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realtors: Is Real Estate like a Sport? - 03/19/11 10:05 AM
Have you ever thought being in real estate is like a sport?
With so many sports to chose from, which do you feel real estate reflects the most? Do you consider what you do at times as a team sport? Working as an individual? Always being pushed by your next competitor? Looking over your shoulder? Trying to be the best that you can be?
How about Golf, since it's not generally a team sport and one needs individual skill. Basketball, since it's a team sport. Tag team wrestling, so you are always tagging each other to help … (14 comments)
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realtors: "Realtors need to stay out of the mortgage arena" or don't they? - 09/09/10 10:45 AM
What does the word Realtor mean to you? What would you consider your duties as a Realtor? I always find some sort of issue when reading mortgage related questions by Realtors on Trulia. First question would be, why do Realtors even answer these questions? Is it to get their name out there? Self-promotion? Do Realtors know anything about the “Safe Act”?
The Safe Act will go into effect on October 1st, 2010, stating that you have to be licensed as a Mortgage Licensed Originator (MLO). The overall policy of the act is that in order to take a full mortgage application, you … (38 comments)
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realtors: Active Rain Groups - Where to get your Mortgage & Real Estate related news - 02/06/10 10:40 AM
Where do you go for your information on MORTGAGES & REAL ESTATE?
Yes, Active Rain offers 100's of groups in so many different fields. Right now, there are over 6,200 groups. So where do you start if you want to find some good posts on a specific topic? Or if you wanted to place you post to a specific group that has high readership. It could take you a while to weed through certain groups until you found what you liked.
I have been on Active Rain for 3 + years and I like to post to the … (12 comments)
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realtors: Is the referral from your realtor more powerful than someone from the internet? - 04/19/08 01:47 AM
So, what is the answer to the million dollar question?
Question : Is the referral from your realtor more powerful than someone from the internet?
Answer : Yes and No.....
The internet is very widely used for so many different uses nowadays. The NAR, National Association of Realtors, has stated that 80% of the consumers start shopping for homes and mortgages online. Now, that doesn't mean that all 80% will finalize their deal with someone online. But they at least start their process online.
So, how do you know who to trust? My advice, do some research. You can search individuals names on the … (41 comments)
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realtors: Mortgages & Homes -- Best time to buy is now !!!!!! - 01/19/08 08:18 PM
Home purchasing, existing or new homes, now is the time to buy. If you are a seller needing to sell, why wait, take that offer now, before home values go down in some areas. If you are buyer, you don't always need money to buy, that's if you have a great mortgage professional working for you. If anything, as long as you are in the market and sure of yourself, don't just look for the best deal. Home values have been coming down for a year now. Don't think by waiting another month, that you will get a better … (11 comments)
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realtors: Loan Officers & Realtors...Show me the money, because it looks all too easy.... - 07/02/07 09:41 PM
EXTRA, EXTRA..... apply for the job with EASY MONEY!!!!
After almost 15 years in the mortgage industry, I just wanted to educate the general public about the real estate and the mortgage industry.
I have seen so many think that we don't do much and have easy jobs while the money flows in. Gee, some of these same people are those that go through the process of buying a home and decide to get into the real estate business.
Think about it. Buying a home is one of the biggest investments of your life. Don't you think you should be very knowledgeable … (23 comments)
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realtors: Is the NAR (National Association of Realtors) financing homes now? -- FHA - 04/25/07 05:12 PM
The National Association of REALTORS has launched their 2007 Public Awareness Campaign with a series of commercials. Have you seen their latest commercial? Please click onto the link for the short commercial. http://www.realtor.org/
Did you pay attention about half way through, when a gentleman asked, "where are mortgage quotes." He was told to go to isle 20. Sounded easy, right? Did you notice that the company airing the commercial is www.realtor.com? They are owned and operated by the NAR.
So you might ask, why do I care and why am I bringing this up. Did anyone remember the blog that Brian Brady wrote … (27 comments)
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realtors: Is real estate like a sport? - 03/11/07 02:38 PM
With so many sports to chose from, which do you feel real estate reflects the most?
Do you consider what you do at times as a team sport? Working as an individual? Always being pushed by your next competitor? Looking over your shoulder? Trying to be the best that you can be?
Did you start at a young age, wanting to be a realtor? Did you learn from a mentor at a young and early age? What got you into real estate?
Do you feel yourself getting beat up often? Maybe more so because you are so passionate in what you … (70 comments)
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realtors: Most Difficult Tasks for FSBO Sellers & why a realtor might be your better choice...... - 02/12/07 03:49 PM
FSBO -- (For sale by owner) -- A property for sale that is not listed with a real estate broker.
From the National Association of REALTORS®: Did you know that the typical FSBO home sold for $187,200 compared to $247,000 for agent-assisted home sales. And if you were so afraid to give up the typical 6% commission that is usually the price when selling a home with a realtor, then you would have lost out on $44,980 net profit. 6% of the $247,000 would have come to $14,820, still leaving you with $232,180.
Why have a realtor there to help? … (9 comments)
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realtors: What is a POWER PARTNER? Who are your power partner's???? - 11/09/06 08:32 AM
I was inspired in writing this topic after reading ANGELA PHILLIPS blog; CO-BRANDING. Power partner is a term that is frequently used in severl networking groups. I actually did a post on networking, Networking Groups..... How important can they be to your business..... several weeks ago and George Souto did a good blog on Are You Working Your Network.....OR.....Are You Missing Out???
Power Partners can be described as those people that you would want to associate with in order to have a good referal source around you. I think so many of us over-look those around us that are a part of this definition.
… (24 comments)
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realtors: PMI (Private Mortgage Insurance); why you need it and the different types of PMI…… - 11/05/06 01:52 PM
I was reading through some blogs over the weekend and Mark Flanders Silverdale did a blog that gave definitions of PMI. What is PMI and can it be avoided. This can be such a confusing and sometimes misleading concept of why you must have mortgage insurance.
As Mark Flanders discussed, private mortgage insurance is not there to protect you, but to protect the lender in case of default. And the old rule is that you must have 20% or more down on the property to avoid this specific cost. I am only going to discuss the different types of mortgage … (31 comments)
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realtors: Purchase Contracts: How different are they from state to state....... - 10/30/06 08:24 PM
This is a grey area because each state can be very different in regards to the agreement of sale. Even though I can do mortgages in any state, I only focus on a few myself. This is where the realtor and lender need to be on the same page. This is where the client needs a good realtor that understands the ins and outs of a purchase contract. There is nothing worse then when I have to advise the client of what they can and can’t do, because the realtor didn’t advise them correctly. And don’t get me wrong, I just … (24 comments)
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realtors: Networking Groups..... How important can they be to your business..... - 10/18/06 12:19 AM
I was asked my opinion the other day by a loan officer in regards to the Chamber of Commerce. Everyone has their own opinions and thoughts, but my experience with our local Chamber of Commerce has been average. Don't get me wrong, any networking group can be beneficial in so many ways.
Let's start with one that I am familiar with. Le Tip International. http://www.letip.com/ They are in 22 states now and Canada. The basic foundation behind this group is that you have 1 person from each type of business. Meaning that you would have only have 1 realtor, 1 loan … (21 comments)
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realtors: Walk-Throughs: The Aftermath…… what to do about it or what can be done - 10/15/06 07:37 PM
What to do when you give up your right to a walk-through last minute. I had a client back in June that was buying a home as a 2nd home near the shore. It wasn't the easiest of deals on my end because I had to do a stated income with 10% down. Most of all, their credit score was right on the bubble and just average.
Well, I had to delay the settlement for 4 days because their credit score dropped a few points. Now it's funny, because I have talked about the baiting & switching methods from other lenders. But … (6 comments)
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realtors: Does a question mark in the URL affect your ranking? - 10/12/06 08:08 AM
Well, I am not the best when it comes to computers and how blogging works 100%. But I was doing some searching on the internet and found out an interesting fact to share with you. But after reading some of these articles, it seems that this is still an ongoing study.
How many of you even knew that adding a question mark (?) at the end of your title could get you a lower ranking. Long ago, this was a consensus in the search engine industry.
Currently it seems that the search engine industry consensus is that Googles indexes URLs just fine and … (12 comments)
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realtors: Will a Realtor do business / refer business to a lender or loan officer out of state? - 10/09/06 10:46 PM
I just wanted to throw this question out there. Again, I have been in the mortgage industry for over 14 years. I have been with large lenders, a few mid sized lenders, and some smaller brokers. Even though I am based in Cherry Hill, NJ; I can do loans in any state with my current company. Ever hear of Cendent Mortgage (PHH/USA Mtg)? They are one of the top 10 lenders nationally and located in NJ. They do business in every state and very successful. But it helps when you are buying business also. LOL (long story)
I get my business from … (32 comments)
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realtors: First Time Homebuyers & what to look for in a Mortgage Lender before you apply or make application; may it be buying, or refinancing. (Also, info for people refinancing or that aren’t first time homebuyers.) shorter version PART 1 - 10/07/06 11:24 AM
Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. The problem in today’s industry is the fact that many lenders want to get you into the door and will sometimes do anything to make this happen. They will make promises that they sometimes can’t keep or give you a lower rate than what’s on the market. Is this right? Ethical? Not at all.
The reasons why shopping might seem easy is because … (10 comments)
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realtors: What's the difference between a mortgage banker and a mortgage broker. - 10/06/06 10:58 PM
My name is Jeff Belonger and I am with Infinity Home Mortgage Company. I am a Branch Manager and a loan officer. I have been in the mortgage industry for over 14 years. I have been with some large lenders, some small ones, and a few in the middle. The largest company that I was with was Norwest Mortgage, who merged with Wells Fargo. But before that merger, we were the number one lender nationally at that time.
There has always been this argument that you shouldn’t go with a broker because they are a middleman. They charge higher rates and higher fees. Then … (19 comments)
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Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
Cherry Hill,
NJ
More about me…
Social Media - Infinity Home Mortgage Company, Inc
Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033
Cell Phone: (609) 440-5133
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