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bankruptcies: FHA Secure Loan -- A political move or just being helpful -- The Positives/Negatives - 09/13/07 07:59 AM

The biggest thing to remember is that most of this loan is written under the normal FHA guidelines. The FHA Secure loan program will help some property owners, but not as many as one would think. I will explain this part later.
Now the question has been, who does this really help?  Homeowners who might go into foreclosure if they don't get any payment relief? The government or President Bush, telling people that they care?  Possibly some loan officers who can make so more money off those that they gave subprime loans to in the previous years? My estimate?  I would … (17 comments)

bankruptcies: FHA/HUD educational summary to help purchasing or refinancing...... - 08/16/07 09:24 AM

FHA has so many programs for those that are looking to purchase a new home and or refinance their existing home. And just for the record, FHA is not the end to all problems. There are 100's of programs out there other than FHA. But what you need is a loan officer that not only has these other programs, but a lender that has FHA as well. Why?  So you have all your options just in case. I have seen way too many consumers get placed in a loan other than FHA because that particular lender isn't FHA approved. It's not … (9 comments)

bankruptcies: Bankruptcies - Knowing what to do after the fact - 07/22/07 11:37 PM
 

 Bankruptcies can sometimes not be avoided, depending on what happens in your life. I am not here to judge you at all. My job is to help you understand your current position and to help you with any future considerations when it comes to your financing options.
What I want to cover is if you have already gone through a Chapter 13 or 7 bankruptcy. So many people that did fall on hard times sometimes think that their lives are over with. This is not always the case, hence why you need to speak to a mortgage professional.  One option … (14 comments)

bankruptcies: As a consumer, is your credit bad enough to deserve the worst scenario? -- Part 1 - 02/04/07 03:02 PM
                           
How many of you fear that your credit score is just not good enough? What about when a lender tells you that you only fit a particular loan product just because of your credit score, no matter how much money you make? Can all of this be true?  Not necessarily!!!  Why can I say this when so many of the lenders might tell you, the consumer,  differently. 
There is one loan product out there called FHA. And not every lender is either approved to offer this or are many loan officers aware of this program and what can be … (8 comments)

 
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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Cherry Hill, NJ

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Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.







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