bankruptcy: FHA mortgages - Understanding credit that works -- Part 2 of 2 - 04/22/08 01:01 PM

 
FHA credit revised........Piecing together your credit can sometimes be confusing. That's why you should always seek a qualified loan officer that is a FHA Expert.
In all honesty, credit is not as difficult as it may seem and FHA has made it easier for you to qualify for your dream home. There are just some important facts that the average consumer needs to know.
 
Several key facts :
You don't need credit scores. No minimum credit scores. You need to pay attention to this part, because many lenders will advertise this. But they fail to tell you initially … (13 comments)

bankruptcy: Good people can finish last...... - 01/26/08 08:59 AM

 
Giving those that don't give up, all the credit in the world. I hate when I speak to a client that is trying their hardest to stay above water. Trust me, I am a firm believer that good things do come to those that are good, true to themselves and others, and help others. But there are just sometimes when you act good, being a good person in general, that bad things will just happen to you.
I spoke to a client yesterday that had to file a Chapter 13 bankruptcy around May 2007 because their pizza store went out of business. … (18 comments)

bankruptcy: FHA refinancing or purchasing -- The full scoop and nothing but the scoop - 09/02/07 08:31 AM

With the mortgage meltdown back in the beginning of the year for 2007 which has carried throughout the summer, FHA has become popular again. Kris Wales wrote in a comment that she received an e-mail from a loan officer stating that FHA is back. She wrote back stating that it never left and this is coming from a realtor. 
Folks, FHA has never left. If your lender or loan officer can't offer you a FHA mortgage and your credit is less than perfect, then please seek out a mortgage professional that can offer FHA financing. Otherwise you might be going backwards. But … (36 comments)

bankruptcy: FHA Credit -- Understanding what works - 07/11/07 05:46 PM

Piecing together your credit can sometimes be confusing. That's why you should always seek a qualified loan officer that is a FHA Expert.
In all honesty, credit is not as difficult as it may seem and FHA has made it easier for you to qualify for your dream home. There are just some important facts that the average consumer needs to know.
Several key facts :
You don't need credit scores. No minimum credit scores. Non-traditional credit can be used.  Very flexible on credit issues when it comes to collections, charge-offs, judgment, and even liens. What an underwriter looks for usually is … (55 comments)

 
Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages  - USDA loans - VA Loans ( Social Media - Infinity Home Mortgage Company, Inc)

Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA...

Cherry Hill, NJ

More about me…

Social Media - Infinity Home Mortgage Company, Inc

Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033

Mobile: (609) 440-5133

Fax: (775) 361-6619




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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.







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