mortgage: A hyponotist sent this to me... - 05/23/08 09:27 AM
I was asked to pass it on and what better place to pass it on at but to activerainers...
If you're like me, you're fascinated with the mind. I know I have been, ever since I was small.
Here is what she believes...
Understanding how your mind works is enormously important for … (2 comments)
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mortgage: Seven Ways To Get More Out of Your Day and Life.... - 05/22/08 10:34 AM
Boy isn't this the truth? We all need to remember and implement these things everyday...when are you going to start?
Here are seven specific things you can do at any time (including right now) to amp up your energy and attitude - without caffeine or calories!
Amp Your Attitude!
Take action … (0 comments)
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mortgage: Rates Are Finally Affecting People Who Can Refinance - 05/22/08 09:40 AM
According to the San Jose Mercury News, The lower rates have finally brought the savings to owners and would-be home buyers. I hope that means the lenders have stopped being so tight with that stuff. Glad to hear though that the jumbo mortgages are finally being helped, not enough, but thankfully … (2 comments)
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mortgage: To all of us mortgage originators, new and old... I Hope you enjoy this and take it to heart... - 05/21/08 01:37 PM
The more business you originate, the more time you must spend on taking care of the business. There is no breaking this cycle. This leaves a minimum amount of time to spend on marketing for busy producers. According to Dave Hershman, industry author and trainer, the only real solution is to … (3 comments)
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mortgage: I have a question for all of you... - 05/20/08 04:51 PM
When you are trying to refer someone in another state through activerain, what do you look at on their profile? Do you look at their activity, what they have to offer, their beliefs, their testimonials? I am just curious because I am referring people who I can't help to others and … (3 comments)
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mortgage: Fannie Mae has announced a new policy. - 05/19/08 03:46 PM
Although Fannie Mae has written down a bunch of losses, Fannie Mae announced a new, national policy on down payment requirements for conventional, conforming mortgages the company will purchase or guarantee. I am so glad they have because this goes to show they are willing to stick their head out and … (3 comments)
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mortgage: Here we go again... - 05/19/08 02:05 PM
Somebody please explain to me why the Presidential Administration is threatening to VETO the FHA short bill? If someone owes more than what their property is worth and it is an adjustable rate mortgage.....someone is going to just walk away instaed of attempting to refinance. This is the stupidest thing I … (0 comments)
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mortgage: Strategies for Savvy Sellers, thought this looked useful.... - 05/18/08 10:23 PM
… (2 comments)
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mortgage: Some more inspiration I hope for you guys.... - 05/18/08 10:46 AM
One of my favorite quotes that came from a Successories poster was "some people dream of success while others wake up and work hard at it."
Isn't this the truth? I got to thinking about it and there are others that are out there. I read a verse in the Bible … (1 comments)
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mortgage: FHA IS BAAAAAAACK AND BETTER THAN EVER (this is for those who have been hiding under a rock) - 05/16/08 02:49 PM
Federal Housing Administration (FHA) loans have become an extremely popular choice recently for Americans looking to buy a new home, or refinance an existing home. In fact, according to the FHA, the total volume of FHA loans has reportedly tripled in the last year alone - but why?In recent years, the … (4 comments)
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mortgage: FHA-Did You Know? - 05/14/08 10:38 AM
Monthly MI is not required on loans with a 15 yr term and an LTV of 89.99
or less.
FHA does not have a declining markets policy
United States Citizenship is not required for eligibility (borrower must
be a lawful permanent resident alien with valid social security card and
evidence of … (6 comments)
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mortgage: Can you really avoid foreclosure with FHA loans? - 05/13/08 07:38 PM
Now this sounds interesting, I saw this on a website and with all of this stuff going on...does this actually happen?
If you have an FHA insured loan, your lender may be able to work with you in order to obtain a one-time payment from the FHA insurance pool that will … (2 comments)
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mortgage: Did you know.... - 05/12/08 09:53 AM
That lenders have a tough time with the theory of a HIGHER purchase price than the actual list price? I am telling you this because if FHA is the mother of all financing right now, people are going to find ways for the seller to contribute 9% (6% seller concessions toward … (2 comments)
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mortgage: Short Sale VS. Foreclosure - 05/11/08 05:32 PM
Okay, I am doing this from a loan officer's point of view and of what I have seen how it is reported to credit reports.
When someone has a short sale (sells it for less than the balance owed, that the lender accepted) it reports to the credit report as a … (5 comments)
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mortgage: Hot Dogs! GET YOUR HOT DOGS! - 05/06/08 09:46 AM
… (5 comments)
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mortgage: Which are you? - 05/05/08 09:08 AM
Someone sent me this today as an advertisement. I am not posting every single word, but this does make you think....
Contrary to widely held belief, success is NOT for everyone.
For instance, success is not for the weak, fragile or cowardly especially when it relates to marketing.
The first thing you need to … (3 comments)
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mortgage: Five things to consider before buying a home... - 05/02/08 12:30 PM
Five Things to Consider Before Purchasing a Home Owning a home is part of the American dream and for many consumers, favorable interest rates and declining home prices make now the perfect time to buy.1) Know why you want to buy. There are many advantages to owning your own home, including … (3 comments)
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mortgage: A Few Tips For Everyone Referring Business to Mortgage Brokers.... - 04/28/08 08:05 PM
I was reading the news online and they gave some tips about mortgage brokers. So I have a few comments about these things they pointed out. There are a lot of new brokers in the industry. Interview your broker to see how long they have been in the industry and find … (2 comments)
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mortgage: Brokers are the blame for this mess?? Excuse me? - 04/27/08 06:13 PM
i was reading something in the New York Times and ran across this...
Among those blamed for the nation's foreclosure crisis, one of the most prominent targets is mortgage brokers, who have been cited by regulators, legislators and borrowers as steering people into risky and costly loans.
We are not responsible for this … (3 comments)
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mortgage: What to write about.... - 04/22/08 11:01 PM
Hmm, this is tough when you don't take others' content or try to get other ideas from other people (which yes I confess I am guilty of).
I went to this great NetParty last week (any of you ever went?)
It's a great event in different parts of the country. It is … (2 comments)
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mortgage: Housing Inventory Shrinks In Atlanta... - 04/20/08 07:56 PM
Does this really make sense? It does to me!
Builders continued to reduce the pace of new-home construction in March amidst ongoing erosion in the overall economy and credit markets, according to the latest figures released today by the U.S. Commerce Department. Total housing starts fell nearly 12 percent to a seasonally … (0 comments)
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mortgage: It's Not About The Check-It's About The Relationship - 04/18/08 01:47 PM
A good friend of mine sent this to me and this is SO true:
You may have been bombarded with courses that teach you how to be "killer" salespeople, and how to "hypnotize" people into utilizing your services. But is this really what it's all about? Is it all nothing but a … (2 comments)
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mortgage: What You Can Do To Prevent Mortgage Fraud! - 04/16/08 03:33 PM
Avoiding mortgage fraud is vital because it can cause you a lot of unneeded trouble. Mortgage fraud can really have some undesired effects on the housing market in general. It is important for everyone to prevent mortgage fraud. Here are some of the things you need to look for. Whether you … (0 comments)
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mortgage: Although the feds cut rates, why are mortgage rates creeping up? - 04/13/08 01:16 PM
Bouncing Mortgage Rates
What happened is that mortgage rates jumped by three-quarters of a percentage point in a matter of weeks - reversing a sharp drop that began in the middle of last year.
Here's Mr. Bernanke's answer to Congressman Guiterrez from the Congressional hearing:
"Even as the Fed has lowered interest rates, and … (1 comments)
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mortgage: Hello Out There (ECHO ECHO ECHO)!!! - 04/01/08 01:15 PM
That's what this business sometimes feels like, we hear an echo when we are dead and see walls up when we aren't! In fact, according to www.househuntnews.com there are more sellers than buyers (imagine that). The buyers aren't qualified to get the loans and the sellers need to sell for one … (2 comments)
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mortgage: An interesting website I came across - 03/26/08 11:46 PM
besides wannanetwork and activerain, someone sent me a link to www.rehabahouse.com this seems like a neat site to network and show off investment properties and talk to different markets all around the nation. I just thought i'd share. :) I hope everyone enjoys the site. I think it is going to … (4 comments)
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