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mortgage payment: Mortgage 101 in New Jersey – Getting to know the borrower - 07/13/11 07:01 PM

Mortgage 101 in New Jersey – Getting to know the borrower’s wants and needs In today’s delicate world of mortgages in New Jersey and any where else, getting a mortgage not only takes understanding, but patience. I am still finding many loan officers trying to fit that round peg into that square hole. Let me explain….
I currently have a client whose realtor got him to talk to her loan officer. This loan officer has my borrower pre-qualifed for about $35,000 more than I do. How can there be such a difference?
Before I get into the differences, let’s try and … (29 comments)

mortgage payment: Mortgage Interest Rate vs Mortgage Payment - 10/22/10 12:45 PM

Mortgage Interest Rates - One of the first things a borrower wants to know is what mortgage interest rate the lender has to offer. And for the fact that many want the lowest interest rate. Okay, it's all human nature. But what's missing? It certainly can be a balancing act when you are trying to get the lowest interest rate when your main focus should be about your actual mortgage payment. One of the first questions that should be asked is what kind of mortgage payment you would be comfortable with, or at least a range. I have been criticized by … (5 comments)

mortgage payment: Purchase Price vs Payment. what's missing?????? - 05/17/07 07:27 AM

How many times is a client left in the dark?  Clueless, because they don't ask the right questions? That they have been told they have been pre-qualified. As a client, you are like.....Great....Awesome.... Fantastic....  now I am ready to buy that $200,000 house.
But wait, your realtor wants you to talk to their lender. That person starts to ask more questions. Oh my god..... the client is now upset with you, the lender, because they now realize ......  for more, please read this. 
… (21 comments)

 
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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Cherry Hill, NJ

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Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.







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