Real estate blog entries tagged with loans by Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc)

Home : Blogs : Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans : Mortgage Knowledge at its BEST!!!! (Jeff Belonger) : Tag "loans"

loans: How busy are you really? --Customer Service -- From an FHA Expert - 06/12/07 02:36 PM

After I lured the client in, calling them back on time, many follow ups with e-mails, they are now committed to me. HURRAY..... Not only was I very NICE, but I was always available and helpful. But wait, you now have been trying to get a hold of me for the … (17 comments)

loans: The difference between a Pre-Approval and a Pre-Qualification letter. - 04/10/07 07:49 PM

Do you know the difference, as a consumer or even as a realtor? It can be deceiving when shopping for a home, because you might think that you are fully approved, but you aren't. Why doe this matter? There are several reasons why.
Pre-Qualification Letter
Just a standard letter by the … (35 comments)

loans: Marketing YOURSELF or your COMPANY...... Part 1 of 2 - 12/30/06 07:32 PM

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loans: When a client says that they will follow you for life…. WHAT A NATURAL HIGH…. - 11/01/06 10:05 PM

I have been doing this for over 14 years now. Helping those to finance their new dream, may it be purchasing that new home or refinancing their current home for several reasons. Even helping those investors that want to add to their portfolio.
I have talked to several of you on … (9 comments)

loans: Shoppers that shop themselves right out of the market…… - 10/25/06 10:30 PM

People that over shop, looking for the best deal; can certainly even bring down the best of a sales person’s moral. This can be tiresome for the good realtor or loan officer that has to deal with these types of clients on a weekly basis. Most of us … (25 comments)

loans: Purchase Contracts (agreement of sale) VS Assignment Contracts - 10/23/06 02:46 PM

This is something that is starting to show up more and more in todays' industry. Nowadays, a realtor might not see this as often as a loan officer would in todays market. The reason being is that investors are the people that are using assignments more than your normal purchase agreements … (24 comments)

loans: Rules that aim to cut the risks on 'exotic' mortgages!!!!! - 10/21/06 11:54 PM

After being on Active Rain for almost 3 weeks now, this has been a big topic of discussion and growing concern. We have talked about the “Pay Option Arm” and the “Interest Only” loans that seem to be the most at risk for today’s consumers. Both of these products have shot up … (35 comments)

loans: Beware of REBATE CHECKS in the mail....... - 10/18/06 11:47 PM

READ ALL THE FINE PRINT...... This should be the first thing that you do when you get a rebate check in the mail. This has become an epidemic nationwide, preying on those that think they have free money. If you notice, the majority of the checks are all under $5.00.
By … (12 comments)

loans: Networking Groups..... How important can they be to your business..... - 10/18/06 12:19 AM

I was asked my opinion the other day by a loan officer in regards to the Chamber of Commerce. Everyone has their own opinions and thoughts, but my experience with our local Chamber of Commerce has been average. Don't get me wrong, any networking group can be beneficial in so many … (20 comments)

loans: Walk-Throughs: The Aftermath…… what to do about it or what can be done - 10/15/06 07:37 PM

What to do when you give up your right to a walk-through last minute. I had a client back in June that was buying a home as a 2nd home near the shore. It wasn't the easiest of deals on my end because I had to do a stated income with … (6 comments)

loans: A Predatory Lending Bill that is SLATED for 2007 & what does this mean........ - 10/14/06 04:55 PM

It starts with the Republican and Democratic leaders on the House Financial Services Committee. They are planning to make predatory lending legislation a major priority next year, regardless of the outcome of the November elections.
Now, with this in mind, whose better interest do they truly have in mind; the borrower … (6 comments)

loans: Seminars to Train Loan Officers as Mortgage Planners...... - 10/13/06 11:38 PM

I have read several blogs in the last several days in regards to loan officers and their ability to actually helping the client with concrete and correct decisions. Those decisions that I am talking about are not those that would put money in your pocket quickly, because the client tells YOU, … (11 comments)

loans: Infomercials...... How many of you watch them? Are they real? - 10/10/06 08:13 AM

INFOMERCIALS….. what can I say? It’s sometimes like watching a comedy show. How many of you get suckered into this? Hey, I admit, I sometimes think I should call. Ever see the new lipo-pill? It reduces your fact from within, never needing lipo-suction. LOL I was like, gee, that would … (13 comments)

loans: What's the difference between a mortgage banker and a mortgage broker. - 10/06/06 10:58 PM

My name is Jeff Belonger and I am with Infinity Home Mortgage Company. I am a Branch Manager and a loan officer. I have been in the mortgage industry for over 14 years. I have been with some large lenders, some small ones, and a few in the middle. The largest company … (19 comments)

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