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One of the most important to do when buying a home is setting a budget. After speaking to a mortgage broker or loan officer, they can tell if you can buy a home or not, and if so, how much they think you can spend. Look over not just the mortgage & taxes, but also utilities, homeowners dues, money needed for immediate updates or budgeting for future repairs, new furniture and what have you. On top of having money for your house, I advise clients to make sure they have money left over for all of their other things like having
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