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mortgage payments: I want that big house. But how much of a mortgage can I truly afford? - 01/08/11 10:51 AM
 

 
It’s very easy to assume and or want something without always thinking it through. Emotions can play a role in your decision when purchasing a new home. But are you always asked the right questions or led down the right path?
How much of a mortgage can I have now is a question often asked.  But what about what you can personally afford, without strapping yourself financially on a monthly basis.  Many focus on the interest rate or how much of a house they can afford and lose site of their basic goals.
 
When a loan officer starts … (45 comments)

mortgage payments: Mortgage Shopping -- Rate vs Payment...... - 04/18/07 10:38 PM

Me - "What kind of payment do you want and or feel comfortable with?" 
Consumer - "I want that rate of 5.5%."  
Me -  "Your payment is going to be $2,500 based on that $200,000 house ."
Consumer - "That's too much. Why is it so much?"
Me - "Sir, it would be better if I asked you a few questions first. Again, what payment would you feel comfortable with? 2nd, what are your goals? (I would go into more detail at this time)  These are 2 great questions that will allow me to get to know more about you, so I can … (23 comments)

 
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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Cherry Hill, NJ

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Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033

Cell Phone: (609) 440-5133

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.







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