Real estate blog entries tagged with interest rates by Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc)

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interest rates: FHA loans vs Conventional loans - A true numbers comparision with 5% down - 12/20/08 09:51 PM

FHA loans have been the main source of financing in the last 6 months. What I hate hearing is that they have taken the spot of the subprime loans. This is not true by any part of the imagination. This statement is from those that are inexperienced in both … (32 comments)

interest rates: I have just been called a used car salesman ...... and I am confused to as why. - 12/08/08 11:45 PM

Warning… this blog is thought provoking, but is only for the weary sole that can outlast and read 1,500 words. But it’s worth your time…. Just my .02.

Today was an interesting day. My Google Alerts told me that someone mentioned me in a post. The title was … (39 comments)

interest rates: I need my quick fix !!! Please pass me that 4.5% rate over here NOW !!! - 12/07/08 10:26 AM

WARNING…WARNING…
                     information overload...
In the last few days, I have seen several blogs talking about the 4.5% rate. Fred Chamberlin wrote this post. Could Mortgage Interest Rates Drop to 4.5% with Treasury Intervention?   He put some good information out there which ended up with some thought provoking … (45 comments)

interest rates: Mortgage Interest Rates Lower than ever !!!!!! - 11/25/08 10:59 PM

Okay, not the lowest ever, but there is a point to this....

Mortgage interest rates for the most part in my 16 year career as a loan officer dropped quicker today than ever before. But they still aren't the lowest that I have seen in my 16 years. … (14 comments)

interest rates: Mortgage Interest Rates - 10/14/08 - Be carful on advice given!!!! - 10/14/08 12:35 PM

Interest Rates - Mortgage Interest Rates - CAUTION !!!! ...... Anyone putting mortgage rate reports up, usually obtain their information from the 3 major leading services that pass this information out for a price. Most of your loan officers can't predict rates, let alone, many of these companies are just … (11 comments)

interest rates: Good Faith Estimates -- Knowing the basics - A must read !!! - 10/12/08 11:36 PM

Good Faith Estimates -- Such an extremely vital part when shopping for a mortgage. Yes, rate is some what important, but seems to be the primary focus so many times. Not to sound rude or out of character, but a monkey can quote a rate. And I am dead serious … (65 comments)

interest rates: Market Report Update - Feds cut RATES !!!!! Do you know which rates though? - 10/08/08 12:59 PM

WARNING.... WARNING...... WARNING.....
This is not to say that mortgage interest rates have dropped today. Sometimes in the past, mortgage interest rates did become lower in weeks after the Fed dropped the fed rate. There have been times when rates went up. There are many variables for these two factors to take … (12 comments)

interest rates: An Open Letter to the consumer : Focus on payment and not rate!!!! - 06/20/08 08:31 AM

Dear Mr & Mrs Borrower,
"What kind of payment do you want and or feel comfortable with?"
This is a question that I always ask right in the beginning. But in many cases, what I get from the consumer when asking this question is, "what is my interest … (17 comments)

interest rates: Mortgage Interest Rates - Up or Down? - 01/24/08 09:15 PM

Okay, so what have you heard on the street in the last several days? I am sure many of you have heard that interest_rates were lowered. Now, I don't want to confuse you, because I want to keep this very simple and educate you from my past experiences in the … (28 comments)

interest rates: Mortgages & Homes -- Best time to buy is now !!!!!! - 01/19/08 08:18 PM

Home purchasing, existing or new homes, now is the time to buy. If you are a seller needing to sell, why wait, take that offer now, before home values go down in some areas. If you are buyer, you don't always need money to buy, that's if you have … (11 comments)

interest rates: Mortgage PRO Week in Review -- 12/23/07 through 12/30/07 - 12/31/07 11:24 AM

Happy Holidays !!!!!! Hence why I decided to do the Mortgage Week in Review this week because I didn't want anyone to have to worry about this over the holidays. Besides, I was looking forward to reading some good mortgage blogs.
The theme of this post is the Real American … (37 comments)

interest rates: Mortgage Rates -- Locking or Floating -- Part 2 of 2 - 08/24/07 09:26 PM

I had told a short story in regards to a first time homebuyer being very confused over the mortgage process, even though I explained it well to them. Why did this happen? Because they started to talk to family members who got them to shop around and a realtor that told … (10 comments)

interest rates: Real Estate and Mortgages can sometimes be like baseball...... - 08/12/07 09:32 AM

They say baseball is America's pastime. They also say buying a home is an American dream. What do they both have in common? In regards to stats and figures, these can both be tarnished and blurred in both baseball, real estate, and mortgages.

I am a die hard Philadelphia … (12 comments)

interest rates: Mortgage Shopping -- Rate vs Payment...... - 04/18/07 10:38 PM

Me - "What kind of payment do you want and or feel comfortable with?"
Consumer - "I want that rate of 5.5%."
Me - "Your payment is going to be $2,500 based on that $200,000 house ."
Consumer - "That's too much. Why is it so much?"
Me - "Sir, it would be … (23 comments)

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