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The Animal Welfare Society is having their 2nd annual Valentine's Day Purrrfect Buffet on Feb. 12 from 6-10 PM at Hollywood Casino in the Skyline Ballroom at Charles Town Races. The cost is $35 pp and tickets are on sale now. There will be a delicious buffet, a fun silent auction of great items and 50/50 raffles. All proceeds will benefit the Capital Campaign and Shelter Renovations Fund. The building is over 25 years old and in much need of repair, general upkeep and an addition is needed to continue to support the need for housing homeless pets. (1 comments)
Is It time to Reform Washington? - 01/30/11 09:48 PM
I received this in an email from a past client and I though it to be very thought provoking and wanted to share. He said he would love for me to share with anyone that might think it is time to reform Washington.
Congressional Reform Act of 2011 1. Term Limits. 12 years only, one of the possible options below.. A. Two Six-year Senate terms B. Six Two-year House terms C. One Six-year Senate term and three Two-Year House terms 2. No Tenure / No Pension. A Congressman collects a salary (7 comments)
Selling HUD Homes - Registering on HUD Website - Part IV - 01/30/11 01:46 AM
This is Part IV of Selling HUD Homes. If you have not read my 3 previous blogs, subscribe and read them first for the background of the new HUD system for listing and selling HUD Homes. Once the (Asset Manager)AM has been given a HUD Home to market, they will place the property on HUDs own website HudHomeStore and assign the listing to a local listing broker (some AMs use a BLB (Broad Listing Broker) but for my blog I am talking about AMs that list directly with a local listing broker) The LLB will perform time sensitive tasks, most with 24-48 (4 comments)
Selling HUD Homes - Part III - 01/29/11 11:12 PM
As of July 31, 2010, HUD has changed their Management & Marketing (M&M) program, now M&M III, that had been in use since about 1999. See my 2 previous blogs for more detailed information on the program. Selling HUD Homes Foreclosures on FHA Homes and Transfers to HUD Field Service Managers (FSMs) and Asset Managers (AMs) have been hired by HUD to prepare the properties for marketing, get the homes listed as soon as possible, and partner with local listing brokers to give HUD the fastest sale for the highest net possible. Once the property has been successfully conveyed to HUD, (4 comments)
Homeowners Associations Have High Number of Delinquencies - 01/27/11 10:18 PM
Homeowner Associations have been another victim of the foreclosure crisis. With so many homes in foreclosure, the delinquency rate has to be very high. Vacancy rates contribute to the lack of dues revenue and banks may not be timely in their payments on foreclosed properties. In addition, can HOAs still provide the services that they are supposed to with a dramatic drop in dues collections? Homeowners that have remained in their homes are complaining that Homeowner Associations are not keeping up with their duties, and they are even considering withholding dues as a result. Some HOAs are managed by third party (4 comments)
It's Just Another Snow Day! - 01/26/11 10:17 PM
It is winter and winter typically brings snow. We have dodged the last few snow storms that moved up the East Coast...but not this time. I left home at noon...got home finally at 6PM to this...8+" of fresh white snow...yikes! Here are the "Snow Dogs". They really are not very happy...they have to wander through the snow tunnels...yikes, let me in!
OK, so I forgot to take the top off the canopy...it is now collapsed so I will have to buy another one... Lowes and KMart already have them out on the floor. And, you guessed it. I (4 comments)
Acreage Near Lewisburg West Virginia and The World Famous Greenbrier Resort - 01/25/11 01:42 PM
Rare opportunity to own this 37 acre parcel with magnificent mountain top views, you can see for miles. This lot directly adjoins the 5100 acre Greenbrier State Forest. Recreational amenities are endless...fishing, hiking, camping, photography, painting and more. Close to nearby Showshoe Ski Resort, historic Lewisburg, The New River and most importantly The Greenbrier Resort http://www.greenbrier.com/
$109,900 The Overlook at Greenbrier White Sulphur Springs, WV (2 comments)
"Farmer Veteran Coalition" Helps Veteran Soldiers - 01/24/11 10:41 PM
I recently read in an organic gardening magazine about a nonprofit program called "Farmer-Veteran Coalition "FVC)". Many soldiers returning home from overseas are finding the economic conditions difficult and with a shortage of young farmers in America today, it appears that these veterans are a natural for working on farms and even starting their own. Soldiers have a lot of potential skills and knowledge that can benefit the agricultural community. There has been a huge increase in new small farms in recent years and in the number of gardeners now growing their own food in their own back yards, even on (3 comments)
802 Mulberry Drive Martinsburg West Virginia 25401 $189,900 MRIS# BE7517970
Very Nice 4 bedroom, 2 1/2 bath home in established neighborhood within walking distance to City Hospital. Close to nearby schools and shopping, accessible to I81 for easy drive to Winchester VA or Hagerstown MD This well cared for home has very large rooms and features a formal living and dining room, family room with gas fireplace, a 12x24 ceramic tiled sunroom and a spacious kitchen with 5 burner gas cooktop and GE Profile double wall oven. The back yard is privacy fenced with a large deck and a storage (0 comments)
"Is it acceptable to walk away from a mortgage?" 59% - Unacceptable 19% - Acceptable 17% - Depends on the circumstances 5% - Don't know/refused to answer I can remember not so many years ago that foreclosure was something no one wanted to admit to or talk about, it was embarrassing and devastating. I was not surprised by these numbers, over half of those surveyed still think it is unacceptable. What was not clear to me (7 comments)
Do you Listen To Real Estate Radio Today - 01/22/11 01:16 AM
NARs Real Estate Radio Today is one of the fastest growing radio programs today. You can listen online or on a station near you. Real Estate Radio Today is about all-things real estate with broadcaster Gil Gross. The program brings segments on things you need to know about your home, from buying and selling to improving its value... even the current state of the market. This week features 2011 taxes and tips for your tax filing, top real estate news, local market conditions, HouseLogic.com. Search the archives for previous shows, read the Hot Topic Blog, link to your social networking sites and (3 comments)
Are You Planning Your Spring Garden Yet? - 01/21/11 10:31 PM
It's the time of year when we make all sorts of resolutions. We are avid gardeners, and we have made our share of pledges for the new gardening season. We spend time during the winter months creating new garden layouts, looking for new things to plant and pouring over the gardening magazines for seeds and stakes and tools, whatever we might need to start all over again in the spring. Come fall, as the season nears its end, some resolutions are never met. But we are OK with that. Gardening is as much about the doing as it is about the results. We love (4 comments)
Generation Y and The Housing Recovery - 01/18/11 11:46 PM
Can the 20-somethings bail us out of the housing crisis? Can Gen Y, the next big demographic group after the baby boomers, lead us out of the economic downturn? These first-time buyers could lead the recovery and they have the advantage of not having an existing home to sell.
What does Gen Y want in housing? With Generation Y positioned to lead the next surge in housing, builders are studying what makes them tick, how to market to them and what they want to buy. Some pro-active builders are redesigning for this age group by designing smaller, more-efficient homes that are (3 comments)
NARs New HouseLogic.com Website - 01/17/11 10:18 PM
NAR has created a new consumer website, www.HouseLogic.com . The site is free and is intended to help consumers become responsible homeowners by providing a wide range of information on home improvement, insurance, maintenance, taxes, financing and legislative news that affects home ownership. In an effort to promote the value of home ownership, NAR believes that informed homeowners can help bring stability to the housing market and improve the values of their homes in the process. NAR may also ask homeowners to participate in causes that may impact them as a homeowner, it is up to the homeowner if they choose to (8 comments)
Has Your Office Gone Paperless Yet? - 01/16/11 11:18 PM
We were slowly getting boxed in with more and more file cabinets to keep the years of paper...paper...paper. So we started looking for an alternative to paper and files and cabinets. We found a great product called PAPERLESS PIPELINE. We talked with Dane Maxwell and he convinced us to give it a test drive. He was always available for any questions we had, he followed up with us regularly to make sure we were using it to its fullest extent, and always asking what he could do to make it better. We have been using PP for about a year now (10 comments)
Foreclosures on FHA Loans and Transfers to HUD - 01/15/11 10:18 PM
If a home owner goes into default on an FHA loan, the lender will try to work with the borrower to avoid foreclosure. If that is not successful, the lender will take possession of that property by foreclosure, but there are other methods of acquisition:
Deed in Lieu of Foreclosure - borrower gives up the property to the lender without a foreclosure sale Custodial Properties - properties secured by a second mortgage or home equity conversion mortgage (HECM), in default, and vacant/abandoned determined by FSM Foreclosed Secondary Held Mortgages (SHMs) foreclosure of a HUD serviced mortgage Home Equity Conversion Mortgages (1 comments)
Negotiating a Short Sale With Bank of America in Equator? - 01/11/11 10:40 PM
I would guess that we have all had our share of frustrating short sale negotiations with Bank of America but today I am feeling just, I don't know, ready to scream. I won't but I would sure like tt. We have mostly been very successful in an acceptable final negotiation for both seller and buyer. We have a full price offer, no closing costs, low expenses and the seller is bringing a couple thousand cash. There is a 1st and 2nd, both with Bank of America. The negotiator was handling both, a little different than we have done in the past, but (6 comments)
Middle School Students Will Learn to "Get A Life" - 01/10/11 11:13 PM
I am very excited to be participating in a program sponsored by The Jefferson County Chamber of Commerce for middle school students called "Get A Life". Students will learn how to handle money and to purchase things that they will want in life, a home (that's my job), a car, food, clothing, furniture...all the things that we all have to make choices to buy or not buy when we grow up and move out on our own. I am new to this, and I am told I will be given a choice of homes to try to sell to them. They (3 comments)
Selling HUD Homes - 01/09/11 11:30 PM
The HUD Management & Marketing program (M&M) changed to a new format on July 31, 2010. The original M&M contractors were responsible for both the management and sales of HUD homes. The new program, M&M lll, now provides for four different types of vendors for property management and marketing:
Field Service Managers (FSM) These are private companies that maintain and manage HUD homes in a certain area, and are responsible for the inspection, repair and maintenance until sold. Asset Managers (AM) Private companies, they are responsible for listing and selling the homes. Mortgagee Compliance Manager (MCM) Private companies that are responsible for (3 comments)
37 Acres near the World Famous Greenbrier Resort in West Virginia - 01/08/11 08:06 PM
Rare opportunity to own this 37 acre parcel with magnificent mountain top views, you can see for miles. This lot directly adjoins the 5100 acre Greenbrier State Forest. Recreational amenities are endless...fishing, hiking, camping, photography, painting and more. Close to nearby Showshoe Ski Resort, historic Lewisburg, The New River and most importantly The Greenbrier Resort http://www.greenbrier.com/ The Greenbrier Resort is widely regarded as one of the finest luxury resorts around the world. Surrounded by the wondrous Allegheny Mountains, The Greenbrier offers exclusive services and amenities such as championship golf, fine dining, more than 50 activities, designer boutiques, 40,000 square foot world-class spa and a 103,000 square foot gaming and entertainment venue. Greenbrier (3 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.