http://activerain.com/blogs/jhaberl en-us http://activerain.com/blogsview/594498/first-time-buyer-grant <p>Not a lot of first time home buyers are aware of this program.&nbsp; It is a great program that gives you up to 4% of your purchase price which can be used as a down payment or closing costs.&nbsp; It comes in the form of a grant which is forgiven after 5 years.&nbsp; The current interest rate as of today is 6.125 which increases based on the grant amount you take.&nbsp; If you take a 2% grant the rate increases by .375 3% grant .5% 4% grant .75%.&nbsp; This is great first time home buyers (who have not owned any real estate in the last 3 years) who are short on closing costs or down payment but want to live the American Dream.&nbsp; Income requirements for a family of 1 or 2&nbsp;is no more than 81,900, for a family of 3 or more 94,185.</p> Joseph Haberl (Our Shore Real Estate) Tue, 15 Jul 2008 14:38:44 -0700 http://activerain.com/blogsview/594498/first-time-buyer-grant http://activerain.com/blogsview/457493/affordable-new-construction-in-toms-river <p>3 Bedroom 2 Bath 1508 Square Feet...Perfect for the First time home buyers or a starter home.&nbsp; Offered at 269,000 this is just unheard of for this size Ranch in the area.&nbsp; Builder willing to customize floor plan, colors, options before construction begins.&nbsp; Other locations&nbsp;are available as well.</p><p>&nbsp;</p><p><img src="http://www.imagehosting.com/out.php/i1678296_Main.jpg" height="286" alt="Front Elevation" width="494"></p><p><img src="http://www.imagehosting.com/out.php/i1678310_floorplan.jpg" height="891" alt="Floor Plan" width="480"></p><p>&nbsp;</p> Joseph Haberl (Our Shore Real Estate) Sun, 06 Apr 2008 20:49:02 -0700 http://activerain.com/blogsview/457493/affordable-new-construction-in-toms-river