adjustable rate mortgages: Shopping for the Right Mortgage - 05/05/07 08:18 AM
Finding a mortgage that's right for you should be easy. There are literally hundreds of options to choose from, including Fixed Rate, Adjustable Rate, Hybrids, Interest Only, Monthly Option ARMs, and Pay Select Mortgages, to name just a few. Mortgages are available at rates ranging from an introductory rate of 1.00% … (1 comments)
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adjustable rate mortgages: Enhance Your Role as the Gate Keeper: Take Your Business to a New Level - 05/05/07 08:07 AM
As every professional knows, it's important to have a reliable network of referral partners who regularly send business your way and to whom you send clients as well. But according to Business Network Int'l. founder and networking expert, Dr. Ivan Misner, it's possible to take these relationships and their resulting benefits … (0 comments)
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adjustable rate mortgages: Tap Into Google Local: Your Personal Chamber Of Commerce - 05/01/07 06:02 AM
The Internet has revolutionized the way we live in countless ways. We are able to access news as it's happening, email friends and relatives all over the world, and purchase anything from cars to vacation packages with a few clicks of the mouse.
What's ironic is that we frequently neglect to use … (0 comments)
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adjustable rate mortgages: Learn from Your Success: Focus On Strengths Rather Than Weaknesses - 05/01/07 05:55 AM
Our culture teaches us to focus on our weaknesses and then improve upon them. While practice is critical to improvement in some areas, author Benson Smith of the Gallup Organization believes it is more important to focus on your strengths. By turning your strengths into super-strengths, your valuable time can be … (8 comments)
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adjustable rate mortgages: Increasing Your Hourly Rate of Pay - 04/30/07 07:52 AM
Each and every one of us works on an hourly rate of pay. What we get paid by the hour has a direct correlation with what we choose to do with our time, and how we make use of the employees and systems we surround ourselves with in our daily work … (1 comments)
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adjustable rate mortgages: How Purchase Loans Are Made: A Step−By−Step Walkthrough - 04/29/07 05:50 PM
1. Pre-qualification - Lenders are encouraging buyers to get pre-qualified for a mortgage so they'll know in advance how much house they can afford.
2. Loan Search - Although buyers often use a lender recommended by their Real Estate agent, some prefer to do their own comparisons.
3. The Hunt - The buyer … (0 comments)
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adjustable rate mortgages: ON−Time: Take Time Out for Planning - 04/29/07 08:20 AM
Have you ever had days, weeks, or even months go by when you were frustrated in your work activities because you failed to implement the things that you know you need to do in order to be more successful? Perhaps you've taken pages and pages of great notes at seminars on … (1 comments)
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adjustable rate mortgages: An Inverted Yield Curve: What It Means to Mortgage Rates & Programs - 04/28/07 07:34 AM
The U.S. economy, interest rates, and the housing market are frequent topics on the nightly news. Viewers are told about leading economic indicators, how the stock market has performed, and whether the Federal Reserve is planning on changing interest rates. What isn't explained is how these items are interrelated and how … (0 comments)
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adjustable rate mortgages: Marketing to the Better Half- Don't Leave Spouses Out of the Equation - 04/28/07 07:27 AM
Marketing guru Faith Popcorn, who is considered a trend expert, posed this insightful question to an audience in San Francisco back in 1999: "Since men and women are obviously different, why do we continue to market to them in the same way?"
Let's take Faith's concept a step further: When meeting with … (0 comments)
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adjustable rate mortgages: Strategic Financing: The Solution to Today's Changing Market - 04/27/07 07:35 AM
Interpreting one of the main challenges of today's mortgage market isn't as difficult as it might seem. With interest rates on the rise, a lot of consumers are extremely troubled by the negative effects of increasing interest rates on their Adjustable Rate Mortgages. Each month, they are forced to watch hopelessly … (0 comments)
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adjustable rate mortgages: Trapped in Telephone Purgatory? Use These Short Cuts & Break Free - 04/26/07 06:43 AM
Does this scenario sound familiar? Your latest credit card statement comes in the mail, and there's an error. You know that it needs to be dealt with, but for some reason you keep putting it off. Then it hits you. The reason for your procrastination is that you just cannot bear … (0 comments)
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adjustable rate mortgages: Victorville Facts and Information - 04/25/07 08:33 PM
Here is a link that will help you discover Victorville and some of the history behind it!!
Victorville, California - Wikipedia, the free encyclopedia
Hope you find this site informative. Please don't hesitate to give me a call if you need any more information.
… (0 comments)
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adjustable rate mortgages: Gasoline $ense - 04/25/07 06:37 AM
In terms of the economy and its effect on our daily lives, there is no hotter topic than the outrageous prices we are seeing at the pumps. The maddening part is as consumers, we have zero control over these inflated costs. To make matters worse, there's always that person who says … (6 comments)
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adjustable rate mortgages: Disaster Preparedness- Simple Steps Everyone Can Take - 04/24/07 06:48 AM
Natural disasters are a fact of life. Each area of the country has its own challenges, from hurricanes on the Atlantic and Gulf Coasts to tornados in the Plains and earthquakes in California. Regardless of where you live, it's important to have plans in place to ensure that you and your … (0 comments)
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adjustable rate mortgages: The Art of Happiness- Making Each Day Your Best - 04/24/07 06:15 AM
In The Art of Happiness*, the Dalai Lama shares this powerful insight into life: "I believe that the very purpose of our life is to seek happiness. That is clear. [Regardless of religion], we are all seeking something better in life. So I think the very motion of our life is … (3 comments)
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adjustable rate mortgages: One-of-a-Kind Gifts - 04/23/07 07:45 AM
Purchasing a gift can be a stressful experience. Whether you're buying for a close friend or a mere acquaintance, the same questions arise. Will they like it? If the answer is yes, then it could be that they already own it! If you choose to go the safe route and buy … (1 comments)
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adjustable rate mortgages: College Savings Plans - 04/23/07 07:21 AM
Saving for your child's education just became a bit more complex as a result of the new tax bill passed last May. The Uniform Gifts to Minors Act (UGMA) is a popular program which allows minors to own stock in their name and, if they fall between the ages of 14-17, to … (0 comments)
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adjustable rate mortgages: Where Your Tax Dollars Go - 04/22/07 08:27 AM
The US government expects to collect some $2.6 trillion in tax revenue this year! That's a 6% increase over last year, and a 13% jump since 2005. With the tax season behind us, did you ever wonder how your tax contributions are spent? Well, according to the government's 2008 budget, nearly … (2 comments)
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adjustable rate mortgages: The Pitfalls of Plastic - 04/22/07 08:19 AM
Credit cards are a great tool when it comes to building up a good credit history. However, according to a recent report, credit card debt in America reached nearly $800 billion in 2005. How can you obtain the benefits while avoiding the pitfalls? Here are some dos and don'ts:
Monitor your … (0 comments)
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adjustable rate mortgages: Subprime Changes the Lending Landscape - 04/21/07 08:44 AM
The effects of the subprime crisis are becoming clearer with each passing day. According to the Wall Street Journal, tightening guidelines and fewer available products are creating challenges for borrowers with credit issues. If you're thinking about taking on or refinancing a mortgage, your credit score will be crucial when it … (0 comments)
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adjustable rate mortgages: First-Class Mail is Forever Altered - 04/21/07 08:09 AM
The US Postal Service has introduced the "forever" stamp. This special stamp, good for any first-class letter weighing up to one ounce, is valid forever, no matter how much postal rates increase. That means consumers can purchase these special stamps at today's rate and use them for years to come, even … (5 comments)
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adjustable rate mortgages: The Five Factors of Credit Scoring - 04/20/07 06:39 AM
There are five factors that comprise the credit score. They are listed below in order of importance, just as an underwriter would look at the score:
Payment History: 35% impact. Paying debt on time and in full has a positive impact. Late payments, judgments and charge-offs have a negative impact. Missing a … (0 comments)
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adjustable rate mortgages: Personal Note Cards- Powerful Marketing Tool - 04/20/07 06:25 AM
The business professional with the most friends WINS! Period. The formula for success is that simple.
The power to attract people is what gauges success. The more people consider you a friend and a business professional, the greater your potential for success. Your existing client base, if managed properly, can become your … (6 comments)
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adjustable rate mortgages: Write−offs to Remember: Deductions in the Loan Process - 04/19/07 07:18 AM
Write-offs are the government's way of rewarding taxpayers when they've done something the government likes. And to judge by the write-offs, the government likes it when people borrow money to buy a house. There are write-offs aplenty, many of which people often forget. Make sure you take advantage of every break … (0 comments)
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adjustable rate mortgages: Finding Our Niche- What it Takes to Get Ahead of the Competition - 04/18/07 06:35 AM
Very few of us have the luxury of being the only professional in our marketplace offering our particular service. Competition is constantly at our heels, hoping to catapult one step ahead of us. For this reason, we must continually strive to differentiate ourselves from any competition we may have.
Dan Sullivan, President … (3 comments)
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