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low interest rates: Timing the Real Estate Market? Don't forget the impact of rising interest rates. - 01/30/11 06:12 PM
This is a great post I found today by a local realtor in my neck of the woods.  So often buyers forget about the balance between the decision to purchase now even though they question if the housing prices are rock bottom and the fact that mortgage rates are going up.....
Great post Wendy Cutrufelli!!!

Via Wendy Cutrufelli, Contra Costa Realtor (Alain Pinel Realtors):
Are you trying to time the real estate market?  Don't forget the impact of rising interest rates. Many home buyers are struggling with the decision to purchase.  Are home prices at the bottom? Will they decline further?  … (4 comments)

low interest rates: The New Motivation for Buyers - 11/25/09 11:47 PM
The number of consumers interested in investing in real estate has doubled since March 2009. 
According to the Move.com survey, one out of eight (12.1%) homebuyers today plan to purchase a home as an investment property, compared to 5.6 percent seven months ago(1). Of those interested in buying a home for investment, 15.8 percent were men and 8.1 percent were women.
While affordability and foreclosure bargains have consistently been the primary reasons motivating homebuyers in the past four months, secondary reasons have changed. In June 2009, interest in taking advantage of low interest rates (21.1%) was cited as the second most … (2 comments)

low interest rates: THE TOP 10 CREDIT DO'S & DON'TS - 02/13/09 09:38 PM
 
 
Good credit is critical when it comes to obtaining the best
interest rates and terms on a mortgage.
 
1. Don't Apply For New Credit. Every time that you have your credit pulled by a potential creditor or lender,
you can lose points from your credit score immediately.
 
2. Only Pay Off Collections or "Charge Offs at the Recommendation of your Loan Officer." If you want to
pay off old accounts first make sure that the debt is yours. Request a "letter of deletion" from the creditor.
 
3. Don't Close Credit Card Accounts. If you close a … (0 comments)

low interest rates: FHA Streamline Refinance -Thousands of Homeowners Lowering their FHA Loan Payments - 02/07/09 09:45 AM
FHA Streamline refinances are offered with
No appraisal No employment verification No asset verification No underwriting No money out of your pocket No occupancy requirement Thousands of homeowners are taking advantage of FHA's Streamline refinance They are realizing that they can lower their interest rate without having to provide all the traditional income and asset verification.
The streamlline refinance is available without needing an appraisal. When you choose an FHA Streamline Loan, you can refinance your existing FHA-insured loan with less paperwork and lower costs than you would have with other home loan refinancing solutions.
Refinancing your current FHA loan can … (2 comments)

 
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Julie Chroust, NMLS# 249458, Direct Lender & Mortgage Banker

Walnut Creek, CA

More about me…

Julie Chroust, Prospect Mortgage, Walnut Creek, CA

Address: 1910 Olympic Blvd,, Suite 120, Walnut Creek, CA, 94596

Office Phone: (925) 516-5809

Cell Phone: (925) 381-1481

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