first time home buyers: Bonding with Your New House – A Special Moment
- 10/27/17 04:16 PM
You've Closed on Your New House
Now it's Time to Bond!
A special moment arrives for most buyers when you become the new owner. You might get a call from your agent that you are the new homeowner, or you might be sitting around the closing table signing documents when it finally happens. Depends on how things work in your area.
You’ve been anticipating this for a long time, with a wide range of emotions…not just weeks, but perhaps months, or longer.
But when it’s official you are the new owner, it’s a very special moment indeed. It might take a few minutes to get … (31 comments)
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first time home buyers: 8 Essential Strategies for First Time Buyers
- 06/26/17 01:48 PM
8 Home Buying Tips for First Time Buyers
Buying a home is a huge process and a substantial financial one. As a first time buyer there are some important things you should do in order to have a good experience and be successful in your quest to become a homeowner.
So, assuming you have made the decision to buy your first home, and are serious about it, let’s talk about what you need to do.
GET ALL YOUR PAPERWORK IN ORDER
You will be surprised at how much paperwork lenders require these days, so any upfront work you can do to get it all in … (27 comments)
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first time home buyers: What Should I Expect Now That I’ve Closed on My New Home?
- 05/02/17 04:58 PM
I’ve Closed on my New Home - Now What?
Buying a new home, whether your first or not, is an exciting process, although not without some frustrations, anxieties, and problems to solve. Making the decision to buy a home is huge, and now that you have gotten through the process and are officially the new homeowner what can you expect? We all talk about the events leading up to the big day - your closing - but then things shift gears, a lot!
First, you are likely pretty excited about having a home of your own, especially if this is the first one. … (32 comments)
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first time home buyers: Dummy Proof Guide For Buying Your First Home
- 02/19/16 03:46 AM
First time buyers can usually use a lot of help when starting their home search and throughout the home buying process, and Kyle has outlined all they need to know and do in a easy-to-read and understand guide.
And it's certainly useful for other more experienced buyers, too, who may have forgotten or need a refresher in today's competitive market.
Please stop by Kyle's post and share your comments and give him a shout out!
Buying a home for the first time is confusing for most. Don't be offended by the title, you are not a dummy!
Many first time home buyers … (14 comments)
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first time home buyers: Sometimes You Don’t Know You are Being Unrealistic Until You are Told
- 02/12/15 11:11 PM
Sometimes You Don’t Know You are Being Unrealistic Until You are Told You Are
With the low inventory and great interest rates, plus pent-up demand, activity for buyers in our area is vigorous. Homes that are well priced disappear quickly, but despite being a seller’s market, some homes languish on the market.
And there is always a reason – location, price, and condition are the primary ones
Buyers have wish lists for their home searches. Sometimes those lists are realistic, given prices and neighborhoods of interests, but often they are not.
It may be … (29 comments)
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first time home buyers: Are You Flipping Crazy?!
- 02/08/13 02:39 PM
Are You Flipping Crazy?!
I’ve been touring a good number of homes in the general area with buyers and on my own previews, despite limited inventory. After seeing several properties, my question is…
Are you flipping crazy?
Several examples.
An average 3 BR home with about 1600 SF was purchased less than 2 months ago for $300,000. By my read, and looking at comps at that time, it seemed just a tad below market value.
The investor came in and painted throughout, installed new carpet, changed a few lighting fixtures and the home is back … (34 comments)
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first time home buyers: Carlsbad Buyers, Are YOU Prepared to Make an Offer?
- 01/27/13 09:28 AM
Carlsbad Buyers, Are YOU Prepared to Make an Offer?
For many Carlsbad buyers, making an offer prompts a great deal of anxiety and emotion, especially considering the amount of money involved.
In our competitive market where home tours are more like a party, with multiple offers and plenty of cash buyers, you have to be prepared.
Carlsbad Buyers, Are YOU Prepared to Make an Offer?
If you aren’t prepared, you are wasting your time and your agent’s, plus you won’t get the house you want. Although if you aren’t serious none of this matters anyhow.
… (8 comments)
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first time home buyers: Front Porches – Are They a Must Have in Your New Carlsbad Home?
- 06/22/12 09:51 AM
Front Porches – Are They a Must Have in Your New Carlsbad Home?
Front porches have been around for a long time, a significant part of the architectural history of a number of classic home styles…at least in my humble opinion. I’m no architectural historian.
Southern plantations (at least the ones I have seen), New England farmhouses and colonials, and other home styles offered front porches as a welcoming spot for guests, a place to entertain, a gathering spot to watch the world go by and socialize with neighbors, protection for company standing at the door while waiting … (7 comments)
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first time home buyers: Serious Real Estate Challenges for Serious Relocation Buyers (Part 2 of a 3-Part Series)
- 05/20/12 03:01 AM
Serious Real Estate Challenges for Serious Relocation Buyers (Part 2 of a 3-Part Series)
In this series we are discussing issues related to relocation – challenges and things to think about.
In Part 1 we discussed the issues of (1) searching for that new home; (2) using a qualified, knowledgeable REALTOR, and (3) doing your due diligence. If you missed this post, you can read it here >>> Serious Real Estate Challenges for Serious Relocation Buyers (Part 1 of a 3-Part Series)
Here are some other important matters to take into account in your relocation planning.
… (13 comments)
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first time home buyers: Carlsbad Buyer Responsibilities
- 10/23/11 01:37 PM
Carlsbad Buyer Responsibilities
We often talk about all the responsibilities we, as agents, have in any real estate transaction. Many of us have a detailed list of all that we do as REALTORs. I share mine in my pre-listing kit for sellers. But many of these also apply in the case of the buying side of any transaction.
And of course there is the Code of Ethics for those who are REALTORS that outlines standards of conduct.
But there is no Code of Ethics for buyers.
There are certainly responsibilities that buyers have in order to … (10 comments)
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first time home buyers: Will That House Suit Your Lifestyle? (Part 2 of 2)
- 08/11/11 01:02 AM
Will That House Suit Your Lifestyle? (Part 2 of 2)
There are many factors that buyers consider when choosing a particular home in the Carlsbad CA area. Requirements vary, of course, from person to person. And they may be very specific or fairly general.
The first post in this series was about 2 buyer questionnaires available to my clients to help them in their home search with a focus on lifestyle. You can read more about these questionnaires, and download them:
Read More: Will That House Suit Your Lifestyle? (Part 1 of 2)
Buyers look for … (13 comments)
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first time home buyers: Buyers, What You Need to Know about Escrow
- 05/12/11 12:51 AM
Carlsbad Buyers, What You Need to Know about Escrow Here in California we use escrow companies to manage the specifics of the contract between buyer and seller.
Escrow companies are neutral 3rd parties responsible for ensuring the details of the negotiated contract between buyer and seller are met accordingly. They cannot change the specifics of the contract (the "escrow instructions derived from the written offer to purchase) without the express written permission of both buyer and seller.
Some escrow officers are better than others in terms of communication, follow-up and organizational skills. Keep in mind that they handle multiple escrows at … (8 comments)
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first time home buyers: I'm Lookin' Out for You, Buyers
- 05/02/11 06:37 AM
I'm Lookin' Out for You, Buyers I'm looking out for you, buyers, in a number of ways.
Why? Because I should, and jumping through these hoops makes me better able to help you in your home search and during the purchase process.
How do I do this?
Here are a few of the ways.
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I check the MLS daily, sometimes multiple times, to look for new properties in the areas I service and follow the status changes - price reductions, homes going into escrow, properties whose contracts expire.
I set up automated searches for key areas, house types, … (37 comments)
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first time home buyers: Are You Ready to Buy Now? Or Will That be in the Future?
- 12/19/10 03:56 PM
Are You Ready to Buy Now? Or Will That be in the Future? The question "are you ready to buy now, or will that be in the future?" is an important one.
It's important to know, as the REALTOR working to help you achieve your real estate goals, but it's a question you ought to be able to answer also.
I often work with relocations from around the country and other parts of California. Some buyers need to move right away, while others are planning to buy down the road - a second home for now, an investment to later live … (48 comments)
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first time home buyers: San Diego Down Payment Assistance Programs | Riverside County Down Payment Assistance Programs | First Time Buyers in San Diego CA
- 08/24/10 02:19 PM
San Diego Down Payment Assistance Programs While the Federal First Time Home Buyer Tax Credit is gone, and California's Franchise Tax Board is no longer accepting applications for the state's First Time Home Buyer Tax Credit, first time home buyers DO have some options that can get them into a new home in San Diego and Riverside Counties.
The solution may be one of the San Diego Down Payment Assistance Programs
or the Riverside Down Payment Assistance Program
Craig Griffin at Guild Mortgage is THE person to talk to about these Down Payment Assistant Programs if you are buying … (7 comments)
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first time home buyers: Down Payment Assistance Programs in San Diego | North San Diego County
- 06/22/10 01:15 PM
Down Payment Assistance Programs in North San Diego County
First time home buyers in North San Diego County have a special opportunity they may not know about...Down Payment Assistance Programs.
As a first time home buyer in California you know that the Federal First Time Home Buyer tax credit is gone (if you did not get your home under contract before April 30, 2010). You likely also know that California has a first time home buyer tax credit as well. If not, you can read more about the California 2010 First-Time Buyer Tax Credit that allows up to $10,000 … (10 comments)
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first time home buyers: Home Loan Options for our Nation's Veterans - A Guest Post
- 06/11/10 05:32 PM
Home Loan Options for our Nation's Veterans
While the First Time Home Buyer Credit has gone by the wayside as of April 30, 2010, there is still good news for our nation's veterans.
Rather than tell you myself, I thought I would share a GUEST POST from colleague Brandon Fischer from the VA Mortgage Center who is better equipped to share the good news for veterans regarding their loan options.
$ $ $ $ $
Home Loan Options for our Nation's Veterans - Brandon Fischer
More than 2.5 million Americans took advantage of the recent home-buying tax credits, … (4 comments)
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first time home buyers: California Home Buyers – More Tax Credits Coming Your Way
- 03/26/10 01:44 AM
California Home Buyers - More Tax Credits Coming Your Way
The California Association of REALTORS announced yesterday that a new tax credit bill, AB183, was signed yesterday by Governor Schwarzenegger. As a result, homebuyers in California may receive up to $10,000, or 5% of the purchase price of a new home in state tax credits. $200 million has been allocated.
This bill is different than the last California tax credit bill which afforded buyers of new homes (never unoccupied) up to $10,000 in tax credit and which was wildly successful - the state used up the $100 million allocated for that … (8 comments)
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first time home buyers: California Home Buyers Fair in Los Angeles This Weekend
- 04/14/09 10:07 AM
Home buyers (and potential home buyers) in Southern California will have a terrific opportunity this weekend to gather lots of information about the home buying process, loans, dealing with credit issues, the importance of having a home inspection, and many other topics.
The Los Angeles Convention Center is, again, the site of the 2009 FREE home buyers fair on Saturday April 18 (from 10 until 5) and on Sunday (from 11 until 4). IF it is anything like last year's event you can expect thousands of folks stopping in for more than 50 educational seminars and multiple vendors in the real … (3 comments)
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first time home buyers: New Mortgage Protection Program for First Time Home Buyers in California
- 04/01/09 02:16 AM
California is, once again, doing something to help the housing market.
We already have a potential $10,000 tax credit that is available to buyers of new home construction in 2000 (first time buyers or experienced). The home must never have been lived in. Credits of up to $10,0000 will be awarded on a first come first served basis until the $100,000,000 that has been set aside has been used up.
READ MORE: New Construction Tax Credit
Now, the California Association of REALTORS (C.A.R.) is offering a mortgage protection program for first time buyers through their Housing Affordability Fund (H.A.F.) where buyers … (7 comments)
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You've Closed on Your New House
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