Jen Hudson's Blog

Perfect First Time Investment.. to own or rent!

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Tue, 24 Jun 2008 22:32:38 -0500

6107 Fleming Street, Everett WA 98203

MLS# 28097655

Offered at $264,000

What's in your future? Could it be a first home or even a new investment property? Well, you've found the one!

Great Beginnings Start with Quality that Lasts.

Convenience and Peace of mind... says it all. Relax in knowing that this investment will remain an investment. Spacious 1600+sf, 3bdrm home in the heart of Everett. Gas prices getting to you? Check out this perfect location for a shorter commute.

ATTN INVESTORS!!! Looking to invest in real estate? Now's the perfect time! Take advantage of a diverse economy in Everett and invest in the future! Estimated CAP 5 ½!

Home offers a spacious living room, complete with classic arched doorways, original hardwood floors under the carpet, and even surround sound and high-tech cabling for your brand new flat screen (tv not included).

Gorgeous country style kitchen complete with the modern amenities. All new appliances, wonderful natural wood ceiling, and a walk-in pantry! Back door leads to a small deck and great patio! The level, usable and fully fenced yard is complete with lush landscaping and with an easily accessible patio, it's perfect for summertime BBQs!

Need more space? Downstairs you'll find a fully finished basement, extra large laundry room, hidden storage beneath the stairway and a perfect workout room, study, rec room or ??? There is even a workshop space with an entrance from the outside. This lower level could easily be converted to a mother-in-law or just a great place to finish up those projects!

With everything at your fingertips, this home is move-in ready!

Visit http://marketing.remaxdesigncenter.com/71055/629074 for a virtual tour. Please call or email me with any questions, to request an informational packet or to schedule a showing!

Jen Hudson, GRI

Office: (360) 652-1200

Cell: (206) 293-1005

jen@jenhudsonhomes.com

Realtor with RE/MAX Signature

Want to learn more about real estate? Visit my website at www.jenhudsonhomes.com

Commercial Warehouse/Garage Space on Roosevelt!

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Tue, 24 Jun 2008 22:26:22 -0500

5326 Roosevelt Way NE, Seattle WA 98105

MLS# 28071934

For Lease $3,300/month NNN

COMMERCIAL LEASE. Hard to find space on Roosevelt in high traffic location just north of 50th! Approx 2100sf (building is 3090sf total). 2 Office spaces on main. 2 bay doors in rear + parking outside, 1 drive through bay on front. Both offices complete with carpet, heat, etc.

The high visibility, vibrant area and the mix of high density business and residential units make this location ideal for almost any business! A fresh coat of paint could get you going, or redesign this space completely to meet your needs.

Thinking about an auto repair shop, storage facility, personal gym, bookstore, eco-friendly/green industry, shipping or distribution center, jewelry repair, restaurant, petshop or use your imagination. The possibilities are endless and the outside parking in back makes this space very versatile for your business needs.

Basement may be available for additional storage or workspace. Asking $3300/mo NNN less Property Taxes.

This is a Great Visible Location! Walking distance to restaurants, theatre & more. Don't miss out on what could be your future for years to come.

Visit http://marketing.remaxdesigncenter.com/71055/594541 for a virtual tour. Please call or email me with any questions, to request an informational packet or to schedule a showing!

Jen Hudson, GRI

Office: (360) 652-1200

Cell: (206) 293-1005

jen@jenhudsonhomes.com

Realtor with RE/MAX Signature

Want to learn more about real estate? Visit my website at www.jenhudsonhomes.com

Convenience & Luxury in Everett

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Tue, 24 Jun 2008 22:23:43 -0500

1921 Hoyt #A, Everett

Offered at $284,950

MLS# 28039371

Luxury & Convenience in Downtown Everett - New Construction Priced under $300,000!

Opportunity knocks! Here is a fantastic package! High-quality town homes with expansive mountain, city and territorial views all located in the heart of down-town Everett! Light & bright homes feature

an open great room design

cozy fireplace

balcony

crown molding

CAT 5 wiring

(2) oversized master suites each with a private full bath and walk-in closet

spacious kitchens featuring granite tile, stainless steel appliances & custom cabinets.

Ideally located a hop, skip & jump from I-5, county offices, shopping, restaurants, marina and more!

Other units available! Ask about our Buyer Bonus going on NOW! 3 Months No Payments or $5,000 Toward Closing Costs! On approval of credit **

Visit http://marketing.remaxdesigncenter.com/71055/551592 for a virtual tour, additional photos & information. Please call or email with any questions or to schedule a showing! Our team is working for you!

Jen Hudson, GRI

Office: (360) 652-1200

Cell: (206) 293-1005

jen@jenhudsonhomes.com

Realtor with RE/MAX Signature

Want to learn more about real estate? Visit my website at www.jenhudsonhomes.com

Quality New Construction Priced under $300,000!

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Tue, 24 Jun 2008 22:21:10 -0500

Luxury & Convenience in Downtown Everett - New Construction Priced under $300,000!

Opportunity knocks! A fantastic package consisting of high-quality town homes with expansive mountain, city and territorial views located in the heart of down-town Everett! These light & bright homes feature an open great room design, cozy fireplace, balcony, crown molding, CAT 5 wiring, oversized master suite with his/hers closets, spacious kitchens featuring granite tile, stainless steel appliances & custom cabinets. Ideally located a hop, skip & jump from I-5, county offices, shopping, restaurants, events center and more!

Ask about our Buyer Bonus going on NOW! 3 Months No Payments or $5,000 Toward Closing Costs! On approval of credit **

Jen Hudson, GRI

Office: (360) 652-1200

Cell: (206) 293-1005

jen@jenhudsonhomes.com

Realtor with RE/MAX Signature

Want to learn more about real estate? Visit my website at www.jenhudsonhomes.com

Golf, Beaches, Privacy & More for only $339,950!

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Tue, 24 Jun 2008 22:17:30 -0500

8624 154^th Place NW, Stanwood WA 98292

MLS# 28037791

Offered at $339,950.

Welcome home to this picture perfect neighborhood! Beautiful home is walking distance to a top-rated Golf Course, Beach, Fishing Pier, Boat Launch and acres of trails for hiking or camping.

This comfortable 3 bedroom, 2 bath home boasts 1638sf of living space and high vaulted ceilings on a private ½ acre lot. Home has been beautifully updated and is ready for move-in! Snuggle up in front of the cozy natural gas fireplace on chilly evenings or fire up the BBQ on warm summer nights.

This super deep lot offers space galore for backyard entertainment, playing or just enjoying the view & privacy that your mature cedar trees offer. Home is complete with a brand new trex deck, 2 garden beds and dog run for your pets. For the handy man, there is ample space in this 2 car garage for your projects!

This home is what memories are made of and offers a better way of life.

Visit http://marketing.remaxdesigncenter.com/71055/541304 for a virtual tour, additional photos & information. Please call me with any questions, to request an informational packet or to schedule a showing!

Directions: I-5 West off Exit 206, Immediate Right on 34th, Left on Firetrail/140th, Continue on Kayak Point Rd, Right on 156th Place NW (Kayak Point Golf Entrance), Right on 87th Dr NW, Home down on right.

Jen Hudson, GRI

Office: (360) 652-1200

Cell: (206) 293-1005

jen@jenhudsonhomes.com

Realtor with RE/MAX Signature

Want to learn more about real estate? Visit my website at www.jenhudsonhomes.com

When buying a home, consider the resale value.

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 19 Jan 2008 20:51:33 -0600

Sure, I might be jumping the gun a little. I know you haven't even purchased the home yet or moved in for that matter, but consider what happens if you want to sell it later. How do you choose a home that has a good resale value?

We all want homes that will grow in value and sell quickly, so why not think ahead before making your next purchase. Very few of us live in the same home forever, so the resale value is definitely something you should be considering with your next purchase.

Location, Location, Location. Location is key. Even though a neighborhood might be highly sought after today, doesn't necessarily mean it will be ten years from now, or vice versa. Are there areas that are increasing in desirability? Is there a major change coming that will impact a community? A new shopping center, marina, industrial area? Maybe that change is a reason to buy there, maybe it is a reason not to. Not all changes or re-zoning is bad, look toward the future and where the urban growth area or the commercial segment is expanding. It might not be the ideal location while you live there, but could be a good idea for an investment or resale down the road.

Features for Buyers. What are buyers looking for and will this home offer that? Today, buyers seem to like large master bedrooms, walk-in closets, attached garages, and updated kitchens. If you purchase a home with the features that buyers want, it will help you sell it later. Homes that allow a lot of natural light to come in, seem to show better. And, depending on your location, a view of the mountains or water will certainly help.

Based on the asking price, you may want to avoid some features such as a home with one bath, electric baseboard heating, or popcorn ceilings. While these are all things you can update yourself, it may not be worth the additional money to try and upgrade the home. Each situation is different, so look at the numbers before you make a firm decision.

Cosmetics. While you will want to avoid some of the more costly upgrades, do look for homes in need of a few cosmetic updates, like new paint or new hardware on the kitchen cabinets. These homes are often priced under market value and could be potentially a great deal! It's amazing what some fresh paint, new light fixtures, or hardware on the cabinet doors can do for a home to help it shine.

Community. How is your community changing? Who is moving in and purchasing homes? Are they primarily first time home buyers, families, retirees? If the main pool of buyers moving into the community were retired, you might want to consider purchasing a rambler. It could certainly help your resale later.

The easiest time to make money on your home is when you're purchasing it, not when you're selling it. It might take a little extra work to find a home with a good resale value, but I assure you the time and effort you put in now to finding that home will more than pay for itself later, when you really need it to.

When it comes to real estate, my goals are simple. Let me put your needs first.

Looking for a Equestrian Property, Investment Property, a Home or Land in Stanwood, Arlington or on Camano Island? Let me put your needs first.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

You've Decided to Build, but Where? Tips on Buying Land.

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 19 Jan 2008 19:54:33 -0600

Congratulations! You've decided to build your own home. But where do you start?

Now that you've drawn up the plans or maybe even picked out your perfect manufactured or modular home, you'll need to find the land to put it on. It may sound like a simple process. Pick the home, buy the land and move-in, but it's much more complex than that. Finding that right piece of land can be just as cumbersome as searching for the perfect home, if not more. And, to complicate matters even more, not all real estate agents know land, so make sure you find one that does.

Here are some tips to help guide you through the process on what to look for when purchasing the land for your new dream home.

Affordability. Once you have your home planned out, you'll need to sit down and talk with a lender about the total costs. Are you going to finance the land or pay cash? How much of your budget can you put toward the land? As a general guideline, 33% will go toward the land and 66% will go toward the home.

Most vacant lots in my area are not ready to build. They may have the electric available, but no septic/sewer or water share. Are cable or natural gas available in the area or will you need to plan for propane and a satellite dish? We will need to account for those costs such as the paying for the water share, water hook-up, installation of the septic or sewer hook-up and more. In order to find the best piece of property that meets your needs, you will need to know what your budget is for a property that is ready to build. Then, we can work backwards from that point and determine how much you can afford for the land. Then, we try to negotiate an even better deal so you can afford those extra upgrades.

Determine your Needs. The first step is deciding on what you need. Are you looking for acreage to build your dream equestrian center or mini-farm? Maybe you want a lot in a cozy little neighborhood where you can walk to the store and pick up the Sunday paper. Just like determining what features you need in your home, you need to decide on what you need in your land. A 7,000sf lot in the city versus a 10 acre parcel out in the country have completely different issues to be aware of and lifestyles to offer.

Water. Water is important in so many ways. Does this property have access to a public water source, is it a community well or will you need to drill a private well? If you need to drill, how deep are the wells typically in that area and does the aquifer have good, clean water? Should you put a water filtration system on the house? Do the wells dry up every summer or provide adequate water supply year round?

While it is true, you may not drill into the same aquifer as your neighbors, usually the surrounding homes can give you a good indication of well depths and water quality.

Sewer or Septic. Is there a sewer hook-up for this property? Or, will you need to put in a septic system. If it is a septic system, the type of soil and soil depths on the property will determine how many bedrooms your home can have.

The ground may vary across the property, so you may also be limited on where you can build the home based on the soil types. If septic is the only option, is there a site registration that has been completed? What type of septic system is ideal for these soil types and depths? Is it going to be gravity, pressure system, sand filter, mound, aerobic, glendon? The costs of installation for each of these systems varies from roughly $3,000 to $20,000. You need to know what you are looking at.

Survey. What are your plans for the property? How large is the property? Do you need a survey to determine where you boundary lines are? Should you get a survey to find out if that neighbor's fence (that looks really close) is actually on your property?

Elevation. Is the property in a flood plain? If so, which zone is it in? Some homes that are located in a flood plain might be in the 100 year flood plain while others flood every year like clockwork. There are also different types of flood risks. Is this property in an area that develops floods slowly or are you at risk of a flash flood? Is there a minimum elevation the floor your home can be built?

If FEMA, Federal Emergency Management Agency, has determined this property is in a flood zone, they will require additional insurance. Will that cost you $200/year or $2600/year? That number can make a significant different in your monthly payments. Is this somewhere you really want to live?

If this property is on a hillside, bluff or near a beach are there signs of the land shifting? You wouldn't want your brand new home to end up in the ocean or slide down the hill. Can you see trees or other vegetation that is shifting down the hillside and growing at strange angles? As the roots starting to protrude because the soil is washing away? These could be signs that indicate there has been a recent shift in the land, or may be one coming soon!

Vegetation. One of the most basic observations is to step back and look at the land and vegetation. Are there water loving plants that indicate you have a very wet soils or maybe standing water part of the year? Are there dedicted wetlands on the property? Many times, I have seen clusters of swamp grasses that run through the middles of a picturesque field. This may indicate there is a stream or pond part of the year, and in middle of August you would have no idea because it is completely dry. The last thing you want to see is your foundation filling up with water because you built in the middle of a seasonal pond. Maybe the vegetation indicates that water is not an issue at all, so you have one less thing to worry about.

Restrictions. Make sure you check the Conditions, Covenants and Restrictions (CCRs) that many communities have to ensure your home will be allowed. Some neighborhoods have restrictions on the type of houses build (like no manufactured homes), height restrictions that differ from the county or city, or even restrictions on the color of your home, whether you are required to have a light on the street and even the type of pets allowed.

Are there any building moratoriums on the land? Will it be lifted? These are things you need to find out before you purchase the property, not after.

Access. How do you get to your property? Is it on a public road maintained by the city or county? Is there a road maintenance agreement you should be aware of? You want to make sure that everyone who uses the road agrees to help with the upkeep.

Are there any easements on the property? An easement gives someone the right to travel across another property. Do you need an easement and is it in the deed? Is there an easement running through your property? The easement location will also effect where your home can be built. Don't assume that because an easement is not being used right now, it will never be.

Set Backs. Once you take into account the set-backs from the streets, easements, side of the property, septic, well, wetlands, bluff and any other sensitive areas, how much room is really left to build? Is the foot print that is left enough space to build your dream home? Do you need to adjust the plan for your dream home or find a different piece of property?

Local Zoning. Check the local zoning requirements. Is the property zoned to allow for a residential home? If you are looking for somewhere to retire in a quiet and cozy cabin, the looking at land zoned as commercial agriculture is probably not heading down the right road, unless you would like to retire on a farm.

Save Yourself Time. One of the biggest things you can do to save yourself time, is to find an agent who knows and understands land. An experienced real estate professional will be able to walk you through the process of selecting your property, and may know many of the answers to the questions above from their experience in the area. It is important to realize that few real estate professionals are experienced in selling vacant land; make sure you work with someone who is.

When it comes to real estate, my goal is simple. Let me put your needs first.

I know land & love it! Looking for Equestrian Property, Investment Property, Home or Land in Stanwood, Arlington or on Camano Island? Let me put your needs first.

Oh, by the way, would you like to live in photos above? I took those and will help you find a home where you can enjoy this beautiful scenery each and every day. Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Sellers - 10 Questions to Ask Every Agent.

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 19 Jan 2008 00:48:43 -0600

With so many real estate professionals, how do you choose just one? Here is a list of questions that I would recommend you ask each agent you interview, to see how their service and results compare. You want to make sure that not only you choose the right professional for the job, but also make sure this is a person you are going to enjoy working with over the next couple months.

10 QUESTIONS TO ASK EVERY AGENT By Jen Hudson, GRI

1) What is your average list price to sales ratio?

Every agent should know their list price to sales price ratio. If you are a seller, you want your listing agent to have a ratio as close to 100% as possible. This reflects their experience in the local market and accuracy of pricing. If you are a buyer, you want your selling agent to have a ratio below 99%. Any competent agent should know these numbers, as they directly reflect their ability to negotiate on your behalf.

As a Listing Agent (working for the seller) my average list price to sales price ratio is 98.8% with most residential sales less than 90 days. As a Selling Agent (working for the buyer) my average list price to sales price ratio is 97.1%.

2) What is your marketing plan or strategy for my needs?

As a seller, you will want to know "how will you sell my home?" Ask what is your marketing plan? Where and how often do you advertise? Do you have a sample flyer or direct mail marketing piece to show me? Where and how do you market online? How is your marketing different to reflect my home?

My marketing plan is highly involved, aggressive and utilizes unorthodox approaches at times. I not only target buyers for your home, but also other agents who are working with potential buyers. During my presentation I will discuss in detail my marketing plan showing some areas that I market in and discuss the unique steps I will take to advertise your home to its highest potential and how I create value. My advertising is balanced between print media, online, direct mail marketing, and networking within the community, depending on the target audience.

3) How do you separate yourself from the competition?

A good agent won't hesitate to answer this question and will be ready to list why they are best suited for the job.

Everyone has their own standards, but I believe that the top of the list should include honesty, trustworthiness, excellent negotiation skills, education, easily available by phone, email or text, open communication, and the ability to maintain a sense of humor under trying circumstances. Of course, my professional quality and unorthodox marketing approach also sets me apart.

4) Can I review the documents prior to signing?

A truly professional agent will make forms available for you to review prior to signing. Ask to see the agency disclosure, a listing agreement or purchase and sale agreement (or all of the above!), and a seller's disclosure statement.

I want you to see the documents ahead of time so there are not any surprises. You should only sign something once you feel comfortable and understand what it means. I am more than happy to provide you with a copy of all documents and go over them line by line if necessary. Just ask!

5) How will you help me find other professionals?

Allow the real estate agent to explain who they work with and why. They should have a list of professionals, such as mortgage brokers, home inspectors, title companies, and even contractors.

I work with a wide variety of professionals, and chose only those people I feel can provide the same high quality service that I strive for. If you need help preparing your home for market, I can also provide you with a list of cleaning crews, landscapers, handyman and more!

6) How much do you charge?

Ask how much your agent charges in commission and why.

While it is true all commissions are negotiable, I know that my level of personalized professional service and attention to detail exceeds many of my competitors. Plus, I work on a contingency basis and do not get paid until you have the money in your hand. Really, the question comes down to service.

7) Do you have a guarantee?

What happens if you sign a listing or buyers agreement with an agent and you're unhappy? Will they let you cancel? Has anyone ever canceled an agreement with them before?

I want my relationship with you to be a pleasant one. If you find yourself unhappy with my service, I will gladly allow you to seek other options and will even provide a list of trusted agents in the area for you. Of course, I haven't disappointed anyone yet and I certainly don't plan to start with you! I am proud of the level of service I offer and that is one of the things that sets me apart from the competition.

8) What importance do you place on education in your industry?

You want an agent who not only is experienced, but also strives to stay ahead of the curve by taking the initiative to educate themselves in their business.

I am highly active in continually pursuing higher education, for your benefit and for mine! I strive to stay ahead of the curve and have achieved the GRI (Graduate of Realtor® Institute) designation, completed the ABR (Accredited Buyer Representative) courses and am currently working on my Associate Broker License and CRS (Certified Residential Specialist) Designation. These achievements set me apart from the majority of other agents out there.

I stay active by pursuing additional legal requirements, negotiating techniques, business management courses, land uses, geology and bluff stability, and tax issues and advantages. And, I am a REALTOR®, which means that I hold myself to a higher set of ethical standards in addition to the classes that further my education through the association.

9) How are you involved in the community?

An agent who is active in the community has a wider network of people who they associate with. In the long run, this not only helps find a potential buyer for your home, but also any contacts that you may need in the future to help you succeed with your goals.

I am an active member in many organizations throughout the community. I believe that building relationships is the most beneficial way to stay in touch with the area and what is going on. By being active in the Stanwood Chamber of Commerce, Stanwood-Camano Area Foundation, Snohomish County-Camano Association of Realtors® and other local organizations, I am able to keep you informed about local issues and upcoming events.

I am serving as Vice-President for the Stanwood Chamber of Commerce in 2008, President in 2009, and Past-President in 2010. I am chair of the Chamber Education Committee; our goal is to help small businesses grow. There are many events throughout the year that I am involved in, such as the Stanwood Chamber's annual Golf Classic, Chamber Loose on the Lanes, Old Fashioned Christmas and up and coming Soap Box Derby. I regularly volunteer my time for many annual events with the Stanwood-Camano Area Foundation, Camano Island Senior and Community Center, Stanwood-Camano Food Bank and more.

My deep involvement means I have a wider network of people with whom I work, in order to get you the best advice and information that I can. I believe that if you are informed, you will be able to make a more informed decision about what is important to you, and I take it seriously.

I am also a proud member of the National Association of REALTORS®, Washington Realtors and Snohomish County-Camano Association of Realtors. What does this mean to you? It means that I hold myself to a higher set of ethical standards than other real estate agents who are not members of these organizations. I consistently go above and beyond the state required educational classes, so that I can serve you to the best of my abilities. If I am are more informed about the current real estate issues and trends, then you will be as well.

10) What else should I know that I didn't ask you?

There is always something else you need to know. Pay close attention to how your agent answers this question.

I take the time to make sure you feel comfortable and secure with my knowledge and experience. Taking the time to listen, counsel you, and ask the right questions to determine your needs is a key component to a successful transaction.

When it comes to real estate, my goals are simple. Let me put your needs first.

Looking to buy or sell your home, equestrian property, investment property or land in Northern Snohomish County or on Camano Island? Give me a call. Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Purchasing a Home? Make your Offer Count.

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 19 Jan 2008 00:08:35 -0600

How you write an offer on the property you chose ultimately determines whether you win or lose. Negotiations are about more than just the price. Here are just a few of my keys to success.

Try to Minimize Contingencies. Fewer contingencies mean a stronger offer. With that in mind, you should insist on some contingencies and do your homework before you put anything on paper. Do you need a survey of the property lines? Is this contingent on the sale of another home? Are you thinking about building? Make sure your planned home is allowed in the neighborhood! Each buyer and property is unique. This is where an experienced and educated agent pays for themselves and helps move you toward your goals.

Hire an Inspector. It does not matter if the property is brand new construction or 100 years old, I would recommend a trusted inspector. I have seen older homes in superb condition and brand new homes that they forgot to hook up to the sewer system. Paying for an inspection now could save you thousands of dollars down the road.

Check Zoning and Covenants. Do the zoning restrictions from the city or county allow you to use the property how you wish? Most neighborhoods contain Conditions, Covenants and Restrictions (CCRs). Are the CCRs going to allow you to build the garage you plan in the future, accommodate an addition to the home, or in some instances restrict the color your home can be painted or limit your pets? A professional agent will assist you in answering these questions and finding solutions.

Be Specific in Your Offer. Your contract should cover specifically what items come with the house. Does the refrigerator stay? How about the curtains? Stained Glass Window? What about those speakers wired into the ceiling? Riding Lawn Mower? Be very specific about which items you expect to stay with the home.

Everything Should be in Writing. Insist that all verbal agreements are put in writing into the final contract. This will help you avoid the stressful and sometimes costly issues later.

The process of purchasing a home is complicated, and may be one of the largest investments you ever make. You need a professional who not only makes the process as easy as possible, but who cares about your future. As an experienced buyer's agent, I offer customized tools that help organize these crucial deadlines and information to create a successful transaction.

Read on about how to save yourself time and what to look for in your buyer's agent.

When it comes to real estate, my goals are simple. Let me put your needs first.

Looking for an Equestrian Property, Investment Property, Home or Land in Northern Snohomish County or on Camano Island? Give me a call. Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Buying a home? Save yourself time!

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Fri, 18 Jan 2008 23:52:51 -0600

I know how easy it is to get caught up in the process of buying a home. It is a very emotional experience and probably the biggest financial investment you will ever make. But, before you walk through the door, take time to complete these simple steps to make the home shopping process easier and enjoyable.

Find a Professional. Take the time to find a professional that truly listens to your needs, wants and desires. Is this a person who is experienced, educated, organized and will help guide you down the path of home ownership?

Be a Smart Consumer. Before you walk through the door of any home, talk to a trusted lender and learn about some of the financing basics. If you do not have one in mind, I can provide you with a list of my preferred lenders or loan officers.

Get Pre-Approved. Once you choose a lender, get pre-approved. The process is simple and takes minimal time. This will allow you to target homes in a price range that fits your lifestyle. Even if the bank will give you a loan for $500,000, do you really want to make those payments every month? Maybe you do, that's ok too! Once you find numbers you are comfortable with, we can focus on the features that you need for living.

What do you want? Take a look at your lifestyle. What features are important to you? Is it the location, the quality of the home, the neighbors or features in the land? Be realistic, most of us can not afford everything detail we want, so make a list and place them in order of importance. If more than one of you will be involved in making the decision, have everyone sit down with their lists, then compare. The last thing you want is to find out down the road you purchased a house you do not want or does not fit your lifestyle.

Be Smart with your Credit. Once you decide to purchase a home, keep your debt to a minimum. Do not make any major purchases or apply for new credit cards until your purchase is complete. While lending guidelines vary, typically your monthly housing costs should not exceed 28 percent of your gross monthly income.

Be Pre-pared to Shop. Sometimes a home will sell quickly. Be pre-pared to view new properties quickly and make sure you are ready to make a fast decision, if necessary.

Keep Communication Open. You need instant access to your agent and immediate communication can mean the difference between purchasing the property of your choice or having to settle. I would rather have the choice.

Read on about how to make your offer count and what you should look for in your buyer's agent.

When it comes to real estate, my goals are simple. Let me put your needs first.

Looking for an Equestrian Property, Investment Property, Home or Land in Northern Snohomish County or on Camano Island? Give me a call. Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

My Preferred Buyer Program

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Fri, 18 Jan 2008 23:36:53 -0600

PREFERRED BUYER PROGRAM - MY LUXURY SERVICE MODEL offered by Jen Hudson, GRI

Choosing your real estate professional is one of the most important decisions you will make when purchasing your next property. In Real Estate, most agents will offer the "standard package" with company driven websites, Multiple Listing Service information, standard signs and other run of the mill items. I continually strive to offer a "luxury service" approach. Let me share with you what that means.

Think of my service more along the lines of a luxury hotel. Instead of quality linens, tranquility, views and pleasant smells, I offer creative brochures, beautiful videos, unorthodox advertising channels, interactive presentations, web presence, up-to-date blogs, and intense community involvement. The service I offer centers around the details of your needs and is customized for your home to reflect its value in the highest light.

Whether it is communicating when and how you prefer, making the process of touring homes easier, assisting with research of your property or simply accommodating your schedule, I put your needs first. Not only will I communicate with you on a consistent basis about important things, sometimes asking a question as simple as "is there anything else you need?" makes all the difference. As an experienced agent, I offer customized tools that help organize these crucial deadlines and information to create a successful transaction.

The goal of my luxury service is to provide you with the service and products that you would expect at a luxury hotel. These details place my service above the average agents. Once you make a "reservation" with me, your anxiety will be relieved by knowing ahead of time the quality and luxury style service you can expect.

For My Preferred Buyers, I promise to:

Assist you with finding a lender who meets your needs.
Research homes based on your criteria and provide you with up-to-date information on their availability.
Schedule home tours based on homes you select and provide information on the community. Provide you with known information that may affect the future marketability of the home.
Research the value of the property before making an offer to determine if the asking price is reasonable.
Explain and provide you with a copy of the Law of Agency Pamphlet.
Assist you in writing the offer and negotiate on your behalf to maximize your investment.
Refer you to qualified home inspectors and accompany you to the home during the inspection process. I will assist in writing your home inspection response and negotiate for repairs, if necessary.
Open title and review it to eliminate any concerns.
Provide you with sound real estate advice.
Protect your privacy and confidentiality, even after our business relationship as ended.
Communicate weekly (or more) with an updated report on the status of your purchase.
Coordinate documentation and tasks with escrow, title, appraisers, lenders, inspectors, listing agents, sellers and everyone involved until your home sale closes.
Commit to the transaction 100% to signing, recording, possession and after.

Read on for tips on how to save yourself time when buying a home and how to make your offer count.

When it comes to real estate, my goals are simple. Let me put your needs first.

Looking for an Equestrian Property, Investment Property, Home or Land in Northern Snohomish County or on Camano Island? Give me a call. Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Camano Island, WA - Market Update – January 18, 2008 Snapshot

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Fri, 18 Jan 2008 23:12:11 -0600

Welcome to the first 2008 snapshot of what is going on in our market place today, January 18^th.

The supply and demand in real estate is best gauged by looking at the number of pending sales. Here is a snapshot of what our market looks like today on Camano Island for residential homes.

Price	Total # Homes	# Pending Sales	Percentage (Demand)	Average # Days on Market
$100-150K	1	0	0%	137
$150-200K	18	2	11%	92
$200-250K	21	2	10%	86
$250-300K	31	0	0%	76
$300-350K	28	0	0%	158
$350-400K	33	1	3%	88
$400-450K	18	1	6%	75
$450-500K	35	2	6%	166
$500-550K	14	0	0%	148
$550-600K	20	0	0%	165
$600-700K	28	0	0%	115
$700-800K	18	0	0%	106
$800-900K	11	0	0%	131
$900-1 million	3	0	0%	248
over 1 million	14	1	7%	147
TOTAL	293	9	3%	120

What does this mean?

Sellers, let's be honest. The market on Camano Island is challenging right now. Some of the best price ranges to be in are $150,000-$250,000 but there is a lot of competition. Pricing, condition, and marketing are key in order to get your home sold. But, homes are still selling and buyers are out there. If you are selling your home, make sure you have an experienced agent who knows the market and your local area.

Buyers, there are a lot of choices and many sellers are willing to negotiate. Don't think that means you can expect a lowball offer to go through without a hitch. Many sellers still know what their homes are worth and are willing to wait.

Looking over the data from last month compared to today, the sales have dropped slightly from 4% to 3%, but the average days on market for listings has also decreased slightly from 143 in December to 120 today. I think we will see things pick up soon. Camano Island is certainly a gorgeous place to live and a very unique community.

If you are thinking about selling your home in or moving to Stanwood, Arlington, Marysville or Camano Island, give me a call.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Stanwood, WA - Market Update – January 18, 2008 Snapshot

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Fri, 18 Jan 2008 23:02:58 -0600

Welcome to the first 2008 snapshot of what is going on in our market place today, January 18^th.

The supply and demand in real estate is best gauged by looking at the number of pending sales. Here is a snapshot of what our market looks like today in Stanwood for residential homes.

Price	Total # Homes	# Pending Sales	Percentage (Demand)	Average # Days on Market
$100-150K	0	0	n/a	n/a
$150-200K	5	2	40%	39
$200-250K	19	0	0%	72
$250-300K	29	2	7%	81
$300-350K	41	4	10%	102
$350-400K	23	1	4%	128
$400-450K	26	3	12%	136
$450-500K	21	2	10%	98
$500-550K	14	0	0%	79
$550-600K	15	0	0%	104
$600-700K	10	0	0%	83
$700-800K	9	0	0%	108
$800-900K	3	1	33%	143
$900-1 million	1	0	0%	50
over 1 million	9	0	0%	146
TOTAL	225	15	7%	102

community news,economy,market updates,sell your home,statistics,tips for buyers,tips for sellers,marysville,snohomish county

What does this mean?

Sellers, if you are under $200,000, priced right and your property shows well, then get ready to move, chances are good you'll see an offer and fairly quickly! Pricing and condition are key, as there is a lot of competition.

Buyers, there is plenty of inventory to choose from, but don't wait too long, homes are moving fairly well.

Looking over the data from last month compared to today, the sales have held steady at 7%. The average days on market for listings has gone down slightly from 115 in December to 102 today. I think we will see a little burst this spring, so be prepared.

If you are thinking about selling your home in or moving to Stanwood, Arlington, Marysville or Camano Island, give me a call.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Arlington, WA - Market Update – January 18, 2008 Snapshot

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Fri, 18 Jan 2008 22:55:47 -0600

Welcome to the first 2008 snapshot of what is going on in our market place today, January 18^th.

The supply and demand in real estate is best gauged by looking at the number of pending sales. Here is a snapshot of what our market looks like today in Arlington for residential homes.

Price	Total # Homes	# Pending Sales	Percentage (Demand)	Average # Days on Market
$100-150K	2	0	0%	160
$150-200K	8	1	13%	128
$200-250K	30	4	13%	78
$250-300K	70	6	9%	102
$300-350K	56	4	7%	72
$350-400K	37	3	8%	76
$400-450K	34	3	9%	108
$450-500K	30	0	0%	208
$500-550K	20	0	0%	123
$550-600K	29	0	0%	126
$600-700K	30	2	7%	107
$700-800K	6	0	0%	75
$800-900K	5	0	0%	87
$900-1 million	6	0	0%	206
over 1 million	6	0	0%	112
TOTAL	369	23	6%	108

What does this mean?

Sellers, if you are under $250,000, priced right and your property shows well, then get ready to move, chances are good you'll see an offer.

Buyers, there is plenty of inventory to choose from, but don't wait too long, homes are moving fairly well. Certain price ranges are slower than others, but between $300,000-$350,000 homes are on the market for only 72 days, so don't wait too long!

Looking over the data from last month compared to today, the sales have held steady at 6%. The average days on market for listings has gone down slightly from 113 in December to 108 today. I think we will see a little burst this spring, so be prepared.

If you are thinking about selling your home in or moving to Stanwood, Arlington, Marysville or Camano Island, give me a call.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Marysville, WA - Market Update – January 18, 2008 Snapshot

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Fri, 18 Jan 2008 22:48:01 -0600

Welcome to the first 2008 snapshot of what is going on in our market place today, January 18^th.

The supply and demand in real estate is best gauged by looking at the number of pending sales. Here is a snapshot of what our market looks like today in Marysville for residential homes.

Price	Total # Homes	# Pending Sales	Percentage (Demand)	Average # Days on Market
$100-150K	0	0	n/a	n/a
$150-200K	4	1	25%	42
$200-250K	31	6	19%	65
$250-300K	133	20	15%	94
$300-350K	173	27	16%	79
$350-400K	67	7	10%	88
$400-450K	40	3	8%	84
$450-500K	10	2	20%	102
$500-550K	2	1	50%	32
$550-600K	4	0	0%	155
$600-700K	6	0	0%	108
$700-800K	1	0	0%	16
$800-900K	4	0	0%	76
$900-1 million	1	0	0%	106
over 1 million	1	0	0%	297
TOTAL	477	67	14%	85

What does this mean?

Sellers, if you are between $200,000 - $350,000, priced right and your property shows well, then get ready to move. You should see an offer.

Buyers, there is plenty of inventory to choose from, but don't wait too long, homes are moving.

Looking over the data from last month compared to today, the sales have increased from 12% to 14%. The average days on market for listings has gone from 98 in December to 85 today. Our market is picking up, get ready for spring & ready to move!

If you are thinking about selling your home in or moving to Marysville, give me a call.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

xxx Dan Street, Camano Island WA

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 12 Jan 2008 21:54:26 -0600

Is a custom built rambler in a friendly neighborhood that offers private beach access to 3 community beaches & a clubhouse in your future? It could be.

Enjoy stunning sunrises from this ideal level corner lot offers access from both Dan Street and Elhardt. Soil test completed May 2007. Property percs for a 3 bedroom septic system, probably sand filter would be ideal. Water share is available with Camano Water Association and the electric is in the street!

In addition to your 3 private community beaches with clubhouse, the Camano Island State Park is nearby. This beautiful park offers a boat launch, walking, hiking trails & stunning sunsets. You can go clamming, crabbing or fishing just a short drive away!

Start building your future today. Home on adjacent lot also available, ask for details.

xxx Dan Street, Camano Island WA 98282

MLS# 28005400 Offered at $88,900!

For a virtual tour of the home, land & beaches, visit http://marketing.remaxdesigncenter.com/71055/488338

Contact Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

SOLD! 514 Dan Street, Camano Island WA

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 12 Jan 2008 20:48:32 -0600

What's in your future? First Home, Retirement, Investment...

You've found the deal you've been waiting for! Whether you're a first time home buyer just starting out, getting ready for retirement or looking for a reliable, low maintenance investment property, you have found it! Home was professionally inspected prior to renovation and is in good, sound condition. All of this and it comes with access to 3 private community beaches and a club house.

Welcome to this beautifully renovated home in the Country Club. Partial views of Mount Baker and Port Susan grace this classic oversized corner lot.

Home has been recently renovated and offers low maintenance and easy living for years to come. New water heater, furnace, duct work, carpet, laminate wood flooring, tile, trim, paint and more!

A shy 1700sf of living space with living room, kitchen, dining area, 3 bedrooms and 1.75 bath.

Vaulted ceilings, beautiful natural wood beam and wood-burning fireplace complete a versatile bonus room. Great for media, hobbies, additional bedroom, pool table or use your imagination.

Don't forget the handyman in your family! 800+sf 2 car garage with storage loft and workshop, wired for 220 so you can complete any project.

If you're thinking about a future expansion, don't overlook the adjacent building lot. Lot percs for a 3 bedroom alternative septic system, water share available and the electric is in the street.

All of this comes with rights to the 3 private community beaches and clubhouse.

514 Dan Street, Camano Island WA 98282

MLS# 28005269 (house) MLS# 28004500 (land)

Home offered at $239,000. Building Lot offered at $124,000.

Or, purchase together for only $339,000.

For a virtual tour of the home, land & beaches, visit http://marketing.remaxdesigncenter.com/71055/488338

Contact Jen Hudson, GRI for additional information (360) 652-1200 or jen@jenhudsonhomes.com

FHA & the Real Estate Circle of Life.

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sun, 06 Jan 2008 13:05:38 -0600

There is some great news for home buyers (and sellers!) on it's way in. On December 14, 2007 the Senate passed a new law - the FHA Modernization Act of 2007.

What is this?

Essentially, this will help buyers by offering alternative ways of borrowing money that are much less risky than the sub-prime mess we saw. There are a couple main features involved with this law.

Current Assistance. It will assist homeowners who are in a current unfortunate situation of not being able to pay their mortgage payments as a direct result of being involved with the sub-prime Adjustable Rate Mortgages.

FHA Loan Increase. The FHA will increase loan limits to help first-time home buyers, minority buyers and others who do not qualify for conventional mortgages.

Mortgage Insurance. The FHA will make mortgage insurance much more widely available.

High Risk Borrowers. The FHA will make it easier for high-risk, but credit worthy, buyers to obtain financing.

The FHA will also work directly with borrowers in default to help them restructure their loans. The goal is to avoid foreclosure, the bank doesn't really want the house back.

But, that is about buyers. I'm a seller! How does that affect me? Well, look at it this way. We can take it right back to supply and demand. If there are more buyers out there buying homes, then more homes are selling.

Let's start at the bottom of the food chain. A first-time home buyer can now obtain financing that they previously could not. They buy a nice entry level home. Now, that entry-level home seller can afford to move up and buy a bigger home. Then, the seller from the bigger home can afford their retirement, vacation or investment property. See how that works?

Most people who are selling their homes are selling them to buy more real estate! It's a continuous cycle, and one that I love.

Currently, this bill is on the way to the President to be signed into law. This should happen rather quickly. Once it does, I think that things will be changing for the better in real estate and I'm ready for a nice little burst this spring. If you're thinking of buying, now might be the time while prices are still a little softer.

Looking for residential, investment property or land in Northern Snohomish County or Camano Island? When it comes to real estate, my goals are simple. Let me put your needs first.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Vacant home… but who’s been inside?

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 05 Jan 2008 23:41:10 -0600

Recently I ran across a situation that left me a little nervous and got me to thinking. With so many vacant homes on the market (both rentals and for sale) how can we make sure they are safe?

I received a call from a client who was driving by a home that was for sale. The conversation went something like this..."I'm out here in front of this home for sale. Can you come meet us? The sliding door is open but no one is home so I ran inside and grabbed a flyer." Ummm.. what?!? The only words I really heard were door is open, no one home, I ran inside.

Later, I went to check on the home. Everything was in order when I got there, but for a newly renovated and vacant home to be wide open, it left me a little worried.

This got me to thinking, what should you do to make sure that your home is safe? Burglars and squatters could be real concerns, especially with the number of vacant homes on the market.

The key to making your home look unattractive to burglars and squatters is to make it look lived in. I don't mean messy, you're still trying to get it sold! Just make it appear like someone is home. Here's some tips to start:

Doors & Windows. Ensure all windows and doors are locked with deadbolts and window locks.

Mail. Don't let your mail accumulate. Have the post office hold your mail or forward it to another address. Make sure the newspapers don't collect outside. Over stuffed mailboxes are a big tip off to thieves.

Yard Maintenance. Keep the grass mowed, yard maintained and shovel the walkway if it snows. These tips will not only help you sell your home, but will make it look like you are living there. If you are unable to take care of this yourself, hire a neighbor or trustworthy service.

Lights. Keep lights on. Burglars pick homes that are easy and safe to get into. If you have a flood light by the door, that's great. Leave a couple lights on in the home so it doesn't look deserted at night. Consider a timer. Timed lights look even better than just leaving the hall light on all the time.

Curtains. Shut the blinds. If you keep them closed, thieves won't be able to see inside and know the home is empty. The only thing I don't like about this is then you can't see inside if someone is in the house.

Alarm. Do you need an alarm? The best alarms use motion sensors and glass-breakage detectors.

Spare Keys. Don't hide any keys outside. Many people will hide a key outside the home. If you can find your hidden key, than chances are, so will someone else.

Check the Home. Periodically check on the home, inside and out, especially after storms. If you are unable, have a trusted neighbor do it for you.

Selling your home is stressful enough. This information is not meant to get you worried. I just want to heighten your awareness of your surroundings. Please... be careful and stay safe.

When it comes to real estate, my goal is simple. Let me put your needs first.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Can’t we just be people? (Part 2)

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 05 Jan 2008 21:23:10 -0600

In the first section we discussed how you get stuck in your box. Now, let's take a look at some common boxes to watch out for. If you see signs of these boxes, relax. Remember, we are all just people.

Better-Than Box. You view yourself as superior, important or right. You think others are inferior, incapable or wrong. The world is troubled and competitive. You feel impatient, disdainful or indifferent.

Must -Be-Seen-As Box. You need to be thought well of but are fake. You think others are judgmental, threatening or are your audience. The world is dangerous, watching you and judging you. You feel anxious, needy, stressed or overwhelmed.

I-Deserve Box. You view yourself as meritorious, victim or unappreciated. You think others are mistaken, mistreating or ungrateful. The world is unfair, unjust and owes you. You feel entitled, deprived or resentful.

Worse-Than Box. You view yourself as broken or deficient, fated. You think others are advantaged, privileged or blessed. The world is difficult, against your or ignoring you. You feel helpless, jealous, bitter, depressed.

Does this mean that you can never acknowledge someone might be incapable? Of course not! Some people are incapable in selected areas. BUT, you should be able to recognize their strengths, because it is highly unlikely they are incapable at everything they do. Does it mean that you can never be important? Not at all!

All this means is that the next time you are trying to get an offer pulled together with another agent, or you're fighting with your spouse or frustrated with your children, take a step back. When you start to feel defensive, deserving or that the world is a horrible place, take a minute to gather your thoughts and take a fresh look from outside of your box.

We are all just people, so let's treat each other as such.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

Can’t we just be people? (Part 1)

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 05 Jan 2008 21:12:58 -0600

Can't we just get out of our boxes and treat each other like people?

After reading The Anatomy of Peace by The Arbinger Institute I realized there is a very basic issue that each of us struggle with every day. The issue is how to get out of our box. The concept is that as people, we have a tendency to get so caught up in ourselves that we start to view others as objects and not people. Allow me to share an example that I have learned the hard way.

Last year, I had a business partnership end abruptly. I'm glad it did. I am much happier and a lot more successful working independently. But, I did learn a lot about myself during that time and thought I would share my experience. Here's the cycle I got stuck in. Caution, this may look familiar to you.

I would ask my partner to do something. Let's use a real life example in real estate, say get an extension signed around. He would see me as demanding or nagging. He would procrastinate to "show me". I would see him as self-centered or irresponsible. So, I would ask again. He sees me as unreasonable. He gets it signed, but has an attitude. I see him as immature. And round and round we go. Look familiar?

The deeper you get stuck in your box, the worse it gets. Eventually, you each start rounding up "allies" to share your feelings about how horrible the other person is.

The biggest problem with the box is once you're in, it is difficult to see outside yourself. So, how do you know when you get stuck? Well, look for the signs.

Blaming, Justification, Horribilization, Defensiveness...

If you feel these things, take a step back, a deep breath and look around. Remember, you are dealing with people. We know people, we work with people, we are people.

Stay tuned for some of the boxes that we commonly get stuck in.

Jen Hudson, GRI (360) 652-1200 or jen@jenhudsonhomes.com

It's official. I've moved to RE/MAX.

Jen Hudson - Stanwood, Camano & Arlington,WA (RE/MAX Signature) — Sat, 05 Jan 2008 02:21:33 -0600

It is my pleasure to announce my association with RE/MAX Signature.

I look forward to serving my clients, customers and friends with the same high standards and professionalism you have always enjoyed. The cutting-edge technology in combination with a world recognized name in real estate will only enhance my already luxury service.

I am excited to be able share the technology with you very soon. Please be patient just a little longer, as my new website is under construction. I assure you, it will be worth the wait.

When it comes to real estate, my goal is simple. Let me put your needs first.

Jen Hudson, GRI

(206) 293-1005

(360) 652-1200

jen@jenhudsonhomes.com

RE/MAX Signature