real estate: Are referral partners like sports fans? - 09/07/09 11:18 AM

 
…… 1 - 2 - 3    you struck out
 
How many of you are sports fans? Or just that you understand how it works sometimes. And that's when you rave about your team or a specific player. Yet something happens or that person goes into a slump.  Now … (11 comments)

real estate: Do you answer questions outside of your expertise or market area? - 08/31/09 06:45 AM
 

Do you think you are helping the situation, but actually hurting the situation by answering a question??
I am sure many of us want to help answer a question, giving our honest opinion and such. Hoping that it could give some good insight to helping that person with their … (74 comments)

real estate: I feel lifeless!!! Are you paid your worth? - 06/07/09 07:15 PM
 

Do you put 110% into your clients, yet you don't feel appreciated at times? Do you get beat up in this business?  Do you feel like you spin your wheels, especially in today's market place? Overall, does your pain show, even when you think you have your happy face on? 
(31 comments)

real estate: A Letter to a consumer - Borrower BEWARE !!!! - 05/05/09 11:00 PM

 
Dear Borrower,
As most of us know, most of us in any business are here to make a profit, to make a living. There will be some that will try to make more on you and there will be many that will give you a very good to fair … (24 comments)

real estate: LARGE COMPANY vs small company - The pros & cons in today's real estate business - 04/29/09 10:37 PM

Are we larger than life just because we work for a large company or a well recognized name in the industry? Examples of this would be Wells Fargo, Bank of America, RE/MAX, or Keller Williams.
You as a consumer, when shopping for that realtor or loan officer, do you first … (57 comments)

real estate: USDA Loans & FHA Loans - Be very careful of deceptive web sites - 04/27/09 12:14 AM
 

BEWARE
              of web sites when searching for information. Who or what you think is behind a specific site might not be what you think.  Just as the picture, 'who is the man behind the mask'. Just as in mortgage web sites, are you dealing with the government such … (29 comments)

real estate: FHA loans that are FHA assumable - Creative thinking - 04/17/09 11:51 AM
 

In today's market, you always need an edge, possibly that upper hand on information that others don't know about. John MacArthur wrote this blog the other day, Overlooking the Obvious? , which gave you a good idea when helping a seller market their home. And it was based on … (14 comments)

real estate: To be or not to be an EXPERT, that is the question - Such as an FHA Expert - 04/15/09 03:16 PM
 
UPDATE : 4/16/09 @ 12:59 pm - I just wanted to add this because of a few comments about the term "Expert".  In my opinion, an Expert doesn't know everything... I would find that almost impossible, about any expert in any industry. But to me, it would be someone that … (47 comments)

real estate: FHA / HUD sets standards for Mortgagee Monitoring - 04/09/09 01:43 PM

For many that don’t know, FHA was created by the National Housing Act of 1934. What people need to understand is that FHA doesn’t make the loans, but that they insure the mortgages for the lenders sake.  The investors/lenders are the entities that make loans to borrowers. HUD, which stands for U.S. Department … (32 comments)

real estate: How to stimulate the enconomy - The non-common sense way..... - 03/27/09 12:50 PM
 
Okay, when is the government when are we spending the next hundred billion? Maybe the next trillion.  If anyone is a true money geek, they will see that the major spending on mortgage backed securities has lowered interest rates and kept them low. But..... they have gone up since last … (9 comments)

real estate: Are mortgage interest rates playing tricks on your mind??? - 03/26/09 12:03 PM
 

 
Can lower mortgage interest rates play tricks on your mind? Does it help when the government advertises that they want to lower the interest rates to the low 4's? Are you sitting on the fence, waiting for these promises to happen?
Here is a great example of how … (19 comments)

real estate: I would like to interview Mr. Bernanke because I am scared!!! - 03/17/09 06:39 AM
 

 
Mr. Ben Bernanke is considered the 4th most powerful man in the world in the banking sector and can at times operate independent of the President of the United States.
Not sure if you watched the 60 minutes interview of Ben Bernanke. I was impressed because he … (63 comments)

real estate: Do your Guarantee your GUARANTEE??? - 03/09/09 09:19 AM
 
How many of you make guarantees and or promises? We are all human and I think this is easy to do, because we just want our client or potential client to feel at ease. We want them to feel comfortable and in a tough situation, we want them not to … (17 comments)

real estate: Advertisements - Is the grass greener on the other side? - 03/06/09 01:41 PM
 
How many times do we see advertisements that seem too good to be true. How about the small print that you don't pay attention too. How about the sales person that is more worried about telling you what you want to hear, rather than what they should be telling you. … (15 comments)

real estate: I want that same deal that my friend got !!!! - 03/02/09 07:36 AM
 

 
Don't we all, want that best deal...  My first several transactions in my second year in 1993 in the mortgage industry were interesting ones at that. I still can remember a Veteran that wanted a VA loan, yet I had to try to put him into a FHA … (76 comments)

real estate: Are you begging me to lie to you??? - 02/28/09 08:49 PM
 
 

How do you like people to treat you? You search for a professional in any market. You know you find one because you did your research, yet you disagree with some of their answers during the process. You disagree because other people have told you differently. But wait, … (22 comments)

real estate: New FHA loan limits - 02/27/09 09:23 PM

 
As a result of the American Recovery and Reinvestment Act of 2009, the FHA loan limits have been raised again, after they were lowered several months ago. I don't like putting this information out until it's truly official. I had a few realtors e-mail me because their lenders said … (11 comments)

real estate: FHA Credit Scores & All about FHA loans & mortgages !!!! - 02/24/09 09:11 PM

 
Warning.. Warning…
 
FHA credit scores have changed for the most part. I just had a client tell me the other day that her loan officer, who she knows and trusts, is trying really hard to make the loan work. Okay, so what are your credit scores?  "512/530/548"... rut … (31 comments)

real estate: Mortgage Pro Week in Review -- 02/16/09 through 02/22/09 - The times of change - 02/23/09 09:26 PM
 

The Mortgage Week in review is kind of like the AR week in review. We try to find some of the better mortgage related blogs, trying to bring you current updates and opinions about today's market and those changes taking place. I had to do this last minute because … (33 comments)

real estate: Buy a HUD home with just $100 !!!! FHA loans made easy.... - 02/21/09 08:17 PM

So, what is a HUD home? It is a home that HUD now owns that was foreclosed upon in which it was an FHA insured property. HUD is then the property owner, in which it trys to sell it to recover the loss on the foreclosure claim.  The home has … (15 comments)

 
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Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans

Cherry Hill, NJ

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.


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