Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Thinking outside that box…. What to do with the sellers concessions & where to apply the money. Buying down the rate vs the buydown…..Part 2 - 11/29/06 08:43 PM

Okay, I am back again to finish up 'thinking outside the box'.
Summary of the first section: I talked about the difference between buying down an interest rate vs a buydown. The conclusion was that a buydown would be your best bet. But I also talked about goals and what this … (34 comments)

Thinking outside that box…. What to do with the sellers concessions & where to apply the money. Buying down the rate vs the buydown…..Part 1. - 11/28/06 02:54 PM

I have been reading some good posts with some great comments over the last few days. And this post, The Value of the Buydown by John Klassen, and the comments in this post, inspired me to write this blog. The reasoning behind this is because I would like to give … (16 comments)

The City of Brotherly Love: Part 5 of 6 - Philadelphia Colleges & Universities ...... A series of blogs. - 11/28/06 01:39 AM

Don't let this picture scare you in regards to your kids going to college. This just happens to be a clasic when it comes to movies, Animal House , in 1978. But Philadelphia has some of the best Colleges and Universities in the Northeast Region. The University of Pennsylvania, once known … (27 comments)

The City of Brotherly Love: Part 4 of 6 -- Local Sites, Restaurants, & Pubs of Philadelphia..... A Series of Blogs. - 11/26/06 10:58 PM

I would like to start off with a Philadelphia tradition at first. Am I keeping you in suspense? Take a guess.... Philadelphia is so rich in tradition in so many areas, it's hard to keep track of everything that this city of 'Brotherly Love' has to offer. And what I am about … (36 comments)

The City of Brotherly Love: Part 3 of 6 -- The Museums, Parks, & The Arts of Philadelphia..... A series of Blogs. - 11/25/06 12:24 PM

Museums & The Arts of Philadelphia:
The art museums of Philadelphia offer a fascinating alternative to the well-known institutions of New York and Washington. In fact very few North American cities offer as rich and exciting an opportunity to view the full range and quality of American and European and world art … (25 comments)

Top Trendsetters to watch in your upcoming markets…… Part 3 of 3. The Hispanic Sector - 11/24/06 01:16 PM

In my first post, we talked about Baby Boomers & Echo Boomers and in my second post, we talked about Single Women. With the growing population of Hispanics in many communities, these three groups represent a large part of the demographics that we as business people need to truly focus our attentions on.
… (66 comments)

The City of Brotherly Love: Part 2 of 6 - The Historic Sites & Famous People of Philadelphia......A series of Blogs - 11/23/06 08:48 PM

Philadelphia is one of the most historically important cities on the U.S.A. It was settled in the 1640s by the Swedes. In 1681, Charles II of England granted land to William Penn in what is now Pennsylvania. Penn chose Philadelphia as the capital of Pennsylvania in 1682 (which it remained until 1799), optimistically … (19 comments)

Shop Til you drop & incorporating this into your work schedule..... - 11/22/06 01:36 PM

As more consumers shop from work, retailers gear up for Cyber Monday. Cyber Monday, the ceremonial kickoff to the online holiday shopping season, will likely be even bigger this year as retailers target at-work shoppers with lunch hour promotions and special savings. In fact, November 27, the Monday after Thanksgiving, … (49 comments)

The City of Brotherly Love: Part 1 of 6 - Philadelphia Sports ...... A series of blogs. - 11/20/06 10:23 PM

This blog is one of many blogs about Philadelphia. Here is the previous blog: The City of Brotherly Love: The Introduction of Philadelphia & what the city has to offer..... Many of us know that the City of Philadelphia is a Football town. Sure, it's won a few of Lord … (46 comments)

The City of Brotherly Love: The Introduction of Philadelphia & what the city has to offer..... - 11/19/06 04:32 PM

This will be a series of blogs for those of you not familiar with Philadelphia or those of you thinking about moving to this great city or within the region. In this particular blog, I am just going to point out many of the beautiful aspects of the City of Philadelphia. … (72 comments)

Top Trendsetters to watch in your upcoming markets…… Part 2 of 3. Single Women - 11/18/06 08:16 PM

If you missed Part 1, please read this to catch up to speed. : Top Trendsetters to watch in your upcoming markets...... Part 1 Baby Boomers & Echo Boomers .

Many of us would think that the single women in today's society wouldn't be able to handle this … (43 comments)

The Best Is Yet To Come - 11/18/06 04:57 PM

The soothsayers (truth, reality) are back, predicting the "sad" fate of the national housing market. All we have heard lately is that the industry experts have come out of the woodwork and are reporting glooming and dooming reports for the enitre industry. Many realtors and lenders are mentioning this throughout the … (12 comments)

Top Trendsetters to watch in your upcoming markets…… Part 1 of 3...Baby Boomers & Echo Boomers - 11/16/06 11:41 PM

Reviewing the rate issues at hand, job losses, and more homes on the market with fewer buyers, one of the most basic questions that you should be asking is.... "Who's buying homes now?" And we can take the next step to a larger question at hand. "Who will be driving the … (36 comments)

A Realtor’s Guide to Price Fixing Commissions: - 11/16/06 12:51 AM

Price fixing is an illegal action which was defined in Ron Withers blog , Price Fixing: Un-American.........What Say Ye?
Here is something that is starting to pop up online. Horizontal Price-Fixing in Cyberspace This is a great example what can take place in cyber space. This article talks about how one company … (74 comments)

Foreclosures: Banks & Lenders don't want your home, do they? - 11/15/06 01:48 AM

What ever happened to the old way of doing business. Just going down the street to your neighborhood bank and get a loan at any time based on a handshake. Everyone was friendly and willing to help, even when you were in trouble. Remind you of anything? Does "It's a Wonderful … (45 comments)

My New Mortgage Office: Assured Lending Corporation & the Active Rain Community - 11/14/06 04:25 PM

I have actually spoken to a few of you about this and few of you knew that I made a new move to a new company 2 weeks ago.
I actually opened up my own office with an associate of mine as my managing partner, Neil Burke. Between the two of us, we have … (19 comments)

What is a POWER PARTNER? Who are your power partner's???? - 11/09/06 08:32 AM

I was inspired in writing this topic after reading ANGELA PHILLIPS blog; CO-BRANDING. Power partner is a term that is frequently used in severl networking groups. I actually did a post on networking, Networking Groups..... How important can they be to your business..... several weeks ago and George Souto did a good blog … (23 comments)

Do we need a 3rd party system? Politics in general.... - 11/07/06 11:39 PM

Okay.... I am not the type that would start a topic on politics, but I read a blog tonight by Leigh Brown; Have some skin in the game! America is great because we are allowed to have our own thoughts and opinions. Have the Freedom to do things in a … (24 comments)

The Myths about ZERO point mortgages instead of paying points upfront…… - 11/06/06 11:21 PM

I have been doing this for a little over 14 years now. When I first got into this industry, sure, I was green….brand new. Sure, I had classes in High School and College in regards to financing, economics, managing your money, your typical math classes, and even some accounting classes. … (45 comments)

PMI (Private Mortgage Insurance); why you need it and the different types of PMI…… - 11/05/06 01:52 PM

I was reading through some blogs over the weekend and Mark Flanders Silverdale did a blog that gave definitions of PMI. What is PMI and can it be avoided. This can be such a confusing and sometimes misleading concept of why you must have mortgage insurance.
As Mark Flanders discussed, … (31 comments)

Your Higher Power, Family, Work, and Active Rain….. in what order do they appear for you? - 11/04/06 03:33 PM

At what point do we walk away from it all? Meaning, yes, family is important. But just Active Rain in itself can be consuming. Right Kristal Kraft ? (who is a mad blogger, but extremely good at it) I have read several comments and a few blogs that do mention this, … (30 comments)

When a client says that they will follow you for life…. WHAT A NATURAL HIGH…. - 11/01/06 10:05 PM

I have been doing this for over 14 years now. Helping those to finance their new dream, may it be purchasing that new home or refinancing their current home for several reasons. Even helping those investors that want to add to their portfolio.
I have talked to several of you on … (9 comments)

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