Loan Modification Attorney Services: We have helped hundreds of people just like you to save their dream. We have been providing unmatched service for 10 years. Contact us today: 866-960-2007 Nationwide | 866-LAST-911 Local Fax: 888-855-9621 We, at Elite Mortgage Solutions Inc, are a team of professionals who have been trained and experienced in the real estate, mortgage banking and financial services industries. Senior management has over 30 years of experience. The company’s reputation represents the highest integrity and respect for our clients and the circumstances they are facing. Each staff member has an expertise in their field and has perfected such through the years. Our strategies are individual as each client comes to us with their very own story and should be treated as such. We have come together as one, combining our knowledge, professionalism, and work ethic which together create a highly effective and competent staff. Our vision is to make a difference, one homeowner at a time. Background We are located in Pasadena California. We are a licensed and insured California Corporation. Elite Mortgage Solutions Inc, consists of trained Real Estate professionals, Mortgage Brokers, Real estate Attorneys and real people just like you. * We have over 30 years of experience. * We know what it takes to work with your Mortgage lender effectively. * We will carefully listen to your needs and exceed your expectations. Other Services: * BK * Credit repair * Deed In Lieu * Sale of Property * Short Sale Contact Info Email: Website: http://www.eliteloanmodifications.com Location: 696 East Colorado Blvd # 207 Recent News Typical completion time: 6 - 12 Weeks Loan Modification is a permanent change in the terms of your existing loan. Lenders may restructure your loan by a reduction in the interest rate, an extension of the length of the loan, a lowered principal balance, reduction in the amount of accrued back payments or late fees, as well as many other options to allow you the affordability to pay your mortgage. If you are behind on your payments, struggling to make your payments, expect an adjustment that will cause you to fall behind, you are facing foreclosure, or fear foreclosure is just around the corner, then you are a candidate for loan modification. The Loan Modification process usually takes 30-90 days, and consists of many long phone calls and negotiations. Elite Mortgage Solutions Legal Team will handle every aspect of your negotiation, and prepare a comprehensive loan modification package for your Lender, including but not limited to: Financial Prospectus Workout – Detailed to include all income, assets, and all payments you make, down to every cost, including Gas! This allows a realistic view of your financial abilities to be sure you can continue to make your home payments for years to come once your loan is restructured. * Unlimited Negotiations with your existing lender and/or their attorneys. * Loan Restructuring Proposal – Elite Mortgage Solutions Inc, requests specific terms for your new loan. Our request is carefully discussed with you so that you are happy with your new loan. * Representation on your behalf in dealings with your Lender * CMA - Comparative Market Analysis of your home * Pulling of Credit Report * Full Time, one-on-one customer service for your Status Updates Elite Mortgage Solutions may request modifications in the following ways, however other options may be used to lower your monthly payments: a) Request adjustments, elimination or repayment plans on any delinquent and past due balances. b) Request current and future rate of interest charge and monthly payments to be lowered c) Request loan balance amount to be less than current loan (lowering your principal balance) d) Request loan to be converted to a longer fixed term The goal is to get you back on track, current on your payments, and to keep you in your home for years to come.