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mortgage: The New York Mortgage Broker Conundrum - 06/23/10 08:32 AM
J. Phillip Faranda just posted about the the present mortgage situation in New York.  It is the financial aspect of the transaction that usually make or break the deal in the existing market.
So your choice of a bank or a mortgage broker does matter.
 

Via J. Philip Faranda (J. Philip LLC) Westchester County NY:
I originated mortgage loans from about 2002 until 2006 or so. I considered starting my own mortgage brokerage but decided against it for several reasons, including the growth of my real estate company and the vast changes in the industry after the sub prime crisis. That required more learning … (0 comments)

mortgage: Tips Countdown: #25 Debt-to-Income Ratio (DTI) - 12/07/08 08:31 PM
Ken Cook is always sharing his knowledge of the mortgage industry with both clients as well as real estate agents.  We share a similar philosophy -that of educating the consumer.  This particular post in very simple terms covers an issue which concerns many who are trying to get a loan in this climate of tighter credit.

Via Ken "Yes You Can" Cook:
Agents and Loan Officers Working Together to MAKE Deals Happen (Legally and Ethically)
Sometimes the borrower(s) have great credit, good income and good assets but they still do not qualify for the best loan. How could this be? The answer … (2 comments)

mortgage: Red Hook NY Leap Day Real Estate Market Report - 02/29/08 08:28 PM
Only once every 4 years will I get the opportunity to issue a market report on February 29th.  So Red Hook residents:
Did You Know?  - There are presently 67 listings on the market.  That's like having an entire year of inventory in February since the total sales last year was 66 units.
                                                                 Town of Red Hook
                                                    AVG. list price          DOM             AVG Sq. Ft.        AVG. $ per sq. ft.
                  53  Active                     $535,360             125                  2560                     $211
                     1 New                          $350,000               5                   2600                      $135
                     6 0ffers                        $411,167            196                 2186                      $188
                     7 Price change             $428,829            117                2905                      $148
                                        
                      1 in contract                $119,000             69                1456                        $182
                      3 Sold                           $439,333           375                3104                        $142
                                                  Average sale  price $407,667 with an … (6 comments)

 
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Jennifer Fivelsdal Rhinebeck Real Estate (Serving Dutchess| Columbia|Ulster Ctys

Rhinebeck, NY

More about me…

LIC. R.E. Broker JFIVE Home Realty LLC

Address: 162 Deer Run Road, Red Hook, NY, 12571

Office Phone: (845) 758-6842

Cell Phone: (845) 594-9947

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This will be a source of information on the Mid-Hudson Valley and real estate related topics. Please call me at 845-758-6842 or visit http://www.jfivehomes.com


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