A hyponotist sent this to me... - 05/23/08 09:27 AM
I was asked to pass it on and what better place to pass it on at but to activerainers...
If you're like me, you're fascinated with the mind. I know I have been, ever since I was small.
Here is what she believes...
Understanding how your mind works is enormously important for … (2 comments)
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Facing Fear - 05/22/08 09:58 PM
I was doing my daily devotion as I do everyday and came across this devotion. I understand some of you are not Christian, but the basics still apply regardless of who or what you worship.
When you are tempted to feel hopeless and trapped in fear of the future...
1. Life … (0 comments)
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FIGHT FIGHT FIGHT!! - 05/22/08 03:59 PM
Fannie Is Poised to Scrap Policy Over Down Payments
Fannie Mae is expected to announce Friday that it is scrapping a policy requiring higher down payments on home mortgages in areas where house prices are falling.
The change comes in response to protests from vital political allies of the government-sponsored provider … (0 comments)
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Seven Ways To Get More Out of Your Day and Life.... - 05/22/08 10:34 AM
Boy isn't this the truth? We all need to remember and implement these things everyday...when are you going to start?
Here are seven specific things you can do at any time (including right now) to amp up your energy and attitude - without caffeine or calories!
Amp Your Attitude!
Take action … (0 comments)
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Rates Are Finally Affecting People Who Can Refinance - 05/22/08 09:40 AM
According to the San Jose Mercury News, The lower rates have finally brought the savings to owners and would-be home buyers. I hope that means the lenders have stopped being so tight with that stuff. Glad to hear though that the jumbo mortgages are finally being helped, not enough, but thankfully … (2 comments)
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To all of us mortgage originators, new and old... I Hope you enjoy this and take it to heart... - 05/21/08 01:37 PM
The more business you originate, the more time you must spend on taking care of the business. There is no breaking this cycle. This leaves a minimum amount of time to spend on marketing for busy producers. According to Dave Hershman, industry author and trainer, the only real solution is to … (3 comments)
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Need Your Credit Restored by a Professional? - 05/21/08 11:53 AM
How does the credit restoration process work? RMCN Credit Services uses a "V" Phase ProcessTM to have the inaccurate items removed from credit reports. There are Federal & State laws in place to protect the consumer from inaccurate and unverifiable credit reporting!We make sure that these laws are being followed by … (0 comments)
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I have a question for all of you... - 05/20/08 04:51 PM
When you are trying to refer someone in another state through activerain, what do you look at on their profile? Do you look at their activity, what they have to offer, their beliefs, their testimonials? I am just curious because I am referring people who I can't help to others and … (3 comments)
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Fannie Mae has announced a new policy. - 05/19/08 03:46 PM
Although Fannie Mae has written down a bunch of losses, Fannie Mae announced a new, national policy on down payment requirements for conventional, conforming mortgages the company will purchase or guarantee. I am so glad they have because this goes to show they are willing to stick their head out and … (3 comments)
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Here we go again... - 05/19/08 02:05 PM
Somebody please explain to me why the Presidential Administration is threatening to VETO the FHA short bill? If someone owes more than what their property is worth and it is an adjustable rate mortgage.....someone is going to just walk away instaed of attempting to refinance. This is the stupidest thing I … (0 comments)
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Strategies for Savvy Sellers, thought this looked useful.... - 05/18/08 10:23 PM
… (2 comments)
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Some more inspiration I hope for you guys.... - 05/18/08 10:46 AM
One of my favorite quotes that came from a Successories poster was "some people dream of success while others wake up and work hard at it."
Isn't this the truth? I got to thinking about it and there are others that are out there. I read a verse in the Bible … (1 comments)
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FHA IS BAAAAAAACK AND BETTER THAN EVER (this is for those who have been hiding under a rock) - 05/16/08 02:49 PM
Federal Housing Administration (FHA) loans have become an extremely popular choice recently for Americans looking to buy a new home, or refinance an existing home. In fact, according to the FHA, the total volume of FHA loans has reportedly tripled in the last year alone - but why?In recent years, the … (4 comments)
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Thought this was humorous... - 05/15/08 08:53 PM
Should give you something to think about when you do your flyers and your MLS listings. Watch your words. There are enough articles out there on the internet that make fun and say what the words "really mean" Here are some examples:
Cozy means dollhouse (tiny)
Convenient to shopping: Next to … (3 comments)
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FHA-Did You Know? - 05/14/08 10:38 AM
Monthly MI is not required on loans with a 15 yr term and an LTV of 89.99
or less.
FHA does not have a declining markets policy
United States Citizenship is not required for eligibility (borrower must
be a lawful permanent resident alien with valid social security card and
evidence of … (6 comments)
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Can you really avoid foreclosure with FHA loans? - 05/13/08 07:38 PM
Now this sounds interesting, I saw this on a website and with all of this stuff going on...does this actually happen?
If you have an FHA insured loan, your lender may be able to work with you in order to obtain a one-time payment from the FHA insurance pool that will … (2 comments)
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ATTORNEY GENERAL LORI SWANSON SUES SIX MORTGAGE "FORECLOSURE CONSULTANTS" FOR VIOLATIONS OF MINNESOTA CONSUMER PROTECTION LAWS - 05/13/08 10:56 AM
I came across this and I thought this was interesting from www.mortgagefraud.org
Minnesota Attorney General Lori Swanson today filed six new lawsuits in Hennepin County District Court against foreclosure consulting companies that charged Minnesota homeowners up to $2,375 to save their homes but failed to provide promised assistance that would help … (0 comments)
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Real Estate Agents.... - 05/12/08 11:16 AM
Join me in my new forum. This is for people who would like tips with marketing, dealing with sellers and buyers, etc. I think all of you will enjoy it. This is also for webinar, seminar, ANY kind of requests that will help you in this market. The website is georgialending.freeforums.org … (0 comments)
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Did you know.... - 05/12/08 09:53 AM
That lenders have a tough time with the theory of a HIGHER purchase price than the actual list price? I am telling you this because if FHA is the mother of all financing right now, people are going to find ways for the seller to contribute 9% (6% seller concessions toward … (2 comments)
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Short Sale VS. Foreclosure - 05/11/08 05:32 PM
Okay, I am doing this from a loan officer's point of view and of what I have seen how it is reported to credit reports.
When someone has a short sale (sells it for less than the balance owed, that the lender accepted) it reports to the credit report as a … (5 comments)
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Well, Well, Guess What?.... - 05/08/08 10:41 PM
Lookie hear what the house passed,
The U.S. House of Representatives on Thursday approved legislation to create a $300 billion mortgage-insurance fund and provide billions more in homeowner aid to stabilize a housing market shaken by a wave of foreclosures and a credit crunch.
The string of bills written by Democrats, the … (9 comments)
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Are you a marketing person or a salesperson? - 05/08/08 02:31 PM
I stumbled across an interesting website for real estate agents and I thought I would share. It's called http://www.hobbsherder.com/ and here is a summary that is on their webpage showing what they do:
Hobbs/Herder is founded on a single belief: real estate is a marketing business, not a selling business. To build … (4 comments)
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Motivation for Loan Officers and actually Real Estate Agents...something to remember.... - 05/08/08 12:59 PM
Loan Officers are always looking for the one tip that will help them close every loan. They seek out that one program that will instantly bring borrowers to their door. They will try a new script everyday because yesterday's didn't work for them.I'm here to tell you there is no magic … (3 comments)
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I DID IT!! - 05/06/08 09:49 AM
I hit 10000 points and counting. I have been waiting for this day like everyone else! I hope to have more points soon, especially when I hit that 100k points mark. I guess I have way too much time on my hands. :)
On another note, I am curious, how else … (5 comments)
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Hot Dogs! GET YOUR HOT DOGS! - 05/06/08 09:46 AM
… (5 comments)
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CLEAN YOUR HOUSE!! - 05/06/08 09:41 AM
Or contact Simplified Cleaning! This is great for sellers and buyers who are just moving in or moving out. I can get you in touch with some of the greatest cleaners in the Metro Atlanta area. Or if you need a gift certificate for your clients as a "listing incentive," I … (0 comments)
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Which are you? - 05/05/08 09:08 AM
Someone sent me this today as an advertisement. I am not posting every single word, but this does make you think....
Contrary to widely held belief, success is NOT for everyone.
For instance, success is not for the weak, fragile or cowardly especially when it relates to marketing.
The first thing you need to … (3 comments)
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Question for you real estate agents.... - 05/04/08 01:24 AM
This is just for curiosity and your opinion.
If I were to send you this e-mail, would you respond? What grabs your attention? The reason for my asking is because I do my marketing by networking and by e-mailing real estate agents. Some people consider it "spam" I only consider it spam … (0 comments)
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Five things to consider before buying a home... - 05/02/08 12:30 PM
Five Things to Consider Before Purchasing a Home Owning a home is part of the American dream and for many consumers, favorable interest rates and declining home prices make now the perfect time to buy.1) Know why you want to buy. There are many advantages to owning your own home, including … (3 comments)
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