Real estate blog entries tagged with mortgage changes by Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans ( Social Media

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Home : Blogs : Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans : Mortgage Knowledge at its BEST!!!! (Jeff Belonger) : Tag "mortgage changes"

mortgage changes: FHA loan changes in the near future..... Part 2 of 3 - Upfront Mortgage Premiums - 10/01/08 11:28 PM

FHA loans will no longer have mortgage insurance premiums based on a combination of loan-to-value ratios and credit scores. This actually starts today, October 1, 2008, and rescinds Mortgagee Letter 2008-16. This is for all FHA mortgages that have FHA case number assignments as of today.
So, what does this mean? Well, we won't have a chart of like 18 different options, which was tedious at times, depending on the borrowers credit scores. It's now pretty simple and basic.
Overall, this is in effect through September 30th, 2009. It will be revisted prior to that to decide whether changes … (13 comments)

mortgage changes: FHA loan changes in the near future..... Part 1 of 3 - Down Payment Assistance Programs - 09/27/08 11:21 AM

Are you ready for some more changes in the mortgage industry? Many of us know that there has been a lot of change, both with FHA loans and conventional loans. And the changes that I am about to mention have already been out there for about a month now, but this is more of a refresher post of information. These are changes that will start to take place next week and up until January 1st, 2009.
Is change good? Yes and no..... The first major change as of right now is that down payment assistance programs will be discontinued … (20 comments)

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