Real estate blog entries tagged with buyers by Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc)

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buyers: Buyers..... get ahead of the buying game of your new home!!!!! - 08/01/07 11:51 PM

Are you seriously shopping for a house? It doesn't matter if you have done this before or even if you are a first time homebuyer.
If you have bought before, don't think it's the same way as once before. The market changes every day. Mortgage programs can change at the blink … (14 comments)

buyers: Is your client being taken for a ride? - 05/31/07 12:04 PM

Are you the type of consumer that believes what ever someone tells you? That the loan officer uses the word promise? Even if they put it in writing, that this should be the truth and nothing but the truth? Sorry for the fantasy world that so many of us live in, … (14 comments)

buyers: Who is to blame, the listing agent or the seller? - 02/22/07 10:29 AM

How do we see ourselves as realtors, loan officers, staggers, real estate attorneys, appraisers, and just as individuals in general. Sure, the picture to my right might be a little obscured in what I am about to talk about, but there is a meaning behind this.
I received a new lead from … (15 comments)

buyers: Does your client's loyalty cost them money? - 01/30/07 09:11 AM

After being in the mortgage business for over 14 years, this is one question that bothers me the most. Sure, consumers look at us as being professionals and expect us to be upfront and honest. Have you seen people get taken advantage of from a realtor's or loan offier's point of … (8 comments)

buyers: Thinking outside that box…. What to do with the sellers concessions & where to apply the money. Buying down the rate vs the buydown…..Part 2 - 11/29/06 08:43 PM

Okay, I am back again to finish up 'thinking outside the box'.
Summary of the first section: I talked about the difference between buying down an interest rate vs a buydown. The conclusion was that a buydown would be your best bet. But I also talked about goals and what this … (34 comments)

buyers: The Myths about ZERO point mortgages instead of paying points upfront…… - 11/06/06 11:21 PM

I have been doing this for a little over 14 years now. When I first got into this industry, sure, I was green….brand new. Sure, I had classes in High School and College in regards to financing, economics, managing your money, your typical math classes, and even some accounting classes. … (45 comments)

buyers: PMI (Private Mortgage Insurance); why you need it and the different types of PMI…… - 11/05/06 01:52 PM

I was reading through some blogs over the weekend and Mark Flanders Silverdale did a blog that gave definitions of PMI. What is PMI and can it be avoided. This can be such a confusing and sometimes misleading concept of why you must have mortgage insurance.
As Mark Flanders discussed, … (31 comments)

buyers: Shoppers that shop themselves right out of the market…… - 10/25/06 10:30 PM

People that over shop, looking for the best deal; can certainly even bring down the best of a sales person’s moral. This can be tiresome for the good realtor or loan officer that has to deal with these types of clients on a weekly basis. Most of us … (25 comments)

buyers: Infomercials...... How many of you watch them? Are they real? - 10/10/06 08:13 AM

INFOMERCIALS….. what can I say? It’s sometimes like watching a comedy show. How many of you get suckered into this? Hey, I admit, I sometimes think I should call. Ever see the new lipo-pill? It reduces your fact from within, never needing lipo-suction. LOL I was like, gee, that would … (13 comments)

buyers: Will a Realtor do business / refer business to a lender or loan officer out of state? - 10/09/06 10:46 PM

I just wanted to throw this question out there. Again, I have been in the mortgage industry for over 14 years. I have been with large lenders, a few mid sized lenders, and some smaller brokers. Even though I am based in Cherry Hill, NJ; I can do loans in any … (32 comments)

buyers: First Time Homebuyers & what to look for in a Mortgage Lender before you apply or make application; may it be buying, or refinancing. (Also, info for people refinancing or that aren’t first time homebuyers.) shorter version PART 1 - 10/07/06 11:24 AM

Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. The problem in today’s industry is the fact that many lenders want to … (10 comments)

buyers: What's the difference between a mortgage banker and a mortgage broker. - 10/06/06 10:58 PM

My name is Jeff Belonger and I am with Infinity Home Mortgage Company. I am a Branch Manager and a loan officer. I have been in the mortgage industry for over 14 years. I have been with some large lenders, some small ones, and a few in the middle. The largest company … (19 comments)

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