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Seven Steps to Inhibit Spending - 05/28/08 06:23 PM
Freeze credit cards and ATM cards in a glass of water in your refrigerator freezer. Get spending on a cash basis and make notes/keep receipts on all purchases to help raise your awareness of where your money is going, day in and day out.
Take some financial pictures of yourself. The big picture is your net worth, listing the things you own versus the things you owe. But don't stop there, Take a close-up picture of your net worth, that is your cash-flow, which is money moving in and out of your life on a monthly basis. It is a list … (0 comments)
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Twelve tips for Grocery and Household Shopping - 05/28/08 05:53 PM
1. Create a list to take shopping. Put anything you want on the list, but don't add to the list once you get to the store. Using a list will help plan for your needs in advance, so take advantage of sale prices and avoid impulse purchases. "Go alone after a meal". If you go shopping hungry or with another, you're shopping for more than one appetite and the result is always increased spending.
2. Watch for coupons in your mail box and flyers distributed at the stores, watch for store ads in the newspapers and coupons on Sundays. Check … (0 comments)
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Joseph David, CMPS®
Fountain Valley,
CA
More about me…
Clarion Mortgage Capital, Inc.
Office Phone: (714) 786-4516
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