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va loans: FHA Loans - USDA Loans - VA Loans - Conventional Loans - Which mortgage is best for you? - 03/28/10 09:44 AM
 
What is the best mortgage program for me?

 
When shopping for a mortgage, it can be confusing at times, depending on where you get your information.  You should not always base your information on such terms as Expert, Mortgage Expert, FHA Expert, etc, etc.  Just because someone says they are an Expert doesn't always mean that they are an expert.  There are so many variables to what mortgages are good for a borrower.
How does a borrower determine what is good for them?  What things should be important? Make sure ....
  --  you understand your finances first, … (21 comments)

va loans: FHA loans - Are they the best out there? - 05/09/09 12:14 PM
                                                                                       
FHA loans seem to be the most used mortgage program of 2009. Is it because it's the best mortgage out there?  Probably not, but it does fit more borrowers profiles than most other loans, making it easier to obtain.
Which mortgage program do I think is the best out there?  VA loans, followed by USDA loans, then FHA loans, and lastly.... conventional loans.
 
 
Let's break it down very easily, so most can understand. And if your loan officer is selling against one loan or another, yet you fit the profile that I mention below, then I would … (10 comments)

va loans: USDA Loans & FHA Loans - Be very careful of deceptive web sites - 04/27/09 12:14 AM
 

BEWARE
              of web sites when searching for information. Who or what you think is behind a specific site might not be what you think.  Just as the picture, 'who is the man behind the mask'. Just as in mortgage web sites, are you dealing with the government such as HUD or USDA, or lenders and lead generators pretending to be someone else.
What leads me to this blog is because someone left a comment on one of my USDA loan blogs and left a link to a web site. It was one of theirs that makes it appear as a … (29 comments)

va loans: Mortgage programs outside of FHA loans. What are they & how can they help. - 03/03/09 09:45 AM
 

So you are looking for a mortgage to help purchase your new home or to refinance your current home. You have spoken to a loan officer and find out that you can't obtain a FHA loan for several different reasons. Some of these reasons might be ....
  You don't show enough money as income   You don't have the 3.5% down payment that is required   You are not a U.S. citizen, so what are your options?   How can I get money to fix up my home? So what are my other options out there to help … (9 comments)

va loans: FHA Loans & FHA Mortgages - Killing the rumor mill !!! - 02/11/09 09:54 AM
 

I am always surfing the Internet and there always seems to be those blogs and informational pieces that are not just opinion, but completely misleading and wrong. And for the most part, that's how rumors start.
When it comes to FHA loans, I will state this.... I am not god, I am not perfect, and I don't know everything. But I will say this, I would think that I am very good at what I do, that I am knowledgeable, that I think outside the box, and if I don't know something... I will ask and research it first … (35 comments)

va loans: 620 Minimums - 02/05/09 06:33 PM
Borrowers, please beware of this information. This is not true by HUD, FHA, or from Congress. This is false and misleading information. Yes, some investors and lenders are raising their credit scores to 620. Several of us, including myself can still manually underwrite FHA loans down to a credit score of 580, even after 2/12/09. And some of us can still do loans down to a credit score of 530. Per HUD mortgagee letter 2008-22, it states this on page 2. • Borrowers with decision credit scores below 500 and with loan-to-value ratios at or above 90 percent are not eligible … (11 comments)

va loans: Welcome Beth Forbes to the Infinity Home Mortgage Company Family !!!!! - 11/26/08 10:34 PM
 
 

Welcomes  Beth Forbes !!!!!
 
 
I wanted to welcome Beth Forbes to Infinity Home Mortgage Company as the Branch Manager of our Allentown, PA office...  what a breath of fresh air in so many ways. Not only a true professional, but very knowledgeable in regards to the mortgage industry in so many ways. Let's take a quick look at that. Beth got into the mortgage business in 2000. Here is what she has done in that time period....
  Mortgage Originations (loan officer) 2000 - present
                    Loan processor 2000 - 2001
                    Mortgage loan underwriter 2001 … (16 comments)

 
Jeff_belonger_dc_another_same_with_background_10-10-09_hd_active_rain_pic Ambassador_large

Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Cherry Hill, NJ

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Address: Cherry Hill New Jersey 08034 08002 08003, Haddon Heights New Jersey 08035, Haddonfield, NJ, 08033

Cell Phone: (609) 440-5133

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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.







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