Real estate blog entries tagged with fha loans in new jersey by Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans ( Social Media

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Home : Blogs : Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans : Mortgage Knowledge at its BEST!!!! (Jeff Belonger) : Tag "fha loans in new jersey"

fha loans in new jersey: New updates for FHA Mortgages - Changes in LTV & credit scores - seller concessions? - 09/05/10 12:29 PM

In the last 10 months or so, FHA has announced some proposals and these proposals are now becoming reality for FHA Mortgages. Just last week, FHA increased the monthly mortgage insurance and reduced the upfront mortgage insurance. If you missed this one, you must familiarize yourself with these changes, because it could increase the borrower's monthly mortgage payments from $20 to $120 a month, depending on the purchase price.
Changes in FHA mortgages for the monthly mortgage insurance & UFMIP
The newest change, as of September 3rd, 2010, has officially set credit scores for all FHA loans now. Previously, FHA never had … (8 comments)

fha loans in new jersey: I have BLOWN a gasket in Real Estate !!! Using FHA loans & being upside down ? - 06/25/10 10:35 AM

"HOUSTON, we have a major problem with all of these homes upside down" "People need to put more money down!!!"

Just the other day, a borrower asked this question on Trulia.
What is the difference/advantages between other FHA loan lenders and the lenders approved for the NJ First-Time Homebuyer Program ? Response by a realtor : "it is probably not wise to buy a house with 3% down anyway. In my opinion, putting 3.5% down is akin to no down payment at all, and that is what got the housing market into trouble in the first place, among … (38 comments)

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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

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