Panama City Real Estate - Jennifer's Blog

First time home buyer tax credit

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Wed, 10 Mar 2010 07:03:26 -0800

If you're a home buyer hoping to take advantage of the First Time Home buyer credit here are some helpful facts on how to take full advantage of the credit: According the IRS.gov website:

You must enter into a binding contract to purchase a principle residence by April 30, 2010
You must close on the property by June 30, 2010, . Buyers may elect to use the credit on their 2009 or 2010 tax returns.

As you can see, time is of the essence and if you want to take advantage of the credit, now is the time to act. The IRS.gov website has some great information to brush-up on filing requirements and to help with submitting the required application. Below are several useful links:

Also, if you purchased a home as your principal residence in 2008, 2009 and early 2010 you may also be able to take advantage of the tax credit. Here are some facts for home buyers in this category:

The tax credit is 10 percent of the purchase price of the home with a maximum credit of $8,000
The tax credit will either reduce your tax bill (dollar for dollar) or increase your refund
The credit does not have to be paid back unless the home ceases to be your principal residence within three years after the purchase.

A little something for long-term residents In addition to the First Time Home buyer Credit, long-term residents residing in the same house for any five consecutive-year period may qualify for a $6,500 credit when purchasing a new principal residence in the United States. Here are the facts for this category:

The purchase must have taken place after November 6, 2009, and before May 1, 2010 or after April 30, 2010, and before July 1, 2010
The buyer must have entered into a binding contract before May 1, 2010 to purchase the property before July 1, 2010
Buyers must have lived in the same home for any five consecutive-year period during the 8-year period ending on the date you purchased your new primary home.

Rules for those who cannot claim the Tax credits... According to the IRS.gov website:

A buyer cannot claim the credit if the purchase price of the home is more than $800,000. This rule applies to homes purchased after November 6, 2009.
You may not claim the credit if your modified adjusted gross income is $95,000 or more ($170,000 or more if married filing jointly) and you purchased your home before November 7, 2009
Or $145,000 or more ($245,000 or more if married filing jointly) and you purchased your home after November 6, 2009.

How to Apply for the Credit:

Buyers wanting to take advantage of the credit must fill out IRS Form 5045 and file the form with your federal income tax return.

If you have already filed your return, you may claim the credit by filing out an IRS 1040X with the completed Form 5045 attached.

Any and all supporting documentation regarding the purchase is required and should be included.

The information provided above on the First-Time Home buyer tax credit was from the IRS.gov website and is deemed reliable, but not guaranteed.

When dealing with tax related issues, it is imperative that you follow all IRS Guidelines and obtain the advice and guidance of a qualified tax professional.

Jennifer Mackay

850-774-6582

Florida Real Estate | Panama City

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Real Estate Market Update - Panama City, Florida

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Thu, 04 Mar 2010 07:31:03 -0800

The latest postings of the Panama City real estate market summaries are now available for download.

While sales and prices were slightly higher than last January, single family home prices slipped slightly last month.

As we near the start of the busiest real estate season as well as opening day of the new airport we expect to see significant increases in sales and prices for all property types.

We are already experiencing higher than average volumes of visitors to the Panama City real estate website, as well as higher than normal rental inquiries.

Owners, put my team and technology to work for you to sell your home, commercial building, land or condo, contact me today (850) 774-6582 for a free no obligation property value report.

Buyers, contact me directly (850) 774-6582 for the latest information and pricing on any of the Panama City Beach Homes or condos for sale.

Jennifer Mackay

850-774-6582

Florida Real Estate | Panama City

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Mowat Highlands home for sale | 4 Br/3 Ba with Pool

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 21 Feb 2010 09:31:41 -0800

This 4 bed/3 full bath 2,950sqft home is located in Mowat Highlands.

This updated, maintained home boasts new A/C installed in 2008, stainless steel appliances, quartz counters, wood & tile floors in the living areas, home wired for security system and large back yard with in ground pool and gas heater.

The home is also under contract with Terminex.

All this and more located in a good school district.

All sizes approx and info taken from appraiser site, please verify if important.

For pricing and additional information, please view the listing

Contact me directly (850) 774-6582 for a private showing on this or other Panama City homes for sale.

Owners, put my technology to work for you. If you are interested in selling your home or condo, contact me today (850) 774-6582 for a free no obligation Home value report.

Buyers, when you're ready to purchase a Panama City Beach Gulf or Bay front condo for your vacation home, contact me directly (850) 774-6582 for the latest information and pricing on any of the Panama City homes for sale.

Jennifer Mackay

Florida Real Estate | Panama City

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Rental Open House | 2411 Allison Ave

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 21 Feb 2010 06:56:22 -0800

Best Panama City Rentals is happy to announce we will be having an open house at 2411 Allison Ave in Panama City Beach, Florida this Saturday, February 27, 2010.

This 2 Bedroom/1 bath apartment is located in Panama City Beach, approximately 1.5 miles from Rick Seltzer Community Park - an immaculately groomed and beautiful dedicated public beach on the Gulf of Mexico.

Allison Ave. is 5 miles from the Naval Surface Warfare Center and 20 miles from Tyndall Air Force Base.

It is close to shopping, restaurants, and everything else the beach has to offer.

Pets are allowed with approval and a $150 Non-Refundable pet fee. Amenities include:

Carpeted bedrooms
Central heat/AC
Dishwasher
Private Fenced yard
Breakfast bar
Walk out back yard
And so much more!

We will be taking applications on site, and in most cases can have you pre-qualified at that time. Don't miss out on this amazing Panama City Beach rental! We hope to see you there.

Contact me directly (850) 238-5527 for a private showing on this or other Panama City homes for rent.

Owners, put our technology to work for you. If you are interested in renting your home, apartment or condo, contact me today (850) 238-5527 for a free no obligation rental report.

Renters, when you need to rent or lease a Panama City or Panama City Beach home, apartment or condo, contact me directly (850) 238-5527 for the latest information and pricing on any of the Panama City homes for rent.

Rhonda Rowe 850-238-5527

Panama City Apartments for rent | Panama City

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Panama City Real Estate | FHA Loan information

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 21 Feb 2010 06:44:54 -0800

We've been getting quite a few calls regarding FHA loans lately.

To further assist our valued FHA customers, I've updated the home buying financial pages and have added additional FHA Loan information and FAQ.

Additional FHA information can be found on the US. Department of Housing and urban development website.

For a list of local lenders, contact me directly.

Owners, put my technology to work for you. If you are interested in selling your home or condo, contact me today (850) 774-6582 for a free no obligation Home value report.

Jennifer Mackay

Florida Real Estate | Panama City

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Panama City Real Estate | Market summary for January 2010

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 21 Feb 2010 06:42:12 -0800

The latest Panama City real estate market summaries have been posted and available for download.

While sales and prices were slightly higher than last January, over all sales slipped slightly since last month.

This is however, expected as January sales are usually more sluggish than the rest of the year.

As we near the opening day of the new airport and begin to come into the height of the vacation season, we expect to see significant increases in sales and prices for all property types.

We are already experiencing higher than average volumes of visitors to the Panama City real estate website, as well as higher than normal rental inquiries.

Owners, put my team and technology to work for you to sell your home, commercial building, land or condo, contact me today (850) 774-6582 for a free no obligation property value report.

Buyers, contact me directly (850) 774-6582 for the latest information and pricing on any of the Panama City Beach Homes or condos for sale.

Jennifer Mackay

Florida Real Estate | Panama City

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Panama City Real Estate | PCB Top 5 bargain destinations

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 21 Feb 2010 06:37:51 -0800

It's like I've been saying for years - Panama City is great bargain and a wonderful family vacation destination.

USA Today agrees and has named Panama City Beach one of the Top 5 Bargain destinations.

While Spring break may not be everyone's "cup o' tea", it only lasts few a few short weeks, the rest of the year is filled with relaxing fun times, warm sunny beach days and plenty of dining and entertainment for the whole family.

Don't believe me?

Come down and see for yourself.

Jennifer Mackay 850-774-6582

Florida Real Estate | Panama City

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365 things to do in Panama City, Florida | Panama City Real Estate

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 21 Feb 2010 06:34:02 -0800

As I have many clients from out of the area, the team and I are often asked about local restaurants, family entertainment, shopping etc.

Since the Panama City real estate market is picking up quite nicely, it seems appropriate and timely to create a guide for vacationers and relocating friends and families as well as locals who may not be aware of many of the area's attractions.

So, here is my guide on Facebook for everyone: 365 things To Do In Panama City, Florida.

With your help, I'll update the list often with lots of fun things to do for the family, singles and everyone visiting Panama City, Florida.

Visit me on Facebook and add your thoughts and places of interest to this extraordinary list of things to do in Panama City, Florida.

Jennifer Mackay 850-774-6582 Florida Real Estate | Panama City

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Panama City Real Estate - Gated community home for sale...

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Wed, 14 Oct 2009 10:08:06 -0700

This 3 Bedroom/3 bath Mediterranean style luxury home is located in the gated community of La Valencia in Panama City Beach, Florida.

This home is being sold as is and partially furnished and has been well maintained.

Features of this home include:

Crown molding
Wood and tiled flooring
Great room with high ceilings and an open floor plan
Breakfast bar
Dining area

This neighborhood is a short distance from shopping, restaurants and other family entertainment venues.

For pricing and additional information, please view the listing or view the video of this Panama City Beach home for sale in La Valencia.

Contact me directly (850) 774-6582 for a private showing on this or other Panama City homes for sale.

Owners, put my technology to work for you. If you are interested in selling your home or condo, contact me today (850) 774-6582 for a free no obligation Home value report.

Jennifer Mackay

850-774-6582

Florida Real Estate | Panama City

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October featured Panama City home for sale listing

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Fri, 02 Oct 2009 09:55:16 -0700

Lynnhaven Waterfront!

This beautiful 3000+sqft. Lynn Haven canal front 3 bed/4bath home has it all inside & out.

There are 2

master suites,
2 bonus rooms/offices,
2 A/C units,
2 tankless water heaters,
2 car garage with a climate control storage area,
ceiling fans in every room including the large 15x8 laundry room & patio.

In addition this house was built for entertaining with a gourmet's dream kitchen which includes:

Oak cabinets with pull out shelves and deep draws, granite counter tops,
3 sinks,
Viking gas stove/oven,
separate oven,
3 dishwashers,
warmer,
8x5 walk in pantry and butler's pantry with custom doors that open all the way from both sides to the spacious patio
and in ground saltwater pool.

If that is not enough this home boasts a dock with lifts(boat and jet) and is on a deep water canal with bay access. With lots of storage to complete the package this home has it all.

View the full listing of this Lynn Haven home for sale

Jennifer Mackay
850-774-6582
Florida Real Estate | Panama City

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Open house this Sunday 10/4/09 at 1:00 pm in Soutport

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Fri, 02 Oct 2009 09:45:29 -0700

Southport home for sale

On Sunday October 4th, Chuck Sisk will be hosting an open house at a wonderful Southport home for sale between the hours of 1:00 pm and 4:00 pm.

This 2500+ sq. ft. 3 bedroom 3 bath home is located at 4111 Deerpoint Lake Dr.

This home is a must see with features including: Corian kitchen Counter tops, 2 car garage plus an additional barn/work room/garage, wrap around porch as well as a screened in Florida room.

Visit Chuck on Sunday and be sure to tell him you visited the website.

Buyers, when you're ready to purchase a Panama City home, contact me directly (850) 774-6582 for the latest information and pricing on any of the Panama City homes for sale.

Jennifer Mackay
850-774-6582

Florida Real Estate | Panama City

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Jennifer Mackay on WJHG Channel 7 News...

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Thu, 10 Sep 2009 08:29:44 -0700

Thank you for all the many phone calls and emails I've received from the recent news story by Nicole Morton on Channel 7 news - WJHG.

For those of you who may have missed it, my Florida Real Estate blog post has a few exerts or you can read part of the complete Tech Savvy Agent story here.

Nicole Morton of WJHG Channel 7 news did a splendid job of reporting the importance of technology in the real estate industry today.

Her insight and attention to detail were very impressive during the interview and I'd like to thank her for the impressive newscast.

Owners, put my technology to work for you. If you are interested in selling your home or condo, contact me today (850) 774-6582 for a free no obligation Home value report.

Jennifer Mackay
850-774-6582

Florida Real Estate | Panama City

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Deerpoint home for sale - 3 bedroom beauty

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 23 Aug 2009 09:45:33 -0700

2552 sqft. of newly upgraded open living space.

This 3/3 home features:

Large kitchen with Golden Oak cabinets
Corian countertops
10' ceilings with remote control ceiling fans
Large laundry room with full bath
and lots of closet space with 4 walk in closets

There is a wrap around vinyl porch and the back is fully screened with lights and fans.

Along with the attached 2 car garage there is also a 28x36 vinyl siding barn/garage for additional parking and storage.

The house is on city water and septic, with a deep well for a 5 zone sprinkler system to maintain this manicured lawn. Survey & recent appraisal available. All info taken from appraiser and sizes apprx. please verify. Pets caution.

For pricing and additional photos and information, please view the listing

Contact me directly (850) 774-6582 for a private showing on this or other Panama City homes for sale.

Sellers, my team and I have buyers looking for homes - if you've been considering selling your home, contact me today for a free no obligation market analysis of your home or property.

Best wishes to all...

Jennifer Mackay
850-774-6582
Florida Real Estate | Panama City

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Callaway home for sale | Panama City, Florida

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 23 Aug 2009 09:37:23 -0700

Updated 3 bedroom /2 bath home in Callaway!

This move-in-ready home boasts:

Hardwood floors
Beamed ceiling with ceiling fans in every room
Cherry cabinets
Quartz counter tops
Wood burning fireplace
Security system
2 car garage
Manicured landscaping
And a new roof to top it all off.

Conveniently located to TAFB and amenities.

All info taken from appraiser and sizes approximate, please verify if important.

For pricing and additional photos and information, please view the listing

Contact me directly (850) 774-6582 for a private showing on this or other Panama City homes for sale.

Sellers, my team and I have buyers looking for homes - if you've been considering selling your home, contact me today for a free no obligation market analysis of your home or property.

Best wishes to all...

Jennifer Mackay
850-774-6582
Florida Real Estate | Panama City

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Panama City Commercial real estate - Prime location

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 23 Aug 2009 09:28:01 -0700

Prime location high traffic corner of Hwy 231 & East Ave.

This 2200 sq. ft. commercial building was previously a Liquor store with drive through. Access to property from both 231 & East Ave.

This property is also available for lease, call for details.

For pricing and additional information, please view the listing

Contact me directly (850) 774-6582 for a private showing on this or other Panama City properties for sale.

Sellers, my team and I have buyers looking for homes and commercial property - if you've been considering selling your home, condo or commercial property, contact me today for a free no obligation market analysis of your home or property.

Best wishes to all...

Jennifer Mackay
850-774-6582
Florida Real Estate | Panama City

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4 bedroom home for sale in Panama City, Florida

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 23 Aug 2009 09:16:46 -0700

Here is one of the latest Panama City homes for sale listed...

This 4 bedroom, 2 bath features 2 bonus rooms, open living space and a new roof and A/C unit.

The entire house has been retro fitted for wheelchair accessibility and has been well maintained.

In the back yard relax on the covered patio. Storage is not a problem with 2 large sheds tied down with hurricane straps rated to 120mph. All sizes approx, please verify if important.

For pricing and additional information, please view the listing

Contact me directly (850) 774-6582 for a private showing on this or other Panama City homes for sale.

Sellers, my team and I have buyers looking for homes - if you've been considering selling your home, contact me today for a free no obligation market analysis of your home or property.

Best wishes to all...

Jennifer Mackay
850-774-6582
Florida Real Estate | Panama City

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Florida real estate market update | Panama City

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Wed, 01 Jul 2009 09:10:42 -0700

The Florida Real Estate Market statistics and summaries for the Panama City area for June, 2009 are now available for your convenience and download. The Panama City Florida real estate market continues to maintain itself with slight increases and decreases in expected areas:

An increase in expired listings shows agents continue to take overpriced listings that will not sell in today's market. Sellers must be educated when pricing their homes for sale. It remains a buyers market and homes must be priced accordingly.
Condo sales decreased slightly in part due to short sales and foreclosures as well as low appraisal values. The time-to-close factor plays a significant role in actual sale closings. In addition, smartly market priced condos continue to sell well.

Read more at the Florida Real Estate Blog

If you are considering purchasing a home, condo or commercial property contact me directly.

It's not just a short sale and foreclosure market. There are many condos and homes priced to sell in today's market.

Sellers, we have many buyers currently shopping for homes, condos and other property types. Contact me today to have your property Sold (not listed) by the Panama City Real Estate Team.

Best wishes to all...

Jennifer Mackay
850-774-6582
Florida Real Estate | Panama City

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Florid mortgage update - Panama City

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Mon, 29 Jun 2009 09:29:28 -0700

The latest Florida mortgage summary has been made available for your convenience.

There are some interesting issues of note regarding the current mortgage market, specifically as it relates to the Panama City Florida area.

Contact me directly for more information.

Jennifer Mackay
850-774-6582
Panama City Florida real estate

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Panama City Commercial real estate - Prime location

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 28 Jun 2009 19:49:29 -0700

Just listed!

Here's another opportunity to purchase a prime location on one of the main commercial corridors of Panama City, Florida.

Located on a high traffic count corridor, this property consists of 2 buildings:

The buildings:

The primary building has been used as garage and is approx. 3,696sqft
The 2nd building is approx. 1586sqft of warehouse & office space.
There is plenty of parking as this property is located on a corner lot.

All sizes & info taken from appraiser, please verify.

For pricing and additional information, please view the listing

Jennifer Mackay
850-774-6582
www.jennifermackay.com

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Panama City Real Estate - Has a new look and lots of new features...

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 28 Jun 2009 19:35:08 -0700

After lots of hard work and many months of development I am very pleased to announce the release of my new website.

I've put together many new features including:

Easier to navigate menus
Many new communities and neighborhoods
Newly redesigned Condo area
Short-sale listings
Foreclosure listings
and a lot more

Come by today and visit the new Panama City Real Estate website

Jennifer Mackay 850-774-6582 www.jennifermackay.com "Liked this post? Subscribe to my Panama City Real Estate blog RSS feed and get loads more!"

Just listed - Multi-unit in Panama City Florida

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 28 Jun 2009 19:26:42 -0700

Just Listed! This qudraplex is conveniently located near Tyndall Air Force, shopping and local restaurants, consists of four 2 BR /1 Bath 800 square foot units.

All units have been well maintained. 3 of the units are rented at $650/mo. owner currently allocates 4th unit for personal use.

All information is taken from property appraisers website. All Sizes approximate. Please verify if important.

For pricing and additional information, please view the listing Contact me directly (850) 774-6582 for a private showing on this or other Panama City homes for sale.

Sellers, my team and I have buyers looking for homes - if you've been considering selling your home, contact me today for a free no obligation market analysis of your home or property.

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A new website for Panama City short sales

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Wed, 04 Mar 2009 05:53:58 -0800

An associate of mine has recently been focusing diligently on helping home owners in the Panama City area with short sales and asked for some assistance with their new website.

Not being one to turn down a request for help, I am pleased to announce a new website dedicated to homeowners in need of assistance during these difficult economic times.

The Panama City short sales site and team has information and agents available to help those in need during their time of hardship.

They understand not only the business of short sales, but also the emotional stress many feel when making this difficult decision.

If you are a home owner in need, contact them today. They are here to help.

Commercial listings on the rise?

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sun, 15 Feb 2009 06:41:13 -0800

Has any one else noticed an increase in commercial inquiries and listings in the past several weeks?

Even with our economic situation, and banks making it more difficult to obtain commercial development funds and business loans I'm seeing a significant increase in commercial listing and purchase inquiries.

It may just be that those holding these properties are attempting to unload some poor performing properties, but I am definately seeing an increase both in inquiries to purchase as well as listings.

Anyone else seeing this trend?

Rainy day open houses?

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sat, 14 Feb 2009 08:00:59 -0800

I have several open houses scheduled for this weekend and right now it's raining.

I was wondering how others perceive open houses held on rainy days.

Do you take special precautions for the home, such as putting down plastic in traffic areas etc?
Do you find a significant decrease in visitors (I would expect there to be a few less then sunny days)?
Does the decrease warrant not having the open house?

Your thoughts and observations are most welcome.

How to cut your budget without sacrificing your business...

Jennifer Mackay-REALTOR® (Keller Williams Success Realty) — Sat, 14 Feb 2009 07:36:50 -0800

During these tough economic times, you may find yourself in need of reducing your operating costs.

It can be quite difficult to do so, without sacrificing your services. However, it can be done and here are a few simple tips that may assist you.

Cell phone

If your current plan is unlimited minutes, look back over your bills and see if your actual minutes usage needs an unlimited plan. If not, you can reduce your plan temporarily and stay within your actual usuage minutes usually for significant savings.

MagicJack

If you do not have an unlimited plan and/or are considering an unlimited plan, MagicJack is a small device that connects your computer to a phone and allows you to make calls over the internet for a small yearly fee. This also helps to save your roll over minutes if you have them. By the way, you can also try this for free before buying :)

Mailouts

If you do mail outs of flyers etc., look into using bulk rate services from the post office. There is a minimum number of pieces required for bulk rate postage as well as a few other restrictions, but the savings is worth it.
You have to pay to use bulk rate and obtain a bulk rate code. If you can not afford the fee, perhaps getting some other agents in your office to split the fee will help. Then you can all use the bulk rate code.
Try using postcards instead letters/flyers when possible. Postcards cost less to mail then a letter!
If you can do more emails then mail outs, this may also help reduce your costs.

Printing

If you use an ink jet printer, try switching to a laserjet printer. toner is much less expensive then ink cartridges whan calculating costs per print.
If you print in color, calculate your cost to print each unit and compare that to printing a single item then taking that item to a local business center (Staples, OfficeMax etc.) and having copies made. Often times, you can take your markup document (word, publisher etc.) on a disk and they can print directly from your document.

Gas

Try to organize your trips effectively. Planning multiple stops when you're out and about rather then going to one store/stop at a time should save you plenty of time and gas.

Thoughts, comments or suggestions?

Do you have ways of cutting your budget without cutting your business services you'd like to share?