loan expert: Protect Your Personal Information - 05/04/07 06:54 AM
Did you know that the major credit bureaus sell your personal information? It's true! Known as "trigger leads", the files of borrowers applying for a home loan are immediately flagged, packaged, and sold by the credit bureaus to the highest bidders.
For about $25 to $100 or more, your name and … (0 comments)

loan expert: Communication: Proactive Methods to Improve Business - 05/04/07 06:34 AM
I once heard the expression, "Communication is the lubrication in your organization." That couldn't be truer, especially in the world of business. You simply can't over-communicate when dealing with clients. I find that the best way to eliminate the constant state of reactivity in which most of us work is to … (1 comments)

loan expert: What Are Points and When Should You Pay Them? - 05/03/07 07:26 PM
Points are up-front fees paid by the borrower to obtain a better interest rate on a loan. One point equals one percent of the loan amount. And while a lower interest rate may result in a lower monthly payment, it is important to consider how long you intend to be in … (1 comments)

loan expert: Buy Household Products Online: The Savings will Surprise You! - 05/03/07 08:03 AM
Since its inception, the Internet has caused a fair share of controversy. Some people see it as a valuable tool while others consider it the devil's playground. Wherever you stand, one thing is certain - it has changed our idea of commerce forever.
eBay® is a perfect example. On this website, the … (0 comments)

loan expert: Sell Yourself to Prospects: Be a Great Listener - 05/03/07 07:55 AM
No matter what type of business you are in, your prospect has the option to select from a variety of competitors within the same marketplace. You must set yourself apart from your rivals, and it all starts by having the ability to listen attentively to each and every new prospect. You … (0 comments)

loan expert: Countering Objections: Know Why People Say No - 05/02/07 05:29 AM
Not every objection can be overcome, but they can all be countered, so you should always have a rebuttal in store. If you don't have years of experience, or a trainer to guide you, you can find yourself blindsided by the most obvious objections and hesitations.
There are three basic reasons for … (2 comments)

loan expert: Considering a Home Equity Line of Credit? - 05/01/07 09:32 PM
When a bank, mortgage company or credit union approves your home equity line of credit (HELOC), it doesn't give you a check. Instead, you get a checkbook; sometimes you receive a debit card too. You can write checks as you normally would (or use the card), except that each use is … (0 comments)

 
Loan Officer: John Caylor- Post Falls, ID Mortgages (Infinity Financial Group)
John Caylor- Post Falls, ID Mortgages
Post Falls, ID
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Infinity Financial Group

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