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loans: HomeLine ......................Moving Done Right - 11/01/09 10:35 PM
HomeLine Moving Done Right  
With more than 40 million Americans moving each year, the Department of Transportation (DOT), which oversees the moving industry, receives up to 4,000 complaints each year. Most of these complaints stem from damaged goods and overcharging. If you have clients planning a move, here are some important tips they should consider.
 
Qualify the mover. Ask to see the movers’ DOT registration. Most complaints involve “rogue movers,” which are companies that operate without the proper certifications. Check their reputability on Angie’s List (angieslist.com) and the Better Business Bureau (bbb.org). Avoid any mover that offers quotes over … (0 comments)

loans: Investors Cheering: Fannie Mae Rolls Back Investor 4 Property Limit - 03/04/09 10:23 AM
Well, it's about time......real estate investors can once again own and finance up to 10 individual properties.  The restriction reversal does come with new minimum requirements, however.
Homeowners buying properties 5 - 10 must meet the following standards, as set forth by Fannie Mae:
1. 720 credit score 2. 25% down payment for a 1-unit (30% for a 2-4 unit) 3. No mortgage delinquencies in the last 12 months 4. 6 months of reserves for each investment property
Fannie Mae is re-opening lending for real estate investors with good credit, a sizable down payment and ample reserves.
According to Fannie Mae, … (0 comments)

loans: CalPERS Home Loan Purchase Program - 03/02/09 10:38 PM

 

The CalPERS Member Home Loan Program offers members security, protection, and choice when purchasing or refinancing a home. 
All active, inactive, and retired members of CalPERS, the Legislators' Retirement System, the Judges' Retirement System, and the Judges' Retirement System II are eligible to participate.
The program offers both fixed and adjustable rate loans, 100% loan financing, special loan programs, rate lock options, and more.
The 100% Financing Option was created to help members who qualify secure a down payment who would otherwise not be able to purchase a home.
The guidelines require a CalPERS Conventional Mortgage Loan, … (1 comments)

loans: FHA Streamline Refinance -Thousands of Homeowners Lowering their FHA Loan Payments - 02/07/09 09:45 AM
FHA Streamline refinances are offered with
No appraisal No employment verification No asset verification No underwriting No money out of your pocket No occupancy requirement Thousands of homeowners are taking advantage of FHA's Streamline refinance They are realizing that they can lower their interest rate without having to provide all the traditional income and asset verification.
The streamlline refinance is available without needing an appraisal. When you choose an FHA Streamline Loan, you can refinance your existing FHA-insured loan with less paperwork and lower costs than you would have with other home loan refinancing solutions.
Refinancing your current FHA loan can … (2 comments)

 
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Julie Chroust, NMLS# 249458, Direct Lender & Mortgage Banker

Walnut Creek, CA

More about me…

Julie Chroust, Prospect Mortgage, Walnut Creek, CA

Address: 1910 Olympic Blvd,, Suite 120, Walnut Creek, CA, 94596

Office Phone: (925) 516-5809

Cell Phone: (925) 381-1481

Email Me



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