ADVERTISING – Those ads that seem too good to be true.
I have been in the mortgage business for 17 + years. I have seen so much advertising when it came to mortgage companies and how many of the ads were misleading or just flat out lies. Those companies advertising low rates that didn't happen. This easily went on from 1992 to 2002. I always wondered why this wasn't regulated as strongly as it should have been. I found out that some of these companies had 100's of complaints, yet they still operated for those 10 years. (47 comments)
How many times do we see advertisements that seem too good to be true. How about the small print that you don't pay attention too. How about the sales person that is more worried about telling you what you want to hear, rather than what they should be telling you. This happens more times than one would think when it comes to mortgages and real estate.
Hint : Just because it says sale or one puts an awesome rate and no fees on your good faith estimate, doesn't mean that this is the gospel according to the truth. Or (16 comments)
Times are frustrating. We have been in a changing real estate/mortgage market in the last 12 months. As a lender or realtor, you really need to think outside the box at times, but in good consciousness. As a consumer, you don't know who or what to believe or trust at times. Not everything written on the internet or in an advertisement is true or accurate. So then what? I have been reading a lot of blogs and watching some TV commercials that make me sick to my stomach. Hey, I am not perfect nor do I know everything. (20 comments)
I just want to educate people about mortgages and the process.
In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.