conventional: FHA Shopping, rate shopping, fee shopping.... call it what you want, just be careful!!! - 09/01/07 09:36 PM
There are a few analogies that we all could use when comparing shopping for a mortgage, shopping for rates, and mortgage fees. We could use shopping for shoes, shopping for cars, or even shopping for Christmas trees. I thought I would use shoes as an analogy so Ines Hegedus-Garcia, Kristal Kraft, and other females could possibly relate to this. Should I include Mike Mueller because he wrote a post, Choose Your Mortgage As You Would Your Shoes, which was a good post.
So, what does shoes have to do with shopping for mortgages? It's quite simple. Each shoe has a different fit, … (10 comments)
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conventional: Mortgage settlement/ closing documents -- No excuses -- - 08/27/07 10:10 PM
Excuses, excuses, excuses...... I truly understand that borrowers, whether they are a first time homebuyer, buying for their second time, refinancing, or have done this many of times, rely on a professional to steer them in the right direction. But such is life and not everyone is honest and has integrity. As a consumer, you have to ask questions and ask for proof. Stop taking the loan officer's word. This works when dealing with a true professional, but again, this is not always the case.
I just wrote a post the other day titled Mortgage Prepayment Penalties -- (PPP). A few people … (40 comments)
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conventional: Bankruptcies - Knowing what to do after the fact - 07/22/07 11:37 PM
Bankruptcies can sometimes not be avoided, depending on what happens in your life. I am not here to judge you at all. My job is to help you understand your current position and to help you with any future considerations when it comes to your financing options.
What I want to cover is if you have already gone through a Chapter 13 or 7 bankruptcy. So many people that did fall on hard times sometimes think that their lives are over with. This is not always the case, hence why you need to speak to a mortgage professional. One option … (14 comments)
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