Abdallah Salih that we would continue to supply 70 to 100 million … (12 comments)
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The Last Decade Our Health Care Costs Rose ~ AND ~ - 01/04/10 10:19 AM
The most important Medical Advances of the Last Decade were revealed on the News. These are not the only advances or milestones reached in medicine, but they carry the most impact. DRUGS The number one drug developed is Lipator / Crestor. Not only does this drug reduce cholesterol in patients with existing heart conditions, it is a preventative therapy for those at risk of developing heart disease. PROCEDURES Stints used to open blocked vessels in the heart. Since they were first introduced in the early part of the decade they have now been improved. They are coated with a medicine … (7 comments)
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As Bonnie Tyler Said "I Need A Hero"! ~ Are You Looking For One Too? - 01/04/10 06:42 AM
In the 1980's, the TV show Coverup used this popular theme song sung by Bonnie Tyler. "I Need A Hero". If you have never heard it, you may like to watch the UTube video.
"I Need a Hero", by Bonnie Tyler
Today I saw a blog by Jeff and Heather Rickert entitled "Would Your Boss Donate a Kidney". I proudly re-blogged it. Several members commented about Heroes they knew.
The thought struck me ~ How many heroes never get honorable mention?
We ponder our economic distress. We worry about the future of … (16 comments)
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How Much Is Your Website Worth? - 01/03/10 09:30 AM
I found an interesting blog by Bob & Leilani Souza. Many Active Rainers wonder just how far their "word" is reaching. New agents ponder the value of social networking. Seasoned agents question the wisdom of shifting from the "old" ways to the new ways. These stats should make you sit up and take notice. Active Rain is a powerful tool. Are you using it to your advantage?
Via Souza Realty - California (Lots & Land, Custom Construction):
How Much Is Your Website Worth?
Have you ever wondered how much your website is worth, based on a valuation service that … (17 comments)
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Would Your Boss Donate A Kidney? - 01/03/10 09:18 AM
This is a story worth some press. Many generous Americans make gifts to the needy and it goes unnoticed. Some make a gift so profound it needs to be recognized by all. I wonder how many of us would reach inside ourselves and share our body to give life to an acquaintance? Thank you Jeff and Heather for sharing this heart warming story.
Via Jeff and Heather Rickert, Realtor®, RSPS (Keller Williams Real Estate):
In Whitehall PA that is what happened.
A boss of a Liquor Store gave the 'Gift Of Life'.
A liquor store worker in Whitehall said his … (10 comments)
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I Was Promised a Jet Pack And I Already Feel Ripped Off! - 01/03/10 08:59 AM
Just had to share this light hearted blog by Mark Hall. Heck, some of us have been waiting since watching tiny black and white TV's, while Flash Gordon tackled the arch villain Ming, to see space travel. Jet packs are not on my wish list. The Jetson's robotic maid would be a welcome addition.
Via Mark Hall Vancouver Washington Real Estate (Elite Realty NW - Keller Williams, Vancouver Washington):
Today is the 3rd day of the new decade and I already feel "Ripped Off!"
The future is now but I want to know where the jet packs are!I am … (2 comments)
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Tolls On Pa. Turnpike To Increase Today - 01/03/10 07:54 AM
Another sign of the economic times. Toll increases may impact local residents who utilize the northeast extension of the Pa Turnpike. Often times residents switch over to the turnpike to avoid the horrendous backups on I-81 during construction.
Via Heather and Jeff Rickert Realtor®; RSPS (Keller Williams Real Estate):
A 3 percent toll increase announced a year ago is going into effect at 12:01 a.m. (today). It marks the seventh increase in nearly 70 years.Turnpike officials say the extra revenue will go toward improvements to off-turnpike roads and bridges.The most common cash rate for passenger vehicles will increase from 95 cents … (1 comments)
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Proposed Congressional Reform Act of 2010 - 01/02/10 09:40 PM
Via Mark Watterson Utah Real Estate (Principle Realty Group, Inc):
This is an email I received today. Since I'm in total agreement I thought I would post it. Accountability is needed in Congress. I have alway felt it should be a place to serve and not what it has become (a destructive culture).
I realize this is a huge task. I also feel anything less would not be enough to set a productive course correction.
Congress is the Root cause of the issues facing our country and it's time for substantial changes.
Action not words......
… (4 comments)
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20 Million Collect Unemployment ~ 30 Million Don't Have Health Care ~ Are These Numbers Related? - 01/02/10 10:38 AM
Yesterday it was reported that 20 million people collected unemployment checks this year. We have an estimated 30 million American citizens without health care. More if you add illegals and those who could qualify for Medicaid but do not apply. Those folks increase the number to closer to 40 odd million. (They should not be counted to begin with)
We are overhauling, re-writing and spending a trillion dollars to re-create health care in this country for 30 million people. 10% of the population. Now I know this is a stupid suggestion, but wouldn't it make more sense to spend … (30 comments)
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Newt Calls For Profiling - 01/02/10 08:51 AM
Newt Gingrich has called for profiling. Whether people like it or not that's what we need. Glad to see someone is brave enough to speak boldly. This is not an unknown enemy. Why do we continue to offer them the vehicle to slaughter innocent people?
"Former House Speaker Newt Gingrich, R-Ga., wrote an op-ed piece for the conservative Human Events magazine Wednesday in which he called on President Barack Obama to encourage discrimination and profiling in searching out potential terrorist threats."
"Gingrich argued that, instead of targeting the source of potential terrorist threats, "our politically … (60 comments)
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Health Care Stats that You Need to Know - 01/01/10 08:35 PM
Compare government run health care to our present system. We are on the verge of having our world class health care system demolished. What will replace it is 3rd rate at best. Contact your elected officials in Washington and tell them - you do not want government run health care.
Via Larry Bettag - Cherry Creek Mortgage:
Very interesting statistics:
I pulled this article from the "Investor's Business Daily." It provides some very interesting statistics from a survey by the United Nations International Health Or ganization.
Percentage of men and women who survived a cancer five years after diagnosis:
U.S. 65%
England 46%
… (14 comments)
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GOP should make significant gains in House and Senate in 2010 - 01/01/10 05:16 PM
The direction our country has gone since January 2009 is troubling.
The majority of Americans do not favor the actions of Congress.
The majority of Americans do not favor health care reform.
The majority of Americans do not approve of the Socialistic policies this administration is adopting. Time to clean the house!
Via Wallace S. Gibson CPM * GRI (Gibson Management Group, Ltd.):
All 435 house seats and 36 senate seats are up for election in 2010 as well as the Senate seat of Ted Kennedy which the Democrats are expected to retain after the January … (4 comments)
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The American Dream of Home Ownership: Formulate you plans NOW! - 01/01/10 04:41 PM
The Home Buyers Credit can be confusing to understand. This timely article takes some of the mystery away and explains how the credit works. If you have specific questions a Real Estate expert in your area should be able to help. Feel free to call us for your needs in Pennsylvania.
Via BethAnn Long, Realtor, e-PRO Spokane Wa Real Estate (Tomlinson South Inc.):
I truly think that the tax credits offered for both FIRST TIME HOME BUYERS and the addition of the 6500$ tax break for other qualified home sellers may be the best deal we have seen in … (2 comments)
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Summit Mortgage Honesdale Pennsylvania - 01/01/10 10:34 AM
I don't know about you, but as a Realtor I want a lender to perform in the best interest of my client. I expect a lender will follow through when they say they will.
Recently I was surprised by the performance of SUMMIT MORTGAGE whose Corporate office is Plymouth Minnesota. Pretty discouraging for clients to feel marginalized or unimportant. Pretty discouraging when you are told SUMMIT MORTGAGE is just so busy your little ole deal is just not a priority.
Since the beginning of December 2009 we were waiting for a commitment for a loan in process with … (0 comments)
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Whose Speech Is Protected Under The Constitution? - 01/01/10 09:07 AM
Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances. — The First Amendment to the U.S. Constitution Another blog I wrote today reveals that two bloggers were served subpoenas after writing about the ridiculous TSA counter measures to the Christmas Day air line sabotage attempt.
http://activerain.com/blogsview/1409863/free-speech-under-attack-by-obama-administration-again-
One blogger was on the staff of the Washington Post and refused to comply under freedom … (8 comments)
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Free Speech Under Attack By Obama Administration ~ AGAIN! (Revised) - 01/01/10 08:26 AM
Yet another story is being reported today that should raise alarms and concerns with those who value our right to free speech. No it is not being carried by the Main Stream Media.
Little attention is being paid to this incident and the majority of Americans have no idea what has gone on. Within 23 hours of the Christmas Day attempted sabotage of Flight 253, an internal memo entitled Security Directive SD-1544-09-06, was distributed by TSA on counter measures they intended to institute. The memo was distributed internally to TSA employees. It is important to note that this directive … (21 comments)
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