Real estate blog entries tagged with preapproval by Deleted Person (Make it easier to delete!)

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Home : Blogs : Deleted Person : Mortgage Happenings : Tag "preapproval"

preapproval: Re-Approve Your Pre-Approval - 03/20/08 10:48 AM

Since December 2007, mortgage lending guidelines have changed very quickly and often without notice.
Some of the more well-known changes include:
Broad restrictions on stated income home loans Broad restrictions on 100 percent financing "Risk-based fees" for credit scores under 740Some of the lesser-known restrictions relate to property type and occupancy status as well as debt-to-income levels and mortgage payment histories.
Because of the number of changes and their collective scope, home buyers should be prudent and get re-pre-approved for their home loan.
Even if you last spoke with your loan officer four weeks ago, it's important to know how market changes could ultimately impact your … (0 comments)

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