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fha mortgage: FHA mortgages - Understanding credit that works -- Part 2 of 2 - 04/22/08 08:01 PM
FHA credit revised........Piecing together your credit can sometimes be confusing. That's why you should always seek a qualified loan officer that is a FHA Expert.
In all honesty, credit is not as difficult as it may seem and FHA has made it easier for you to qualify for your dream home. There are just some important facts that the average consumer needs to know.
Several key facts :
You don't need credit scores. No minimum credit scores. You need to pay attention to this part, because many lenders will advertise this. But they fail to tell you initially … (13 comments)
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fha mortgage: FHA mortgages - Brokers vs Bankers - Part 2 of 2 - Do you want the truth? - 04/12/08 12:09 PM
In the ever changing world of mortgages, it's been tougher in recent months, especially if you have to rely on another company to help you close a loan. Which sets that tone for a debate between brokers and bankers. Let's start off by defining each of the two and give you examples on how both sides operate.
Mortgage Broker : This is a company that has 15 to 40 lenders that they broker the consumers mortgage to. Now, you will see some brokers advertise that they have 100's of lenders to choose from. (this is just good advertisement to make you … (21 comments)
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fha mortgage: FHA & First Time Homebuyers -- Buying Steps & Tips that you need to know!!! - 11/23/07 10:15 PM
FHA mortgages aren't as hard and intimidating as so many have mentioned in the past. Buying your first home, a second home, or even your third home can be intense.
If you are a renter, your first step is to see which is better, to rent or own? Just remember, FHA mortgages are not just for first time homebuyers. Please read : FHA mortgages, how many can you have?
Below you will find a compilation of sequences that you should read prior to applying for a mortgage.
Before you start shopping for a mortgage, you should … (14 comments)
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fha mortgage: Do you give free advice? - 10/13/07 02:06 PM
Is your money tree bare at times for giving free advice? I am sure many of us have done this from one time or another. I just hope you don't do it often. It can have an affect on you. Sure, we all need to make a living. And I know there are a lot of helpful people in this business. Not to pat myself on the back, but I know I am very helpful, outgoing, sincere, and won't turn too many people away. I just love helping people.
Two nights ago I received a phone call from a consumer in Texas … (46 comments)
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fha mortgage: Mortgage settlement/ closing documents -- No excuses -- - 08/27/07 10:10 PM
Excuses, excuses, excuses...... I truly understand that borrowers, whether they are a first time homebuyer, buying for their second time, refinancing, or have done this many of times, rely on a professional to steer them in the right direction. But such is life and not everyone is honest and has integrity. As a consumer, you have to ask questions and ask for proof. Stop taking the loan officer's word. This works when dealing with a true professional, but again, this is not always the case.
I just wrote a post the other day titled Mortgage Prepayment Penalties -- (PPP). A few people … (40 comments)
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fha mortgage: Mortgage Shopping -- The Educated or Uneducated Borrower -- Part 2 of 2 - 08/22/07 11:55 PM
Mortgages --- May it be a FHA, conventional, VA, or a subprime loan, you don't have to have a college education in mortgages or real estate. Yes, it can be confusing at times, especially for first time homebuyers. And what can even make it more confusing is if you are shopping for a mortgage or a home and you have two different answers or opinions when shopping from 2 different people. What do you do then? Just remember..... the cheapest or best rate doesn't always mean that it's the best deal.
So how do we make sure that this doesn't happen to … (20 comments)
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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
Cherry Hill,
NJ
More about me…
Social Media - Infinity Home Mortgage Company, Inc
Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033
Cell Phone: (609) 440-5133
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