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appraisals in st louis metro area: More Indivisuals Willing to Buy Home Seller's Appraisal! - 08/03/09 09:13 PM
In the past years home sellers appraisal reports were not commonplace. Average sellers would rarely want a professional opinion of value before listing their home. CMA's from a REALTOR were helpful in determining a list price, however sellers could be flexible on their pricing due to the rising real estate prices at the time. The typical seller was very happy to take appreciation from their home. Sale prices for much higher than than two or three years previously expected. Just a couple of years ago, it was hard to find anybody unhappy with their transaction.
As of more recent times we have … (1 comments)

appraisals in st louis metro area: Many Mortgage Lenders are Seeking Appraiser Coordinators! - 01/28/09 11:50 PM
We have another sign that the current plan for reorginization of the appraisal process is coming our way is the help wanted ads. I noticed numerous jobs available for an "Appraiser Coordinator." These jobs are being offered by major lending institutions.
Many Mortgage Bankers and Banks are seeking a clerical person to handle vendor relations with appraisers. Some of the help wanted ads request a person mortgage experience, some with customer service experience and others none at all. I have not found one that seeks a Certified or Licensed appraiser to handle relations with his/her peers. I have not found one ad … (13 comments)

appraisals in st louis metro area: Appraiser Cannot Bend on FHA Property Guidelines! - 01/28/09 10:17 PM
This Missouri appraiser feels tired and worn down from real estate agents, loan production staff and recently underwriters telling him to look the other way on FHA concerns. HUD wrote a code for various things to be checked, I am not a building inspector, and I certainly do not wish to perform home inspections. Just a few things have to be in order. In previous blogs, I have summarized the FHA observation. Any appraiser in Missouri has long understood that no house is a perfect structure with all million parts in perfect order.
I as a professional that performed a significant number … (4 comments)

appraisals in st louis metro area: Blogging on ActiveRain Real Estate Network has Helped My Search Engine Rankings - 01/03/09 02:03 PM
I am amazed at how much help ActiveRain has been to my Website visablity. Appraisalmo.com used to hardly show up anywhere on any of the sites. There has been a wonderful increase in the ratings of this website, since joining ActiveRain.
I Blogged about some things revelant to my practice, I built up my ActiveRain point total to be the top professional in my city. I am way behind the top leader in my county and state, however I am the featured appraiser in my state. These things alone appear to be helpful.
I read on ActiveRain about SEO optimization. I still … (36 comments)

appraisals in st louis metro area: What Happened to Our Friends in Real Estate! - 12/21/08 09:33 AM
I miss many of my friends who left real estate related professions and now must go out into the real world. The real estate world has definetely shrunk and there are less of us. I can remember regularly dealing with people that I like and had similar interests and goals to me. Now their days are consumed with working out into the new careers.
I have noticed real estate agents working at Walmart. Not any that I was acquainted with, however I did reconize a couple. These people surely had friends and contacts in the real estate world that worked with them. … (10 comments)

appraisals in st louis metro area: Can A Home Buyer Use a FHA Appraisal Instead of A Home Inspection? - 12/20/08 09:39 PM
I have wrote in the past about the detail of an FHA observation. The FHA appraisal process requires a detailed observation of mechanical systems, (My personal favorite is the reverse feature on an automatic garage door opener.) attic, crawl spaces, electric fixtures, plumbing fixtures, paint surfaces, wood surfaces, safety concerns, etc.. This observation is not meant to be and is not the same as an inspection of these same systems within the home.
We have a significant difference between the detailed inspection made by a Home Inspector and the observation of a FHA Appraiser. The FHA Appraiser has a purpose of determining an … (9 comments)

appraisals in st louis metro area: The Year is Winding Down to An End! - 12/11/08 10:34 PM
Allright,
This has not been a wonderful year for Real Estate, not by a long shot! We can all mope and be depressed about it or we can go after marketshare. Many of our competitors are not around anymore, they have moved out of Real Estate and real estate related businesses. We can mourn their departure or pick up on their contacts and share of the market.
I, as a Real Estate Appraiser, have seen many of my competition go by the wayside. Even a short period out of the business spells disaster for those professionals. I do not perform the number … (0 comments)

 

James Graner

Saint Charles, MO

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Residential Services: http://appraisalmo.com

Address: 1245 Cunningham Ave, St Charles, MO, 63301

Office Phone: (636) 916-4325

Cell Phone: (314) 277-3336

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