anthem arizona real estate: Conforming Loans to 95% in declining markets! - 02/18/09 05:56 PM
I am pleased to announce that we have been granted "Proficient Lender Status" with our Mortgage Insurance Company. This is a great recognition to have as lender to be acknowledged by our MI business partner. The ability to insure mortgage loans in declining markets is another tool to help you meet your buyers needs.
We are now eligible to deliver loans with mortgage insurance ("MI") applications in declining markets for loans with a FICO score of 660 and a loan-to-value ratio between 90.01% - 95% (Excluding the state of Florida). DU AUS Approved Eligible
Purchase and rate and term refinances transactions single … (0 comments)
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anthem arizona real estate: How do you react when a client goes with another agent? - 12/02/08 09:24 PM
This is how one of my top agent responds when a client chooses to go a different direction! They sent me this letter as a sample of how they handle the situation. After they send this letter they have a follow up system to make the client feel special and continue to take the blame for the mistake, I asked them how many clients come back and they say over 75% return in a few weeks/months. What if all of us responded this way...... how much more business would we have and how many times would our names be passed out?
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anthem arizona real estate: CPA Referral Letter - 12/01/08 05:57 PM
We trust that you had a wonderful holiday season with your family and that your New Year is off to a wonderful start. Let's hope that 2009 exceeds all our expectations and is even more joyous than 2008.
It is at this time of the year that you are going to start receiving 1099's and W-2's in the mail, which marks the moment that you can begin to prepare for your tax rectification for the calendar year of 2008. Over the course of the last twelve months, many of you have expressed unhappiness with your existing accounting situation. Several of you … (0 comments)
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anthem arizona real estate: 3rd Annual Cookies and Milk with Santa! - 12/01/08 02:08 PM
COOKIES AND MILK WITH SANTA!
Children can get some one-on-one time with Santa on December 6th from 9:00 am to 12:00 pm at the Phoenix First Assembly 13613 North Cave Creek Road Phoenix, AZ 85022. Santa Claus will be there, along with Mrs Clause to say hello and hand out cookies and milk. Sit on Santa's lap, tell him what you want for Christmas and have your photo taken with Santa. There is no charge for the photos but donations of Ten Dollars are requested for the benefit of Children's Miracle Network( Phoenix Children's Hospital), the alliance of over 170 premier children‘s hospitals that treat millions of … (0 comments)
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anthem arizona real estate: Happy Thanksgiving from the Pickering Group! - 11/26/08 04:07 PM
Happy Thanksgiving from all of us here at the Pickering Group! We know how everyone looks forward to the Holiday Season and spending time with ones families. My family is across the country so it is tough for us to get back east with 4 kids under 4! We keep in touch and we keep our family traditions alive and share with each other with the help of UPS and FED EX! Have a great Thanksgiving!
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anthem arizona real estate: Special Alert: Thanksgiving Surprise from the Fed - 11/26/08 03:53 PM
"Just leave me a Loan" Jeff A PickeringThe Pickering GroupPhone (623)551-9360FAX (866)933-7958Email: jeff@pickeringgroup.com Website: www.pickeringgroup.com
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anthem arizona real estate: Open House HBM follow up letter! - 11/13/08 09:06 AM
HBM letter to clients!
I wanted to take this opportunity to thank you for stopping by at our Open House. As promised, please find a link below to all of the IndyMac Bank foreclosed homes in AZ.
Bank Owned Properties
I've also completed your registration onto the Home Buyer's Scouting Report which gives you access to all MLS Listings in a private, password protected site (which means no Spam or outside party phone calls). This provides pictures, prices, addresses and directions at your convenience and without the pressure of having to call a real estate agent to find out basic information. … (1 comments)
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anthem arizona real estate: How Does a Wall Street Bail-Out Bill Affect Main Street? - 11/12/08 07:56 PM
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anthem arizona real estate: Listen to what your clients say - 11/12/08 07:38 PM
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anthem arizona real estate: Market update - 11/12/08 07:35 PM
Wednesday's bond market has opened in positive territory as investors shift funds from stocks into bonds. This has pushed the stock indexes significantly lower again with the Dow down 312 points and the Nasdaq down 46 points. The bond market is currently up 14/32, which should improve this morning's mortgage rates by approximately .125 - .250 of a discount point over Monday's rates. The bond market was closed yesterday in observance of the Veteran's Day holiday.There is no relevant data being released today, but we will get the results of today's 10-year Treasury Note auction at 1:00 PM ET. These results … (0 comments)
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anthem arizona real estate: Arizona FHA loan with 1% down - 10/17/08 06:42 PM
Happy Friday!
Check out the Homebuyer Solutions program below, this will help fill the void of the Ameridream programs that have recently been eliminated! We are here to help you create more sales oppurtunities for the remainder of this year and into next year. Please give us a call and we will help you get your clients qualified for this program.
SherryL Pickering
P.S. Remember, friends and clients like you are key to my success. Please don't keep me a secret. Referrals are the lifeblood of my business.
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anthem arizona real estate: HALLOWEEN, NOT SO GREAT THIS YEAR!!! - 10/06/08 05:05 PM
This was sent to me today by one of my partners and I just could not resist sharing it with everyone! I hope you enjoy it as much as we did. Have a Happy Halloween this year with the family!
Jeff A. PickeringLoan OfficerPickering GroupPhone: 623-551-9360Fax: 1-866-451-8488sjpickering@qwest.netwww.pickeringgroup.com
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anthem arizona real estate: October Newsletter from the Pickering Group - 10/06/08 12:21 PM
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anthem arizona real estate: You Magazine from the Pickering Group - 09/09/08 11:45 PM
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anthem arizona real estate: Many will profit from Fannie Freddie failure - Will you? - 09/08/08 07:39 PM
Thank You,Jeff A PickeringThe Pickering Group41601 North Congressional DriveAnthem, AZ 85086Phone (623)551-9360FAX (866)282-1626Email: jeff@pickeringgroup.com Website: www.pickeringgroup.com
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anthem arizona real estate: Mortgage applicants rejoice! - 09/08/08 07:09 PM
Mortgage applicants rejoice!
Sunday's federal takeover of Fannie Mae and Freddie Mac will likely translate into lower mortgage rates and greater availability of credit, experts said. Rates could drop by 1 percentage point from the stubbornly-high 6.39% for a 30-year fixed rate mortgage.
Mortgage rates borrowers pay are dependent on the yields that investors demand when buying mortgage-backed securities from Fannie and Freddie.
Investors' doubts about the companies' viability have sent interest rates on those securities soaring. Despite regulators' July promise that they would step in to save the mortgage companies, investors are still demanding rates of 2.25% to 2.45% above … (1 comments)
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anthem arizona real estate: Happy Labor Day! - 09/02/08 09:47 AM
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anthem arizona real estate: Homes & Money Newsletter - 3rd Quarter 2008 - 08/22/08 02:14 PM
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anthem arizona real estate: HBM Tip of The Week - 08/20/08 06:35 PM
-- Click on the film strip or text link above and turn up your volume to view your video email from Jeff Pickering.
Have you ever lost a client that was a sign call, internet lead, or any other cold lead? I know I have and it makes me crazy! I have been using this system for over seven years and it has helped me and my business partners capture and convert more clients. I would like to opportunity to share this with you and create the opportunity to do more business!
For more info on HBM please call me 623-551-9360
Jeff Pickering
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anthem arizona real estate: News Flash... Float your Rate today! - 08/20/08 05:39 PM
Click on the film strip or text link above and turn up your volume to view your video email from Jeff Pickering.
MMG Update - Wednesday, August 20, 2008 9:35am ET
Current Trend Direction: Poking Above Resistance at the 50-day MA
Risks favor: Floating
Current Price of FNMA 6.0% Bond: $100.97, +72bp
After three days of butting up against resistance at the 50-day Moving Average, Mortgage Bonds have poked above this ceiling. But stay tuned, prices are already off the best levels of the day and the Bond has only closed above this ceiling of resistance twice in the past three months - so this will be a tough ceiling to crack.
After dipping down close to the 200-day Moving … (0 comments)
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