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home value: Great Rates + Declining Values = No Refi for You. Maybe Not. - 03/10/09 11:38 AM
This great info was shared with us by Tera Gilbert of Wells Fargo Mortgage.
Great Rates + Declining Values = No Refi for You. Maybe Not.While interest rates have been at levels not seen in generations, not everyone has been able to benefit. As home values have come down across the country millions of homeowners have been unable to refinance.
When applying for a home loan, one key component in underwriting is the amount of equity or down payment in the transaction. As home values have declined, even in some cases where someone put a sizable down payment into the purchase … (0 comments)
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home value: 20 Things That Can Alter the Value of Your Home - 10/31/07 12:39 PM
Sellers beware of urban legend. Pools don't always increase your home's value. "Unique" floorplan is a kind way of saying odd or funky. And, no, your collection of cat figurines pasting the walls of your home do not make buyers remember the house in a good way, nor is your tribute room to the band Queen a highlight feature of the house.
Yes, sometimes buyers may wish they had the opportunity to select the new carpet or paint color. But, overall, buyers want clean, updated and move in ready. That means neutral colors, no pets, comparable features with other homes in the … (0 comments)
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