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home loans: FHA, Conventional, & other related mortgage blogs -- The Best of the Best - Part 2 - 11/15/07 11:51 AM
 
Has your dream of buying your new home or refinancing your current mortgage been stolen from you because of broken promises?  Mortgages can sometimes be a complex issue and if you aren't speaking to a mortgage professional that will be upfront with you from the start, then you might know what I am talking about.
Home ownership can be such a joy, especially if your transaction goes smoothly. I guess a huge reason why I love what I do is because I have so much passion in what I do when it comes to helping people with their financing needs.  And something … (15 comments)

home loans: FHA, Conventional, & other related mortgage blogs -- The Best of the Best - Part 1 - 11/04/07 02:26 PM
Did history classes bore you to death when growing up? Do you feel like this when reading a mortgage related topic? Gee, it can be tiresome talking about them sometimes. But because I have so much passion in what I do when it comes to helping people with their financing needs and because I love what I do, it makes it that much easier when talking about mortgages. And something that has helped in the last year is meeting others in the industry, especially those here on ActiveRain, that have the same passion and love for what we do.
As stated, … (9 comments)

home loans: Mortgage Blogs -- FHA, Conventional, VA, or Subprime -- Knowledge can be powerful..... - 09/02/07 06:24 AM

Albert Einstein was a smart cookie who was ahead of his time. In popular culture the name "Einstein" has become synonymous with genius. Mortgages aren't physics, but it can certainly seem like it if you don't have a loan officer that is not only good at explaining things to you, but one who is knowledgeable and can show you the many differences in loan programs.
As stated, mortgages can be confusing at times. It doesn't help when some loan officers don't take the time to walk you through the process. One piece of advice, no matter if you are purchasing or refinancing, … (37 comments)

home loans: FHA Shopping, rate shopping, fee shopping.... call it what you want, just be careful!!! - 09/01/07 09:36 PM
There are a few analogies that we all could use when comparing shopping for a mortgage, shopping for rates, and mortgage fees. We could use shopping for shoes, shopping for cars, or even shopping for Christmas trees. I thought I would use shoes as an analogy so Ines Hegedus-Garcia, Kristal Kraft, and other females could possibly relate to this. Should I include Mike Mueller because he wrote a post, Choose Your Mortgage As You Would Your Shoes, which was a good post. 
So, what does shoes have to do with shopping for mortgages?  It's quite simple. Each shoe has a different fit, … (10 comments)

home loans: Mortgage Shopping -- The Educated or Uneducated Borrower -- Part 2 of 2 - 08/22/07 11:55 PM

Mortgages ---  May it be a FHA, conventional, VA, or a subprime loan, you don't have to have a college education in mortgages or real estate. Yes, it can be confusing at times, especially for first time homebuyers. And what can even make it more confusing is if you are shopping for a mortgage or a home and you have two different answers or opinions when shopping from 2 different people. What do you do then?  Just remember.....  the cheapest or best rate doesn't always mean that it's the best deal.
So how do we make sure that this doesn't happen to … (20 comments)

home loans: Mortgage Loans & Topics -- Knowing what is out there - 08/15/07 09:35 AM

Mortgages can be confusing at times. Sometimes making feel like you are jumping out of a plane without a chute. It doesn't help when some loan officers don't take the time to walk you through the process. One piece of advice, no matter if you are purchasing or refinancing, but if it takes a full day to get a good faith estimate from a lender, this is usually a red flag. Unless they tell you that they are just busy. And by sharing some of these well written blogs, it might give you some good insight to as what to look … (13 comments)

home loans: Mortgage Gems -- Blogs to better understand mortgages - 08/01/07 10:36 AM

And who said you can't put the fun back into mortgages. Hit the fun button to the right and you might find out. ...... okay, so the button doesn't work. But isn't something that is confusing at first, can be fun, once you understand most of it? Well, that's what I would like to help you with by sharing some of these blogs.
If you are shopping for a mortgage, what do you look for online? If you come across an article or a blog on a certain topic, do you read the whole thing? After half way down, do you go … (16 comments)

home loans: Mortgage related topics -- How to have fun with mortgages...... - 07/18/07 06:05 PM

Some of us have our own ideas of fun. For some, a roller coaster could be lots of fun. For others, it could have been a scary experience or possibly one that we never tried. Why not?  Afraid?  Not a risk taker?

Mortgages....   it already sounds boring, doesn't it. So many topics written about mortgages; what a mortgage is, how to obtain a mortgage, and what kind of mortgage programs are there, can be found all over the internet. 
If you are shopping for a mortgage, what do you look for online? If you come across an article or a blog … (16 comments)

home loans: What's the difference between a mortgage banker and a mortgage broker. - 10/06/06 10:58 PM

My name is Jeff Belonger and I am with Infinity Home Mortgage Company. I am a Branch Manager and a loan officer. I have been in the mortgage industry for over 14 years. I have been with some large lenders, some small ones, and a few in the middle. The largest company that I was with was Norwest Mortgage, who merged with Wells Fargo. But before that merger, we were the number one lender nationally at that time.
There has always been this argument that you shouldn’t go with a broker because they are a middleman. They charge higher rates and higher fees. Then … (19 comments)

 
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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Cherry Hill, NJ

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Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.







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