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fha appraisals in st louis: Borrowers Feel Hurt by New FHA Appraisal Requirements! - 01/30/09 09:34 PM
After talking to several mortgage professionals within the past few weeks, I am convinced that the result of the new appraisal requirements for cash out refinance transactions means less overall appraisal orders.
How can a new underwriting guideline that requires more appraisals cause less appraisal orders? Well now mortgage originators must either consider the cost of paying for two appraisals when accepting a high loan to value ratio cash out mortgage application or bill the borrower for two appraisal reports. That is expensive and a gamble with alot of money in fees. FHA appraisal fees are typically higher than the conventional … (3 comments)
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fha appraisals in st louis: Blogging on ActiveRain Real Estate Network has Helped My Search Engine Rankings - 01/03/09 02:03 PM
I am amazed at how much help ActiveRain has been to my Website visablity. Appraisalmo.com used to hardly show up anywhere on any of the sites. There has been a wonderful increase in the ratings of this website, since joining ActiveRain.
I Blogged about some things revelant to my practice, I built up my ActiveRain point total to be the top professional in my city. I am way behind the top leader in my county and state, however I am the featured appraiser in my state. These things alone appear to be helpful.
I read on ActiveRain about SEO optimization. I still … (36 comments)
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fha appraisals in st louis: Have You Ever Been Blasted for Writing Your Blog Piece? - 12/18/08 03:13 PM
I wrote a blog earlier this week about FHA appraisals and what a mortgage originator should expect from the FHA appraiser. I thought I was informative and had nothing to upset anybody in this appraisal blog.
I get an email this morning from a home inspector blasting me for writing about ruthless and unpredictable home inspectors. I mentioned this one time as a way many originators view the FHA Appraiser. Attempting to dismiss the myth, I wrote what can be expected on the observation part of the FHA Appraisal Report.
My blog was FHA Property Guidelines Are Not Understood … (7 comments)
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fha appraisals in st louis: Should Fannie Mae & Freddie Mac have more money invested by the Federal Reserve? - 12/02/08 02:40 PM
At some point we need to understand what is proper Real Estate lending practice and what is not.
Ok Fannie Mae has asked for more money to make more Real Estate Loans. Great, on one condition! I have seen angry lawmakers scold these officials, however I have not seen a permanent solution to the beginning of the problem. I have seen a temporary change in the guard, however I have not seen permanent laws and regulations to keep another disaster from coming down later.
I am all for keeping these institutions. I think they are vital to our economic stablity. The only … (0 comments)
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James Graner
Saint Charles,
MO
More about me…
Residential Services: http://appraisalmo.com
Address: 1245 Cunningham Ave, St Charles, MO, 63301
Office Phone: (636) 916-4325
Cell Phone: (314) 277-3336
Email Me
Things that I like to write about! This might include general real estate matters, sports, politics, mortgage business, or real estate appraisal.
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