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no closing costs: Do we have an epidemic on our hands? - 11/24/07 03:50 PM

How do we view ourselves? How does the public view us, our profiles, and anything else that they read? 
Are we that desperate to 'rope' the consumers business into our back yard per se by such statements as :
"I have the lowest rates"  "We charge no closing costs" "I will get the best price for your house, guaranteed" "I am the best and cheapest, I will beat anyone's pricing" So let's do a reality check here. How much can you feel comfortable when someone mentions free, guarantee, best rates, or freebies when using the services of a lender or … (52 comments)

no closing costs: FHA origination fee and what it means...... - 08/20/07 10:10 PM

Don't let your lender confuse you with definitions of certain fees. It's amazing how some loan officers will define such fees, especially when explaining what an origination fee is. In regards to conventional loans, most companies just put their points under discount points. Sometimes you will see a lender place nothing under origination or discount points, but under broker fee. And then you have the FHA origination fee.
 Definition: Origination Fee 
A fee related to establishing your mortgage. The exact use can be unclear, but the fee ultimately compensates your lender or broker for putting your loan in place. This is from … (14 comments)

no closing costs: FHA Mortgages..... Are they that bad or is it a bad RUMOR???? - 07/13/07 11:48 AM


Do you ever not have enough ammunition when heading into battle? Never!! For some of you, I been in the mortgage industry for over 14 1/2 years. To me, that’s a lot of miles per se.

I consider myself well versed when it comes to FHA mortgages and I guess you could say an expert on them. But this is not the only thing that I do. I can actually do just about every kind of mortgage that is out there. Am I an expert on every single one of them? No, there are just too many out there. To … (30 comments)

no closing costs: No Closing Cost Loans VS Closing Cost Loans - 06/26/07 11:21 PM

Wow, no closing costs, what a great deal. Well, yes, because you won't have to come to the closing table with hardly any money out of your pocket. Just watch out for catchy phrases. They can bury you, just as if you were buried under a pile of rocks. That you can't dig yourself out of this.
So, Advertising, it can be really catchy at times. As a consumer that might not know any better, this sounds like an awesome deal. NO CLOSING COSTS!! Sign me up and 50 of my friends and family members. Because that last lender was charging … (16 comments)

 
Jeff_belonger_dc_another_same_with_background_10-10-09_hd_active_rain_pic Ambassador_large

Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Cherry Hill, NJ

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Social Media - Infinity Home Mortgage Company, Inc

Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033

Cell Phone: (609) 440-5133

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.







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