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florida mortgages: Renting vs Buying a home -- Showing the difference in payments -- Part 2 of 3 - 09/25/10 08:50 PM
Key Reminder - You don't need 700 credit scores and 20% down to buy
Figuring out the differences between renting vs buying a home can be stressful. I gave you some pros and cons of buying a home in Part 1. Things seem good, because you are learning how to break this down. That's great......
Tip : Keep your focus and don't be talking to too many people outside of the loan officer that you are speaking with. That's if you have picked one by now. And by this, I mean don't ask in depth questions … (9 comments)
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florida mortgages: FHA loans vs Conventional loans - Even with 20% down, FHA home loans could be better - 05/23/10 01:40 PM
FHA loans have become very popular in the last 2 years and there are several reasons for this. What I hate hearing is that FHA mortgages have taken the spot of the subprime loans. This is not true at all. This statement is from those that are inexperienced in both the mortgage and the real estate industries. To many subprime loans should have gone FHA and that is just a fact. But why are FHA loans getting bad press now, stating that they are the most defaulted loans recently? Read this : We should ABOLISH FHA loans...
In … (9 comments)
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florida mortgages: Energy Efficient Mortgages - EEM loans - FHA loans offering green mortgages !!! - 06/22/09 10:46 AM
-Energy Efficient Mortgages -
Many of us know that if the home is not up to code, properly insulated, has a poor air conditioning unit or heater, that it could cost you more money monthly. And keep in mind, there is a longer list of items such as lighting, appliances, etc, etc, that could reduce your expenses. Overall, there are specific types of mortgages that allow you to incorporate the costs of these upgrades into your mortgage, without coming out of pocket with extra monies. And this can be done not only with purchases, but with refinances. And … (29 comments)
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florida mortgages: Renting vs Buying -- Knowing your loan options -- Part 3 of 3 - 10/28/08 09:56 PM
So, you have been told that you qualify for a home. You are so excited, just thinking about this daily. You finally will own your own home with a piece of property. To be a proud homeowner.
You have been told by many to just ask for a 30 year fixed rate. Maybe you don't have much money to work with. Maybe you have 30% to put down on the property. You actually know that this is a starter home and that you will probably only be in the house for 4 to 5 years, because you would also … (9 comments)
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florida mortgages: Renting vs Buying -- Showing the difference in $$ -- Part 2 of 3 - 10/26/08 01:57 PM
FYI -- There is still money to lend. Stop listening to the media and to some lenders. Yes, it's tough to get a conventional loan if your credit scores are below 700 and putting 10% or less down. But getting a FHA Loan is not as hard as percieved. FHA loans might be the way to go.
Okay, so I gave you some pros and cons of buying a house in Part 1. You seem to be feeling good and confident. That's great...... Tip : Keep your focus and don't be talking to too many people … (6 comments)
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florida mortgages: FHA Loans & Energy Efficient Mortgages -- A Huge Savings !!!!! - 08/16/08 12:55 PM
FHA loans can help you not only make your home 'Green', but save you money. Saving money is a great thing in any economy, right? Don't you like to know about the little secrets of cutting corners? How would you like to save over $200 a month just because you improved your home with energy-efficient ideas.
Are you part of the GREEN family now, because not only did you save money, improve your home, but because you are helping the environment? And did you know that this can be done without spending extra money out of pocket as possible.
How about … (34 comments)
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florida mortgages: Mortgage Process - Purchase CHECKLIST prior to purchasing a home - Part 1 of 3 - 02/11/08 09:45 AM
Okay, you truly feel that you could be in the market to purchase a home in the next year, possibly in the next 6 months, or you decided to look into it now. You feel like it shouldn't be that hard, that you have decent credit and that you can prove your income. In reality, after doing mortgages for over 15 years, it shouldn't matter what you think. With the ever changing world of mortgages, you should try to be semi prepared before jumping right into it. Especially if your credit is less than perfect.
So, what should … (23 comments)
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florida mortgages: Relocating to New Jersey-- Canadians relocating or anywhere else? Real estate & Mortgages.... - 01/06/08 08:50 PM
It doesn't matter if you are moving from California, Canada, Florida, from the east coast to the west coast, etc, etc. But not only will you need the services of a good realtor to help you with unfamiliar territory, you will need the services of a very good loan officer.
Just moving and/or relocating in general can be challenging. Keep in mind, even though you will be living in that house, may it be with a small family or a large family, you want to feel secure when it comes to your finances. As carefully as you select your realtor, you want … (5 comments)
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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
Cherry Hill,
NJ
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Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033
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