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mortgage: Post Fed Market Update in Hawaii - 02/11/09 02:39 AM
Bye Bush Hello Change...
Well, I give our new President a lot of credit for taking this enormous Trillion dollar economic comittment on. At least the days of blaming Bush for everything will be over. We are the United States of America and are sure acting like a divided country.
One steady aspect of America is our committed and selfless military force. Amen.
As temporary as it may be, this Refinance Boom has been a blessing for many. Today I saved a soldier $300 per month by simply refinancing his Ewa Beach condo with a Streamline VA Refinance. Now when … (0 comments)
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mortgage: Stay Grateful and Stay Positive - 08/26/08 05:44 PM
Needless to say stress levels are running high if you are in the Real Estate industry.
For me, there is nothing a smile from my 1 year old, a little excercise or a good surf won't fix.
But sometimes it takes more than that. Sometimes you just need to be reminded that while there are always reasons to be grumpy, there are a million more reasons to be grateful and positive.
Take a look at this guy...
Take a look at his smile...
God Bless out Troops!
Best wishes to you and yours...
A Hui Hou
… (1 comments)
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mortgage: 2008 will be remembered for economic resilience... - 12/15/07 12:21 PM
There once was a day, not long ago, when it seemed as though lenders would simply check to feel if a borrower had a pulse before they would print loan docs for a $600,000 home purchase. Mortgage Company owners in 2003 - 2005 attempted to entice some of us mortgage originators to join their companies from the cockpit of their new Ferrari or with partnerships in their luxury yachts or Private Jets. Money was being given away and nearly all metropolitan hubs were buzzing to the hum of soaring equity and their mental cash registers.
Well now that the days of the 1% teaser rates with a 580 FICO score, No Income - No Assets and 125% financing are … (1 comments)
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mortgage: MEME ME? This is a good thing right? - 09/01/07 09:52 PM
Thank you to Jeff Belonger I have been given the task, honor?, duty of writing a MEME. Although this is all new to me, I am always game. So... I am to reveal five things about Me:
1. I am a big fan of this Active Rain thing. In college I would have been voted "Least Likely to Blog" however in the "midday sun" of my professional career I couldn't have found a more interesting, revitalizing community of like minded professionals anywhere. I tip my hat to Bruce Bourgault and David Kucic for opening this world up to me.
2. I am … (7 comments)
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mortgage: Keep us all working - 08/21/07 04:19 AM
This post is intended to keep us all working ... period! I will keep you informed as info is available and will pass along issues that I have seen or been through as this situation develops so that we can all be better prepared to succeed in this volatile market. If you have clients in need of financing in Hawaii or California I hope to earn your confidence and referral.
Okay, on with today's update:
As the saying goes: "Everything old is new again". Most of us have been through this before. Here's a few things we've learned from our own experience or from speaking with some of … (8 comments)
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mortgage: Opportunity is knocking - 08/13/07 11:29 PM
As an experienced Loan Officer, having to pass on a $1.85 million Purchase at 72% Loan to Value with a 665 FICO score and Stated Income Hurts. Having to tell past clients that due to their self employed status and 62% debt to income ratio we can not refinance their home hurts. Having a NYSE traded mortgage company that I worked with and respected implode last month and having many of my associates loose their jobs hurts. Having Dana Capital Group a broker that I funded 5 loans through at the begining of the year go bankrupt without paying me $20,000 in commision hurts.
With … (2 comments)
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Jay Oku
Haleiwa,
HI
More about me…
VAMC
Address: 94-539 Puahi Street, Waipio, HI, 96797
Office Phone: (808) 441-5713
Cell Phone: (808) 393-0707
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