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energy efficient mortgages: Energy Efficient Mortgages – EEM loans – Part 2 – VA loans going ‘GREEN’ - 11/22/10 11:45 AM

 
VA loans can be an excellent way to purchase your new home if qualified.  But what if you could save even more money by decreasing your utility bills. With VA energy efficient mortgages, this certainly can happen. Congress started a pilot program in 1992 demonstrating the use of energy efficient mortgages, known as EEM’s. And the Veterans Administration added this to their arsenal of VA loans.
Energy efficient loans can be very effective, unless you are having an energy efficient home built.  If you have an older home, it probably won’t be up to current standards, which could cost you hundreds of dollars monthly.
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energy efficient mortgages: Energy Efficient Mortgages - How to save money monthly - Part 1 - FHA Loans going 'Green' - 11/18/10 07:14 PM
 

Energy Efficient Mortgages aren't talked about much, which some might think they aren’t as good as a regular FHA loan. In my opinion, it’s because many loan officers and or lenders don’t know much about them. Yet there is no huge difference between the two. And one could easily associate an energy efficient mortgage with a FHA 203-k loan. But that would be a very bad assumption, because there isn’t much more to an energy efficient mortgage, known as an EEM loan, as opposed to the paperwork and understanding that goes into a 203-k loan.
Do you have high energy bills? Unless you … (14 comments)

energy efficient mortgages: Your house is an INVESTMENT - It needs some work? Take advantage of such loans as the FHA 203-k loans and or the Energy Efficient Mortgages (EEM) - 04/28/10 09:47 AM
 
203-k loans and Energy Efficient Mortgages

 
 
Many of us love to cut costs and or save money, right? A 203-k loan or a Energy Efficient Mortgage can help you accomplish this. When buying your new home, it's not only a place to live, a place to create fond memories, but that it's an investment. And probably one of the biggest investments that you will ever make and that you should take it seriously.
Many borrowers are unaware of such programs as the 203 k loan or the Energy Efficient Mortgage. Yes, there are similar programs that can … (8 comments)

energy efficient mortgages: Energy Efficient Mortgages - EEM loans - FHA loans offering green mortgages !!! - 06/22/09 10:46 AM

 
 
 -Energy Efficient Mortgages -
Many of us know that if the home is not up to code, properly insulated, has a poor air conditioning unit or heater, that it could cost you more money monthly. And keep in mind, there is a longer list of items such as lighting, appliances, etc, etc, that could reduce your expenses. Overall, there are specific types of mortgages that allow you to incorporate the costs of these upgrades into your mortgage, without coming out of pocket with extra monies. And this can be done not only with purchases, but with refinances. And … (29 comments)

energy efficient mortgages: Smart Living - Use what we have now and Go Green -- "Eco-All-Stars January 2009 Challenge" - 01/28/09 11:55 PM
 

What do you usually think of when you hear the words "ECO" and "Green"?  For many, the first things that would come to mind are saving the trees, light bulbs, plastics, and overall, our environment to include electric cars and waste. Just in the last year or so, many more have been looking into ECO friendly buildings and homes. I know that we have many faults from the past, that we really need to pay attention to this now. I believe that it starts with the land around us and global warning. We must understand this first, as we … (21 comments)

energy efficient mortgages: FHA Loans & Energy Efficient Mortgages -- A Huge Savings !!!!! - 08/16/08 12:55 PM


FHA loans can help you not only make your home 'Green', but save you money. Saving money is a great thing in any economy, right?  Don't you like to know about the little secrets of cutting corners? How would you like to save over $200 a month just because you improved your home with energy-efficient ideas. 
Are you part of the GREEN family now, because not only did you save money, improve your home, but because you are helping the environment? And did you know that this can be done without spending extra money out of pocket as possible.
How about … (34 comments)

energy efficient mortgages: FHA Energy Efficient Mortgages -- How can I get one...... - 07/17/07 11:12 AM

Saving money is a great thing in any economy, right?  Don't you like to know about the little secrets of cutting corners? How would you like to save over $500 a month just because you improved your home with energy-efficient ideas. 
Are you part of the GREEN family now, because not only did you save money, improve your home, but because you are helping the environment? And did you know that this can be done without spending as little money out of pocket as possible.
HUD states that Congress started a pilot program in 1992 demonstrating the use of energy efficient mortgages, known … (18 comments)

 
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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Cherry Hill, NJ

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.







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