lender: Did you know.... - 05/12/08 09:53 AM
That lenders have a tough time with the theory of a HIGHER purchase price than the actual list price? I am telling you this because if FHA is the mother of all financing right now, people are going to find ways for the seller to contribute 9% (6% seller concessions toward … (2 comments)

lender: Short Sale VS. Foreclosure - 05/11/08 05:32 PM
Okay, I am doing this from a loan officer's point of view and of what I have seen how it is reported to credit reports.
When someone has a short sale (sells it for less than the balance owed, that the lender accepted) it reports to the credit report as a … (5 comments)

lender: A Few Tips For Everyone Referring Business to Mortgage Brokers.... - 04/28/08 08:05 PM
I was reading the news online and they gave some tips about mortgage brokers. So I have a few comments about these things they pointed out. There are a lot of new brokers in the industry. Interview your broker to see how long they have been in the industry and find … (2 comments)

lender: Services Offered By Your Favorite Georgia Loan Officer... - 04/27/08 08:21 PM
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I attend all of my closings regardless of their location
Programs for those … (1 comments)

lender: Although the feds cut rates, why are mortgage rates creeping up? - 04/13/08 01:16 PM
Bouncing Mortgage Rates
What happened is that mortgage rates jumped by three-quarters of a percentage point in a matter of weeks - reversing a sharp drop that began in the middle of last year.
Here's Mr. Bernanke's answer to Congressman Guiterrez from the Congressional hearing:
"Even as the Fed has lowered interest rates, and … (1 comments)

 
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