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first time home buyers: Serious Real Estate Challenges for Serious Relocation Buyers (Part 2 of a 3-Part Series) - 05/20/12 10:01 AM
Serious Real Estate Challenges for Serious Relocation Buyers (Part 2 of a 3-Part Series)
In this series we are discussing issues related to relocation – challenges and things to think about.
In Part 1 we discussed the issues of (1) searching for that new home; (2) using a qualified, knowledgeable REALTOR, and (3) doing your due diligence. If you missed this post, you can read it here >>> Serious Real Estate Challenges for Serious Relocation Buyers (Part 1 of a 3-Part Series)
Here are some other important matters to take into account in your relocation planning.
… (13 comments)
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first time home buyers: Carlsbad Buyer Responsibilities - 10/23/11 08:37 PM
Carlsbad Buyer Responsibilities
We often talk about all the responsibilities we, as agents, have in any real estate transaction. Many of us have a detailed list of all that we do as REALTORs. I share mine in my pre-listing kit for sellers. But many of these also apply in the case of the buying side of any transaction.
And of course there is the Code of Ethics for those who are REALTORS that outlines standards of conduct.
But there is no Code of Ethics for buyers.
There are certainly responsibilities that buyers have in order to … (10 comments)
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first time home buyers: Will That House Suit Your Lifestyle? (Part 2 of 2) - 08/11/11 08:02 AM
Will That House Suit Your Lifestyle? (Part 2 of 2)
There are many factors that buyers consider when choosing a particular home in the Carlsbad CA area. Requirements vary, of course, from person to person. And they may be very specific or fairly general.
The first post in this series was about 2 buyer questionnaires available to my clients to help them in their home search with a focus on lifestyle. You can read more about these questionnaires, and download them:
Read More: Will That House Suit Your Lifestyle? (Part 1 of 2)
Buyers look for … (13 comments)
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first time home buyers: Buyers, What You Need to Know about Escrow - 05/12/11 07:51 AM
Carlsbad Buyers, What You Need to Know about Escrow Here in California we use escrow companies to manage the specifics of the contract between buyer and seller.
Escrow companies are neutral 3rd parties responsible for ensuring the details of the negotiated contract between buyer and seller are met accordingly. They cannot change the specifics of the contract (the "escrow instructions derived from the written offer to purchase) without the express written permission of both buyer and seller.
Some escrow officers are better than others in terms of communication, follow-up and organizational skills. Keep in mind that they handle multiple escrows at … (8 comments)
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first time home buyers: I'm Lookin' Out for You, Buyers - 05/02/11 01:37 PM
I'm Lookin' Out for You, Buyers I'm looking out for you, buyers, in a number of ways.
Why? Because I should, and jumping through these hoops makes me better able to help you in your home search and during the purchase process.
How do I do this?
Here are a few of the ways.
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I check the MLS daily, sometimes multiple times, to look for new properties in the areas I service and follow the status changes - price reductions, homes going into escrow, properties whose contracts expire.
I set up automated searches for key areas, house types, … (37 comments)
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first time home buyers: Are You Ready to Buy Now? Or Will That be in the Future? - 12/19/10 11:56 PM
Are You Ready to Buy Now? Or Will That be in the Future? The question "are you ready to buy now, or will that be in the future?" is an important one.
It's important to know, as the REALTOR working to help you achieve your real estate goals, but it's a question you ought to be able to answer also.
I often work with relocations from around the country and other parts of California. Some buyers need to move right away, while others are planning to buy down the road - a second home for now, an investment to later live … (49 comments)
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first time home buyers: San Diego Down Payment Assistance Programs | Riverside County Down Payment Assistance Programs | First Time Buyers in San Diego CA - 08/24/10 09:19 PM
San Diego Down Payment Assistance Programs While the Federal First Time Home Buyer Tax Credit is gone, and California's Franchise Tax Board is no longer accepting applications for the state's First Time Home Buyer Tax Credit, first time home buyers DO have some options that can get them into a new home in San Diego and Riverside Counties.
The solution may be one of the San Diego Down Payment Assistance Programs
or the Riverside Down Payment Assistance Program
Craig Griffin at Guild Mortgage is THE person to talk to about these Down Payment Assistant Programs if you are buying … (7 comments)
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first time home buyers: Down Payment Assistance Programs in San Diego | North San Diego County - 06/22/10 08:15 PM
Down Payment Assistance Programs in North San Diego County
First time home buyers in North San Diego County have a special opportunity they may not know about...Down Payment Assistance Programs.
As a first time home buyer in California you know that the Federal First Time Home Buyer tax credit is gone (if you did not get your home under contract before April 30, 2010). You likely also know that California has a first time home buyer tax credit as well. If not, you can read more about the California 2010 First-Time Buyer Tax Credit that allows up to $10,000 … (10 comments)
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first time home buyers: Home Loan Options for our Nation's Veterans - A Guest Post - 06/12/10 12:32 AM
Home Loan Options for our Nation's Veterans
While the First Time Home Buyer Credit has gone by the wayside as of April 30, 2010, there is still good news for our nation's veterans.
Rather than tell you myself, I thought I would share a GUEST POST from colleague Brandon Fischer from the VA Mortgage Center who is better equipped to share the good news for veterans regarding their loan options.
$ $ $ $ $
Home Loan Options for our Nation's Veterans - Brandon Fischer
More than 2.5 million Americans took advantage of the recent home-buying tax credits, … (4 comments)
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first time home buyers: California Home Buyers – More Tax Credits Coming Your Way - 03/26/10 08:44 AM
California Home Buyers - More Tax Credits Coming Your Way
The California Association of REALTORS announced yesterday that a new tax credit bill, AB183, was signed yesterday by Governor Schwarzenegger. As a result, homebuyers in California may receive up to $10,000, or 5% of the purchase price of a new home in state tax credits. $200 million has been allocated.
This bill is different than the last California tax credit bill which afforded buyers of new homes (never unoccupied) up to $10,000 in tax credit and which was wildly successful - the state used up the $100 million allocated for that … (8 comments)
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first time home buyers: California Home Buyers Fair in Los Angeles This Weekend - 04/14/09 05:07 PM
Home buyers (and potential home buyers) in Southern California will have a terrific opportunity this weekend to gather lots of information about the home buying process, loans, dealing with credit issues, the importance of having a home inspection, and many other topics.
The Los Angeles Convention Center is, again, the site of the 2009 FREE home buyers fair on Saturday April 18 (from 10 until 5) and on Sunday (from 11 until 4). IF it is anything like last year's event you can expect thousands of folks stopping in for more than 50 educational seminars and multiple vendors in the real … (3 comments)
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first time home buyers: New Mortgage Protection Program for First Time Home Buyers in California - 04/01/09 09:16 AM
California is, once again, doing something to help the housing market.
We already have a potential $10,000 tax credit that is available to buyers of new home construction in 2000 (first time buyers or experienced). The home must never have been lived in. Credits of up to $10,0000 will be awarded on a first come first served basis until the $100,000,000 that has been set aside has been used up.
READ MORE: New Construction Tax Credit
Now, the California Association of REALTORS (C.A.R.) is offering a mortgage protection program for first time buyers through their Housing Affordability Fund (H.A.F.) where buyers … (7 comments)
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first time home buyers: I Met a Savvy First Time Buyer The Other Day - 01/04/09 10:17 AM
I had the opportunity, a pleasant one, to meet a new buyer the other day. Turns out she was pretty savvy, which is always a pleasure in this market, and in light of what we have been reading recently here on AR (see Lenn's excellent post to Not Blame the American consumer...if you haven't read it you must).
I am working with a number of buyers I would classify as savvy, most of whom have been through the mill before and know the ropes. Sure this market has taken everyone for a ride in more ways than one, but the folks … (45 comments)
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first time home buyers: Carlsbad Buyers - Are You Using Technology to Your Advantage? (Part 1 of 3) - 08/05/08 06:45 PM
There probably aren’t too many of you who are looking for a Carlsbad home (or anywhere for that matter) that aren’t using technology in some manner. In this day and age it is hard to escape. But are you using technology to YOUR advantage?
This is a 3-part series on how Carlsbad buyers can use technology to their advantage before and during a real estate transaction.
Here we begin with the home search.
SEARCHING FOR A HOME
Searching for a home, whether locally or for a relocation, is best accomplished on the Internet.
Whether you are venturing out on your search … (9 comments)
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first time home buyers: Relocation is NOT for Dummies (Part 3) - 01/03/08 11:03 PM
So far we have examined some of the emotional and psychological issues associated with a relocation (Relocation is NOT for Dummies Part 1), and a few practical issues you must consider when selling your home (Relocation is NOT for Dummies Part 2).
Here in Part 3 the focus is on house hunting from a distance and how to make the most of buying your new home in a distant location. You can’t drive around neighborhoods to look at housing, and you may not know much, if anything, about your new location. In a relocation:
How do you go about house hunting … (34 comments)
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first time home buyers: Match Play - New Luxury Condos on the Golf Course at La Costa (Carlsbad) - 07/22/07 06:19 PM
… (6 comments)
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first time home buyers: La Costa Condos and Townhomes, Carlsbad, California - 05/02/07 07:31 PM
If you are still in the exploratory stages of your house hunting, you may want to check out the community profiles on the other communities in Carlsbad (Aviara, La Costa Greens, La Costa Ridge, and Rancho Carrillo), as well as the coastal towns of Encinitas (Encinitas Ranch), Cardiff (the Composer and Walking Districts) and San Marcos (Lake San Marcos, San Elijo Hills), among others.
Please feel free to call me at (760) 840-1360 or email me at JDowler@remax.net if I can be of assistance or answer any questions.
MORE INFORMATION:
Fans of Coastal San Diego - a fun blog about living in Carlsbad and the … (1 comments)
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first time home buyers: The Buyer Presentation: What To Expect (Part 2 of 2) - 03/19/07 07:08 PM
In my last post I talked about why you should have a Buyer Presentation and how it can benefit you. Think of it as another hoop to jump through in the process.
Now let's talk about what to expect. What should you find out?
Here are some things to consider:
Experience - years in business; homes sold; experience working with buyers, especially first time buyers (or buyers who are relocating, if that is you)Knowledge of the market - types of homes, different communities and neighborhoods, market conditions, pricing in different areas, inventoryPersonal style - find out how this person likes to work and communicate … (8 comments)
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first time home buyers: Home Buyers and The Buyer Presentation | How Do You Benefit (Part 1 of 2)? - 03/18/07 11:50 PM
This is the first in a 2-part series on buyer presentations:
1. Why you should have one
2. What you should expect from a presentation
If you are a first time home buyer, you need to learn a lot about the process of buying a home. And you likely have a zillion questions to be answered. Plus, as a first step, you need to decide who you want to work with in the purchase process. There are lots of agents out there, some good, some not.
How do you choose?
I've talked before about choosing a REALTOR (some articles have to do … (13 comments)
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first time home buyers: Want to Live in A Musical Community? Try the Composer District in Cardiff California - 03/07/07 12:33 AM
Nestled on the hill facing the grand Pacific Ocean, just north of Birmingham Avenue, lies an area of Cardiff (Cardiff-by-the-Sea) known as the Composer District.
This neighborhood of detached and attached homes and condos was developed in the early 1900s by Victor Kremer, a music publisher and land developer. Because of his fondness for music, the streets in this area are all named after composers (Rubenstein, Gershwin, Bach, Mozart, Liszt, Verdi, Chopin, Vivaldi, Haydn, Schubert, Rossini, and Brahms).
There are several other streets in the Composer District area that migrate from adjacent areas (Summit, Westminster, Stratford, San Elijo, Montgomery). The Composer … (7 comments)
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Jeff Dowler ~ Carlsbad Homes for Sale ~ 760-840-1360
Carlsbad,
CA
More about me…
Solutions Real Estate (CA DRE Lic. # 01490977)
Address: 6005 Hidden Valley Road, Suite 280, Carlsbad, CA, 92011
Office Phone: JUSTMYCELL
Cell Phone: (760) 840-1360
Email Me
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DISCLAIMER: I must disclaim liability for any damages or losses, direct or indirect, that may result from use of, or reliance on, any information contained in this blog, or for the accuracy of comments or opinions expressed by visitors to my blog. The information contained in the articles is deemed reliable but is not guaranteed, and the opinions expressed in these articles are mine.
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