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seattle loan officer: Recap of the last 90 days interest rates - - 10/23/08 11:22 AM
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seattle loan officer: How to get 100's of people to comment on your post - At least that what it said! - 10/23/08 11:06 AM
I recently looked at a post with a similar title here on ActicveRain. I noticed in reading the post that the information I found inside was similar to others that got far less views.
I decided to search around ActiveRain for a while to get an idea of what types of posts get the most "views" - and to my surprise, I found that the most views came from posts that really didn't have anything to do with our industry. Just posts that give us a place to go and escape for a while.
In this market, many of us can … (2 comments)
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seattle loan officer: Dow responds positive to possible pending bail out deal - 09/25/08 02:25 PM
Despite what is happening in the market today re: our industry, industry professionals still maintain that home ownership is still the best investment Americans can make. Despite falling prices overall it is still the best investment you can make.
Many homeowners think that wealth accumulation is to re-fi out equity every few years and that way of thinking simply does not work " Taking out cash on constant refinances is not the route to wealth".
As it seems at this very moment, the bail out is going to happen and Wall Street seems to think the same way. We may be a … (3 comments)
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seattle loan officer: Investors! Have lease option tenants - need to sell the homes so they can move in! - 09/24/08 02:06 PM
As investors, how cool is it when we get a great deal on a home and finally get it leased out? When we buy investment homes that we plan on keeping, isn't the best day the day we rent or lease them out?
I have taken a reverse approach on finding investors for a new project. I have signed contracts with a local builder to sell (refer the sale to the builder actually) for 20 out of 140 homes at a great discount. No fees to pay, marketing, commissions etc so the price reflects this.
I get incoming calls from prospective lease option tenants … (0 comments)
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seattle loan officer: The Market today - .5 to .625% hit Barclays withdraws - Now they are back? - 09/16/08 03:14 PM
The market seems to be going crazy today. Sunday, it was announced that Barclays PLC withdraws bid to buy Lehman Bros. investment bank. I just heard now that they are back on.
The way things are going in this market, the sky is falling one day and the clouds part and its a sunny day the next.
Anyone have any different news on this potentially huge news?
Today Feds say no to rate cuts and things are ?????
The one with the crystal ball wins.
Any thoughts are much appreciated.
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seattle loan officer: Is Sequim, WA hot or Not? Investors are on the move - - 09/15/08 01:37 PM
I have been working with a builder now for about 3 years to try and put together investor deals that create possitive cash flow on new construction. No something that usually happens.
Since many of you have access to data that I do not, any input is welcome.
We have an investor group in WA that usually goes for Short Sales, Foreclosures etc. and with the market the way it is, it seems that our investors are demanding more these days.
In the old days it "was what it was" and it "was where it was" and the investor either liked … (1 comments)
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seattle loan officer: "Washington State Loan officers take WA State Realtors by storm!" - 09/05/08 01:18 PM
What I have proposed in the past works. It simply does. Although I live in WA State, the"training" that we have spent thousands and thousands on work. Not all of them. But many do. It's safe to say they work in all states.
I am not sure about you, but as a Loan Officer for 10 years now, I have noticed that things are just not what they once were. Things have changed.
We went from maybe 2 or 3 loans a month that we could not close (in the past) now to 15 or 20. The qualifications have changed for the borrower. … (0 comments)
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seattle loan officer: A dozen calls and no takers - 09/05/08 10:40 AM
A few weeks ago I placed a challenge out to all the Realtors in WA. During the following week, I got over a dozen calls from Realtors but not one taker. Each of these Realtors had told me that this idea was a great one and they were certain we could make some sales.
OK I thought, great lets get started. Well, I guss it was not that easy. Of the dozen or so that called me, not a one of them wanted to make a commitment.
The way I look at it, with a friendly competition the worst that could happen is … (0 comments)
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seattle loan officer: Contingent sales - can't buy until they sell - Not always - update!! - 09/04/08 11:47 AM
Not long ago I posted this entry - Contingent sales - can't buy until they sell. I have gotten many phone calls on this and wanted to try to make this a bit more clear.
Q: Its a buyers market?
A: Yes
Q: My customer wants to buy something but cant get enough for the home they have (or don't want to self or a low price) what can I do?
A: Put the system that we have been using for over 10 years to work for your clients. Its a win win. We all know that the market will get … (0 comments)
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seattle loan officer: Libor rates from Jan 08 to Present - The time is now! Buyers Market + Good Rates - 09/04/08 11:08 AM
Many customers are timid. The media has taken its toll on our industry as of late and our customers need to know and understand that things are not as bad as the media lets on.
Education. Keeping on top of the changes and using them to your advantage.
Yesterday I was reading a post here on Active Rain and really enjoyed what the poster had to say. Its not just a matter of putting the hose on the market, but getting the house "ready" to be put on the market.
Well, the same holds true for the mortgage side of the … (2 comments)
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seattle loan officer: Holiday Weekend Sales up - or Down? - 09/03/08 12:58 PM
Welcome back to all who were gone for the Holiday.
I spend part of my weekend going to open houses around town. I went to 13 open houses around my area (Kenmore, WA and surrounding area) to get an idea on the "flow" of sales in our area.
I was surprised to hear from almost all the Realtors that I had spoken with that sales are not getting much better. What is your opinion on that?
On the mortgage end, I have found that loans are starting to pick up again and things seem to be moving in the right direction. 75% … (0 comments)
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Jeff Polonsky
Mill Creek,
WA
More about me…
loansnjobs.com and EasyWayToShop.Com
Address: info@loansnjobs.com, mill creek, wa, 98012
Office Phone: (800) 497-4223
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