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low down payment: NOW Is the Time to Get a Home Loan! - 11/30/09 09:25 PM
NOW Is the Time to Get a Home Loan!
Mortgage rates have dropped AGAIN and are extremely low. This makes it a GREAT time to buy or refinance a home. Why act now?
A drop in rates provides a tremendous opportunity to refinance and reduce your monthly mortgage payment and potentially save thousands of dollars over the life of your home loan. It's also a great time to buy a new home.
If you're still sitting on the sidelines waiting for housing prices to hit bottom, you should consider that what might be gained from a further drop in housing prices … (0 comments)
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low down payment: Preparing to Buy a Home - 08/07/09 11:27 AM
Preparing to Buy a Home
If you’re considering purchasing a home, here’s what you need to do.
Make a list of items most important to you. For example, the type of home: a single- or multi-family unit, the number of rooms, the location, and the proximity to schools, if you have or plan to have children. Also, think about how long you want to reside in the home. Increasingly, homebuyers tend to move in and then move up. Prepare yourself financially. Avoid any major purchases until after closing, regardless of your credit standing. Any increase in debt-to-income ratio reduces your purchasing … (0 comments)
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low down payment: The Impact of Interest Rates - 07/17/09 10:45 AM
Some potential homebuyers are sitting on the sidelines waiting for housing prices to hit bottom. It makes sense to buy a house at the lowest price possible but there are other critical considerations to keep in mind. Trying to time the bottom of any market is always difficult. Also, interest rates are at historic lows, and many homebuyers fail to consider the savings that come with low interest rates, particularly over the life of the loan, or even the partial life of the loan.
Mortgage rates are low because of the recession and foreclosures. In addition, the Federal Reserve has … (0 comments)
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low down payment: CalPERS Home Loan Purchase Program - 03/02/09 10:38 PM
The CalPERS Member Home Loan Program offers members security, protection, and choice when purchasing or refinancing a home.
All active, inactive, and retired members of CalPERS, the Legislators' Retirement System, the Judges' Retirement System, and the Judges' Retirement System II are eligible to participate.
The program offers both fixed and adjustable rate loans, 100% loan financing, special loan programs, rate lock options, and more.
The 100% Financing Option was created to help members who qualify secure a down payment who would otherwise not be able to purchase a home.
The guidelines require a CalPERS Conventional Mortgage Loan, … (1 comments)
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low down payment: Attention Investors & Primary Residence Buyers.... Sweet Deal -- Fannie Mae Offers New HomePath REO Loan - 01/30/09 11:46 PM
Fannie Mae Offers New HomePath REO Loan
WE LEND IN ALL 50 STATES Buy a home for only 3% down or an INVESTMENT PROPERTY for only 10% down!
Fannie Mae, the agency sponsored by the U.S. government to help make housing more affordable to all Americans, now offers HomePath, a special new home loan to finance the sale of its current real-estate owned (REO) properties across the country.
Prospect Mortgage is among a select group of mortgage lenders nationwide who can offer the HomePath loan to get you into one of these homes! Here are the key benefits of a HomePath … (4 comments)
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Julie Chroust, NMLS# 249458, Direct Lender & Mortgage Banker
Walnut Creek,
CA
More about me…
Julie Chroust, Prospect Mortgage, Walnut Creek, CA
Address: 1910 Olympic Blvd,, Suite 120, Walnut Creek, CA, 94596
Office Phone: (925) 516-5809
Cell Phone: (925) 381-1481
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